Northstar insurance advisors reviews

Dentist Recs - No Insurance

2023.06.08 17:42 compasiva Dentist Recs - No Insurance

Hey everyone!
Welp, since I needed to replace my glasses this year, I crossed my fingers and hoped I didn't need to use dental benefits and didn't sign up for dental insurance.
And now I need a tooth extracted. 🙃
I've set up an appointment with Aspen Dental, but does anyone have any different recommendations or any reviews if you've been to Aspen?
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2023.06.08 17:36 Jiale88996 Comprehensive Car Insurance: Securing Your Vehicle's Resale Value

Comprehensive Car Insurance: Securing Your Vehicle's Resale Value
Understanding the Significance of Comprehensive Car Insurance
Comprehensive car insurance is a vital component for protecting your vehicle against non-collision damage, safeguarding your finances, and ensuring peace of mind. This type of insurance goes beyond basic coverage, providing extensive protection against a wide range of risks.
One key aspect of comprehensive car insurance is its ability to shield your vehicle from theft, vandalism, acts of God, and falling objects, among others. With comprehensive coverage, you can rest assured knowing that your vehicle is protected in various scenarios that could otherwise result in significant financial losses.
Moreover, comprehensive car insurance offers additional benefits such as windshield protection and rock chip protection, which can save you from costly repairs. It can even provide extended warranty options, giving you added security beyond the manufacturer's warranty.
Understanding the importance of resale value, comprehensive car insurance ensures that your investment retains its worth. Alongside regular car maintenance and the inclusion of floor and cargo mats, comprehensive coverage acts as a safeguard against unexpected incidents, maximizing the resale value of your vehicle.
Comprehensive Car Insurance: A Key to Protecting Resale Value
Exploring the Role of Comprehensive Insurance in Maintaining Vehicle Worth
Comprehensive car insurance plays a pivotal role in preserving the resale value of your vehicle. It goes beyond standard coverage, providing extensive protection against a multitude of risks. One notable benefit is windshield protection and rock chip protection, which can save you from costly repairs and maintain the overall condition of your vehicle.
If your car receives any sort of non-collision damage, comprehensive coverage ensures that you are compensated for the actual cash value of the vehicle, minimizing financial losses. It shields you from various risks such as car theft, vandalism, and acts of nature, which can lead to substantial repair costs or even a complete write-off.
Car theft is a prevalent concern, but comprehensive insurance offers reassurance by providing coverage in the unfortunate event that someone attempts to break into your car or steal it altogether. This protection extends to both the interior and exterior of your vehicle, mitigating potential losses from damage or theft.
Moreover, comprehensive car insurance safeguards your investment against interior and exterior damage caused by natural disasters, falling objects, or unforeseen accidents. By addressing these issues, comprehensive coverage ensures that your vehicle retains its value and appeal to potential buyers.
Another advantage of comprehensive car insurance is that it can supplement existing warranties or serve as an extended warranty for your vehicle. This additional layer of protection is highly attractive to buyers, as it provides peace of mind knowing that they are purchasing a well-maintained and protected vehicle.
In the next section, we will delve deeper into the benefits of comprehensive coverage for resale value, highlighting its impact on maintaining the worth of your vehicle.
Extensive Coverage Options for Maximum Protection
Comprehensive Insurance Coverage: What Does It Include?
Comprehensive car insurance provides a wide range of coverage options that go beyond basic protection. This comprehensive coverage ensures maximum protection for your vehicle, covering various risks and unexpected events.
One notable aspect of comprehensive coverage is its inclusion of fire protection. In the unfortunate event of a fire that originates from your garage, comprehensive car insurance can cover the damages, which may not be included in your homeowner or renter's insurance policy.
Furthermore, comprehensive insurance offers protection against natural disasters such as floods, hurricanes, tornadoes, and earthquakes. It also covers damages caused by falling objects like tree branches, rock chips, or debris, ensuring that you are financially protected in such scenarios.
Comprehensive coverage extends to animal-related damages, including collisions with deer or damages caused by rodents. These unforeseen incidents can lead to significant repair costs, but comprehensive insurance provides the necessary coverage to mitigate these expenses.
The comprehensive insurance policy also covers a wide range of events categorized as acts of God, such as theft, vandalism, riots, explosions, and wildfires. In the unfortunate event of any of these incidents, your car insurance company will pay for the necessary repairs or replacements, providing you with peace of mind.
Additionally, comprehensive coverage ensures that repairs are carried out with original manufacturer's pieces, maintaining the integrity and value of your vehicle.
Safeguarding Your Investment: Why Resale Value Matters
Understanding Depreciation and its Impact on Vehicle Worth
When it comes to your vehicle's worth, depreciation is a significant factor to consider. Depreciation refers to the decrease in value that occurs over time due to factors such as age, mileage, wear and tear, and market demand. As your vehicle ages, its resale value naturally declines, which can impact your overall investment.
How Comprehensive Car Insurance Minimizes Financial Impact
Comprehensive car insurance plays a crucial role in minimizing the financial impact of depreciation. In the unfortunate event of non-collision damage or theft, comprehensive coverage ensures that you are compensated for the actual cash value of your vehicle. The actual cash value is determined by the replacement costs minus the depreciation of the vehicle during the time it was lost.
Moreover, some comprehensive coverage policies provide an additional layer of protection called depreciation protection. This coverage ensures that in the event of a comprehensive coverage total loss caused by fire or other covered perils, you are reimbursed for the full value of your vehicle without factoring in depreciation. This valuable feature helps maintain the value of your investment and provides peace of mind knowing that you won't suffer a significant financial loss.
By having comprehensive car insurance, you can safeguard your investment and protect your vehicle's resale value. It ensures that even in unfortunate situations like non-collision damages or theft, you are financially protected and able to recover the value of your vehicle without bearing the full burden of depreciation.
Tips for Enhancing Your Vehicle's Resale Value
Regular Maintenance: The Key to Preserving Value
Regular maintenance is essential for preserving your vehicle's resale value. By staying on top of routine maintenance tasks such as oil changes, tire rotations, and brake inspections, you can ensure that your car remains in excellent condition. Regular maintenance not only keeps your vehicle running smoothly but also prevents exterior damages like scratches, dents, or scrapes. To protect your car's paint, consider using paint protection film, clear protective film, or 3M film. Additionally, applying ceramic coatings or alternatives like CQuartz can provide long-lasting protection for your vehicle's exterior.
Safe Driving Practices: Preventing Costly Accidents and Damages
Safe driving practices not only protect you and others on the road but also help maintain your vehicle's resale value. Avoiding accidents and damages is crucial for preserving the condition of your car. Install aftermarket back-up cameras or rearview cameras to help you prevent possible damages while checking blind spots. Focus on the road, avoid using your mobile phone, and take defensive driving courses to improve your driving skills. Be aware of other drivers' actions and assume that they may do something unexpected, allowing you to react in a timely manner. Maintain a safe distance between your car and other vehicles to prevent accidents. Secure any cargo properly before driving, wear your seat belt, and never drive under the influence of drugs or alcohol.
Avoiding Modifications: Impact on Resale Value
While vehicle customization may be appealing to some, it can negatively impact your vehicle's resale value. Buyers generally prefer vehicles without extensive modifications, as it can alter the original manufacturer's design and performance. It's important to note that any modification should be approved by the car manufacturer to ensure it doesn't void warranties or cause potential issues down the line.
Comprehensive Documentation: Building Trust with Potential Buyers
Maintaining comprehensive documentation of your vehicle's history is vital for building trust with potential buyers. Keep records of regular maintenance, repairs, and service history. This documentation provides transparency and reassurance to buyers, showcasing that your car has been well taken care of. Pay special attention to interior maintenance, including the condition of floor and cargo mats. Storing your vehicle in a secure garage or monitored parking area with CCTV cameras adds an extra layer of protection and demonstrates your commitment to preserving its value.
Choosing the Best Comprehensive Car Insurance Policy
Researching Insurance Providers: Factors to Consider
When selecting a comprehensive car insurance policy, it's essential to research different insurance providers. Start by requesting quotes from five or six reputable car insurance companies. To make accurate comparisons, ensure that you set the same limits and deductibles for each quote. This allows you to evaluate what each provider offers and how much you would need to pay for their coverage.
Comparing Coverage Options and Premiums
As you assess different insurance providers, carefully review their coverage options and premiums. Examine the declaration page of each comprehensive car insurance policy to understand what is covered and what is not. Look for any special benefits or discounts offered by each company that could potentially lower your premiums. By comparing the coverage options and premiums side by side, you can identify the policy that best meets your specific needs and budget.
Reading Customer Reviews: Assessing Reliability and Satisfaction
To assess the reliability and customer satisfaction of insurance providers, read customer reviews. Visit reputable websites like the Better Business Bureau ( to check what other customers have said about the car insurance companies you're considering. Pay attention to their complaint rate, which can be found on the National Association of Insurance Commissioners (NAIC) chart. This information will give you insights into the experiences of other policyholders and help you make an informed decision.
The Value of Comprehensive Car Insurance in Securing Resale Value
Comprehensive car insurance plays a crucial role in safeguarding the resale value of your vehicle. By providing coverage for non-collision damages, theft, vandalism, acts of God, and more, comprehensive insurance protects your investment against unforeseen events. It covers a wide range of risks, including windshield protection, rock chip protection, and even extended warranty options. With comprehensive coverage, you can have peace of mind knowing that your vehicle's worth is protected.
Taking Proactive Steps for Long-Term Financial Protection
In addition to comprehensive car insurance, there are proactive steps you can take to enhance your vehicle's resale value. Regular maintenance, safe driving practices, and avoiding extensive modifications are all key factors that can contribute to maintaining your car's worth over time. By prioritizing these actions, you can minimize potential damages and ensure your vehicle remains in excellent condition.
Peace of Mind and Confidence in Your Vehicle's Worth
Securing comprehensive car insurance not only provides financial protection but also offers peace of mind and confidence in your vehicle's worth. Knowing that you have coverage against accidents, theft, and other unexpected events brings a sense of security. Moreover, maintaining detailed documentation and records of your vehicle's history can further build trust with potential buyers, enhancing its resale value.
In conclusion, comprehensive car insurance is a valuable asset for securing the resale value of your vehicle. By taking proactive steps and investing in comprehensive coverage, you can protect your investment, enjoy long-term financial protection, and have peace of mind knowing that your vehicle's worth is secured.
Read more in my blog.
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2023.06.08 17:24 delabrew11 Good enough for Data analyst or stick to Financial? Little to no traction.

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2023.06.08 17:19 PennyworthInvesting Canada Nickel’s Carbon Storage Technology Exceeds Expectations

Canada Nickel’s Carbon Storage Technology Exceeds Expectations
Canada Nickel Company Inc. (TSXV:CNC) (OTCQX:CNIKF) today announced that test work for its novel carbon storage process, In-Process Tailings (“IPT”) Carbonation, is demonstrating results that are significantly above expectations.
The Company also announced that its Integrated Feasibility Study (“IFS”) is expected to be released in September, following the completion of final engineering design for IPT Carbonation. All other engineering work for the Crawford feasibility study has been successfully completed.

Bottom Line
  • Carbon Capture testing continues to exceed expectations, both on time and the amount of carbon that can be stored. Canada Nickel’s tech can store 7x more carbon than traditional methods and in 1% of the time (7 hours vs 100 days)
  • Crawford is on track to be the lowest emissions primary nickel mine in the world.
  • This carbon capture technology will qualify Canada Nickel for significant government tax credits, potentially funding the entire equity portion of the project’s startup capital. Less equity means less stock issuance.
  • IPT Carbonation testing was conducted on rock samples with the same characteristics as the main deposit, increasing the probability carbon capture will work at scale.
  • The Crawford project alone could achieve 7% of Canada’s entire carbon removal goal making it a key asset for government leaders.
Canada Nickel CEO, Mark Selby commented:
We believe the IPT Carbonation process has transformative potential for the Company. Our test work demonstrates the ability to efficiently store one million tonnes of CO2 annually when the project is fully ramped up utilizing a process plant design of only 6.5 hours of residence time versus an initial design target of 12-24 hours. These results can help contribute to delivering this solution at relatively low capital and operating costs.
Canada Nickel’s Crawford Project is hosted in ultramafic rock, which naturally absorbs and sequesters CO2. Canada Nickel has developed the novel IPT Carbonation process which involves injecting a concentrated source of CO2 into tailings generated by the milling process for a brief period of time. This simple process captures CO2 geologically in the tailings while they are still in the processing circuit, rather than after they
have been finally deposited.

Mr. Selby continued:
Crawford is poised to be a leader in the energy transition through the large-scale production of critical minerals, including nickel and cobalt, and to become the sole North American producer of chromium, while also supporting Canada’s climate objectives through large scale carbon capture and storage and providing an anchor for a Zero Carbon Industrial Cluster in the Timmins-Cochrane region.

Access to the required testing facilities for pilot scale tests to confirm the engineering design for IPT Carbonation has been delayed to this summer and as a result, the integrated feasibility study for the project is now expected to be delivered in September 2023. This delay has no impact on the overall timeline to production as the Company continues to target receipt of permits by mid-2025 with construction to follow. Permitting remains on-track and good progress is being made through the second stage of the federal permitting process.

Mr. Selby continued:
We are very pleased to reach successful completion of the remainder of the engineering for the Crawford project. Our decision to incorporate our IPT Carbonation into an integrated feasibility study has been validated by the multiple approaches we’ve received from multinationals pursuing comprehensive carbon solutions. I am very proud of our team that is taking our IPT Carbonation process from breakthrough to a feasibility study engineered design in just 14 months.

The Crawford Project has the potential to achieve 7% of Canada’s 15 megatonne carbon removal goal.
The Company believes that the successful incorporation of IPT Carbonation could potentially allow a portion of the Company’s project capital expenditures to become eligible for the carbon capture and storage refundable investment tax credits of 37.5% to 60% for years 2022-2030 and 18.75% to 30% for years 2031-2040, as announced in the 2022 federal budget.
The interest received from multiple large multinational companies pursuing carbon storage solutions further supports the Company’s belief that the mineral sequestration utilized by the Company may be considered an effective carbon storage approach that would meet Environment and Climate Change Canada requirements.
Canada Nickel has received approaches from several large multinational companies seeking carbon storage solutions.
Mr. Selby concluded:
Canada Nickel has generated significant momentum in 2023 with the strategic investment by Anglo American, our successful completion of the first phase of federal permitting for Crawford, our appointment of Cutfield Freeman & Co. to support the debt portion of our project financing team alongside our equity advisors, Scotiabank and Deutsche Bank, and our ongoing success in our regional exploration program.
We expect this momentum to continue through the rest of the year with the completion of the integrated feasibility study, our initial resource estimate and Preliminary Economic Analysis for potential near-term production at our Texmont Project, and advancing both the permitting and financing to allow a construction decision to be made for Crawford by mid-2025, when permits are expected to be received.

IPT Carbonation Test Work
In the current phase of test work, Canada Nickel has conducted a series of variability tests to establish the IPT Carbonation Process engineering design criteria and develop predictive CO2 storage models. The results have exceeded expectations. Testing was done on samples based on their brucite content as well as their location within the deposit with a bias towards material that is expected to be processed in the initial project phases. The results received to date have confirmed the ability to store more than one million tonnes of CO2 per year.

Qualified Person and Data Verification
Arthur G. Stokreef, P.Eng (ON), Manager of Process Engineering & Geometallurgy and a “qualified person” as such term is defined by National Instrument 43-101, has reviewed and approved the technical information in this news release on behalf of Canada Nickel Company Inc.
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2023.06.08 17:19 EnsignElessar ChatGPT: Cheat Cheat (For beginners)

ChatGPT: Cheat Cheat (For beginners) submitted by EnsignElessar to chatGPTprogramming [link] [comments]

2023.06.08 16:47 InternationalLead847 Had a meeting with my advisor from my university department and just immediately started crying

So embarrassed. I hate being like this and wish I were normal.
For context: I've had agoraphobia for years but it had generally improved, I got diagnosed and prescribed propanolol for the symptoms and after slow exposure I could generally live my daily life without panic attacks. But this year my agoraphobia relapsed and got the worst it's ever been at the worst possible time, aka exam season and I flunked my way through all my assignments and exams. God it was awful. I holed myself up in my room, just trying to exit my room and go down the stairs would have me hyperventilating, struggling to breathe/talk, scared for literally no reason. Crying uncontrollably. Shaking, heart jumping out my chest, unable to do even basic things. My brain was just fog and fear.
I just isolated myself, couldn't exit my room without crazy panic symptoms, just laid in bed feeling like shit. Whenever I tried studying, I wouldn't be able to process any of the info. Eventually it got so close to the deadlines and exams I knew I was fucked so just the act of trying to study would make me anxious and make my heart race too. Was too late to request assignment extensions so submitted everything late. Flopped the exams. Now I'm pretty sure I failed everything. And I felt like crap for it.
I contacted uni support staff afterwards and spoke to a nice lady who was very kind and understanding, obviously hearing from loads of students, and she helped me to submit a extenuating circumstances form for the board of examiners to review. I did that, but hadn't contacted my actual department at all. Why? idk. It's just hard to talk about it. and the longer I put it off the more anxious I felt about telling them.
All students have meetings with their advisors at this point in the year, so I thought ok I'll finally tell my advisor about my situation. Mentally prepared myself, planned what I was gonna say, explain how my panic disorder worsened and how it affected my studies, ask for advice etc.
Start call
Advisor: Hey, InternationalLead847. How are you? Are you ok?
I found myself immediately choking up and fsr could not bring myself to answer. Giving the generic "im ok" was suddenly so hard. But i also could not get the words out of my mouth to say no I'm not ok. So I just spent like a minute going "um.. ah.. well.. um. I'm..cliving.." and that confused him and when I tried to speak, I just started ugly crying and couldn't say anything. You know when you're sobbing and can't speak and you're just choking on your words. Yeah it was that. And my advisor obviously did not expect this and was just awkwardly asking me what's up and saying he couldn't really hear me. At some point I gave up speaking and asked to type. He seemed pretty taken aback til the end even though he did try to speak considerately but you know old computer science professors tend to not be the most equipped to deal with mental health. Gave me the department lead's email address and told me not to be so hard on myself.
I felt mortified after I hung up. Even when my condition is bad I feel like generally I can still pretend to be okay in front of others and talk normally. But when it comes to talking about my condition itself, I just immediately break down.
I feel so powerless whenever I start having a panic attack. It feels like such a dumb and ridiculous reaction, I don't even know what I'm scared of or panicking about but I just do.
I wish I could be normal. I feel so alone and so useless
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2023.06.08 16:37 sydneyplumbersnet Important Things To Consider When Choosing An Emergency Plumber

When choosing an emergency plumber in Carlingford or near you, you should consider the things illustrated in this guide.
Choosing the right emergency plumber in Carlingford will ensure you get quality services at the right price. Some people might say it is just a coincidence but emergencies with your plumbing system seem to happen when you have limited options for plumbers – such as at night, on holidays and at weekends. Or maybe, you are new to the area and have not found a good plumber to work with.That is where emergency plumbers come in. They are available to provide services throughout and even on holidays and weekends. They charge higher rates than regular plumbers but they shouldn’t be exorbitant. The plumber you choose to work with should have the same qualifications as any other type of contractor you would choose for other services. Here are a few important things you should consider when choosing an emergency plumber.
Local is better
It is better to hire a local plumber as with any other home contractors – not just for the reputation and connections but also because it is easy to find them. Depending on the nature of your emergency, response time can be an important factor. The closer he is, the more likely he is to be successful in providing services, especially if the situation involved contaminated or uncontrolled water. A lot of plumbers also add fuel or mileage charges to their bills and that is money you should not spend.
Reviews and references
It is crucial to have a sense of the experience of an emergency plumber nearby and past success. It is also important to ask family and friends for recommendations. However, you should keep in mind that emergencies do not always occur when people are available to chat.You can get reviews on social media sites such as Facebook and Google. Various government-approved entities can provide authoritative recommendations.
Insurance and license
You need to hire a plumber who is insured and licensed. Hiring someone who is not insured and licensed will turn your emergency into a disaster. You could also incur costly liability.
Get upfront quotes
It is important to compare plumber fees from a local directory or business website but it is not enough. After choosing a plumber, you should let them look at the situation and provide written quotes that itemise all parts of the job. The quotes are your assurance that any additional costs will not show up later as a surprise.
Warranties and guaranteed work
Emergency plumbers are a valuable asset to you. However, even if you choose the best plumber in your area, things can still go wrong. That is why you should choose a plumber who warranty and guarantee his work. They should come back to your home and fix anything that has gone wrong.
When choosing an emergency plumber in Carlingford, it is crucial to consider communication. The plumber should be available when you call them. They should reply to your text messages and emails on time. This way, you will rest stress-free knowing that someone has got your back.
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2023.06.08 16:31 maruwahna What advice would experienced devs give to ‘specialise’ in an industry ?

I’m a mid/senior level engineer who’s worked as a contractor mostly on data heavy stuff with Python (a lot of data engg/science/analysis). I’ve worked on multiple SDLC aspects and a fair bit on the more ‘human’ side of things (collaboration, req analysis, code standards & review etc) that might be expected from ,say, a staff engineer.
My career strategy so far has been to learn as many different implementations of the tech I work with as I can on the data side of things across as many industries (Ex: energy, telecom, health insurance etc) as I can - I think of it as practice drills to make me a better generalist. I’m at a stage in life where I want to apply this generalist-ness I’ve gained to a specific industry (in my case, financial services) and specialise in a sense, with the thesis being that specialisation builds harder to acquire skills and therefore pays better.
The obvious advice here would be to get a job in the industry I want and keep rotating between IC and tech lead roles, which would theoretically lead to better pay over time. I’d like to be proactive though and work on strategies to make myself more attractive to employers in this industry (Ex: attending industry specific conferences to figure out what tech is out there).
Engineers who’ve specialised or ‘stuck’ to a specific industry, what advice/approach would you have for someone wanting to pro-actively go about this ?
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2023.06.08 16:25 Eugee-90 If I had to get someone from total zero to ChatGPT power user

If I had to get someone from total zero to ChatGPT power user submitted by Eugee-90 to u/Eugee-90 [link] [comments]

2023.06.08 16:23 Supply_Geek Renting a Warehouse - Benefits & Complexities

Renting a warehouse can be a profitable venture for businesses looking to optimize their supply chain operations. It offers several benefits such as increased storage capacity, flexibility, and cost savings compared to owning a warehouse. However, there are complexities and considerations that need to be taken into account. Let's explore the profitability of renting a warehouse and delve into the benefits and complexities of this business.
✅ Benefits of Renting a Warehouse:
✔ Increased Storage Capacity: Renting a warehouse allows businesses to access additional storage space without the upfront costs associated with building or buying a facility. This enables them to accommodate inventory growth, seasonal fluctuations, and expanding product lines.
✔ Flexibility and Scalability: Renting a warehouse offers flexibility in terms of location and size. Businesses can choose a warehouse that is strategically located to serve their target market efficiently. Additionally, they can easily adjust the size of the warehouse based on changing business needs without being tied to a long-term commitment.
✔ Cost Savings: Renting a warehouse eliminates the need for significant upfront investment and ongoing expenses related to maintenance, property taxes, and insurance. It allows businesses to allocate their capital to other critical areas of their operations.
✔ Access to Infrastructure and Amenities: Many rented warehouses come equipped with essential infrastructure such as loading docks, security systems, and climate control. These amenities can enhance operational efficiency and ensure the safety and integrity of stored goods.
✴ Complexities of Renting a Warehouse
🔸 Lease Agreements and Terms: Negotiating lease agreements and understanding the terms and conditions can be complex. Businesses must carefully review the lease contract, considering factors such as lease duration, rental rates, maintenance responsibilities, and potential penalties.
🔸 Operational Considerations: Renting a warehouse requires businesses to manage day-to-day operations efficiently. This includes optimizing inventory management, implementing effective warehouse layout and organization, ensuring proper security measures, and complying with regulatory requirements.
🔸 Dependency on Landlords: Businesses are reliant on the responsiveness and reliability of the warehouse landlords. Any delays or issues from the landlord's end can impact operations and customer satisfaction.
🔸 Competitive Market: The demand for warehouse space can vary, and businesses may face competition when seeking suitable rental properties in desirable locations. It is essential to conduct thorough market research and act promptly to secure the most advantageous warehouse space.
#WarehouseRenting #SupplyChainManagement #Logistics #OperationalEfficiency #supplychain #warehouses #warehouse #business #management #logistics #warehousemanagement #supplychain #WarehouseRentals #LogisticsSpace #CompetitiveMarket
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2023.06.08 15:10 No_Competition4897 [HIRING] 25 Jobs in OK Hiring Now!

Company Name Title City
Tyson Foods Enterprise Plant - Machine Operator PR04 - 2nd Shift Enid, OK Enid
My Dentist Dental Hygienist Muskogee
Quail Springs Dental Care Dental Hygienist Norman
Aveanna Healthcare Aveanna Healthcare Private Duty Nurse RN Norman
Green Bay Packaging, Inc. DCS Engineer Okay
Quail Springs Dental Care Hygiene Assistant Oklahoma City
Aveanna Healthcare Private Nurse Pryor
Dental Care of Sapulpa Dental Hygienist Sapulpa
Family Dentistry of Yukon Dental Hygienist Yukon
Jubilee Dental & Braces - a Benevis company Dentist - Unlimited Earning Potential Chattanooga
Comma Insurance Insurance Advisor Edmond
Jubilee Dental & Braces - a Benevis company Dentist - Unlimited Earning Potential Grandfield
Jubilee Dental & Braces - a Benevis company Dentist Grandfield
Jubilee Dental & Braces - a Benevis company DMD Grandfield
Medical Resource Group, Inc. Nurse Practitioner or Physician Assistant - Oklahoma Lawton
Comma Insurance Annuity Counselor Oklahoma City
AllianceHealth Ponca City AllianceHealth Ponca City Seeks to Employ Family Medicine Physician - 90 Miles Nof OKC! Ponca City
Physician's Employment Family Practice Tulsa
AllianceHealth Woodward Employed Family Medicine Opportunity with AllianceHealth Northwest of OklahomaCity! Woodward
Twin Cities Ready Mix Immediate Openings Diesel AC Mechanic Tulsa Broken Arrow
Boddle Learning, Inc. Immediate Openings Senior Software Architect Tulsa Broken Arrow
Wright's Heat & Air Immediate Openings SheetmetalINSTALLERS Tulsa Broken Arrow
The Muscogee Nation Immediate Openings DIRECTOR Okmulgee Henryetta
The Muscogee Nation Immediate Openings HVAC ASSISTANT II Okmulgee Henryetta
The Muscogee Nation Immediate Openings DIRECTOR OF BROADBAND AND NETWORK DEVELOPMENT Okmulgee Henryetta
Hey guys, here are some recent job openings , feel free to comment here if you have any questions, I'm at the community's disposal! If you encounter any problems with any of these job openings please let me know that I will modify the table accordingly. Thanks!
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2023.06.08 15:05 Expert-Local-Reviews Top Tips for Finding Affordable Plumbing Services in Westerville OH

When faced with plumbing issues, finding a reliable and affordable plumber becomes a top priority. Homeowners and businesses in Westerville, Ohio, can rely on the expertise of Westerville Plumbers to address their plumbing needs promptly and efficiently. In this article, we will provide you with essential tips on how to find affordable plumbing services in Westerville, OH, ensuring that you receive top-quality services without breaking the bank.
Research Local Plumbing Companies
Start your search for affordable plumbing services ( by researching local plumbing companies in Westerville, OH. Take advantage of online resources and directories to compile a list of reputable plumbers in your area. Check their websites, read customer reviews, and assess their qualifications and experience. Westerville Plumbers, for instance, offers comprehensive plumbing services, with many years of experience and knowledge.
Seek Recommendations
Word-of-mouth recommendations can be invaluable when it comes to finding affordable plumbing services. Ask your friends, family, and neighbors if they have had positive experiences with any plumbers in Westerville. Their personal experiences and feedback can help you narrow down your choices and find a reliable plumber who offers affordable services.
Compare Quotes
Once you have shortlisted a few potential plumbing services, reach out to them and request quotes for the specific plumbing issue you are facing. Be as detailed as possible in describing the problem to ensure accurate quotes. Comparing quotes from different plumbers will give you a clear idea of the pricing variations and help you find the most affordable option that meets your requirements. Westerville Plumbers offers transparent pricing and ensures that customers are aware of the costs involved upfront.
Inquire About Discounts and Special Offers
Don't hesitate to inquire about any ongoing discounts or special offers that plumbing companies may have. Many plumbers in Westerville ( provide promotional deals or seasonal discounts to attract customers. Keep an eye out for such offers as they can significantly reduce your plumbing costs without compromising on the quality of service. Westerville Plumbers occasionally offers special discounts on specific services, so be sure to check their website or give them a call to see if you can take advantage of any current promotions.
Check for Licensing and Insurance
Ensure that any plumbing company you consider is properly licensed and insured. Licensed plumbers have undergone the necessary training and have the required skills to handle various plumbing tasks. Insurance coverage protects both you and the plumber in case of accidents or damages during the job. Westerville Plumbers is fully licensed and insured, giving you peace of mind knowing that you are working with a reputable and reliable service provider.
Ask About Warranty
Reliable plumbing companies stand behind their work by offering warranties on their services. Inquire about the warranty policy of the plumbing service you are considering. A warranty ensures that if any issues arise after the completion of the job, the plumber will rectify them without any additional cost. Westerville Plumbers takes pride in its workmanship and offers warranties on specific plumbing services, assuring you of their commitment to customer satisfaction.
Find a Reputable and Affordable Plumbing Service
Finding affordable plumbing services in Westerville, OH, doesn't have to be a daunting task. By following these tips, you can locate a reputable and affordable plumber like Westerville Plumbers ( who will address your plumbing needs effectively while staying within your bud
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2023.06.08 15:00 Dependent_Future_261 The Role of Wealth Management System: Navigating the Path to Your Dreams

In today's fast-paced world, managing one's wealth has become an essential aspect of financial success. Whether you are an individual, a family, or a business owner, effective Wealth management strategies can help you grow and preserve your assets, achieve your financial goals, and secure a prosperous future. In this article, we will explore the key concepts and professionals involved in wealth management, including private wealth managers, wealth management consultants, financial planners, and family offices.
Understanding Wealth Management:
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2023.06.08 14:56 FXMacroGuy FOMC Crib Sheet: Every Fed comment since their last meeting summarised

👉 FOMC next week
👉 Here's a chronological summary of every Fed speaker's comments since their last meeting in May
👉 A PDF version that's a bit easier to read is available here: Google Drive
👉 Here we go...
Harker (Neutral) 2023-6-1 T-7: My preference is for skipping a rate hike, it's prudent to skip a rate hike in June, let's skip and see how it goes, we are close to the place where we can hold rates in place, sees promising signs that the Fed's rate hikes are working, disinflation is disappointingly slow, if inflation started coming down unexpectedly fast then we could cut rates but that is not my forecast, sees 2023 GDP growth below 1% and unemployment at 4.4%, expects inflation to fall to around 3.5% this year and 2.5% next year with 2% in 2025.
Bullard (Hawk) 2023-6-1 T-7: Rates are at the low end of what is arguably sufficiently restrictive, monetary policy landscape in much better shape today with the FFR at a more appropriate level than it was a year ago.
Bowman (Neutral) 2023-5-31 T-8: Residential real estate appears to be rebounding with implications for the Fed's inflation battle, while lower rents will eventually be reflected in inflation data home prices themselves are levelling out.
Collins (Neutral) 2023-5-31 T-8: Inflation is simply too high, the Fed is intent on reducing inflation.
Harker (Neutral) 2023-5-31 T-8: I am in the camp that we can skip a meeting, it would be a skip and not a pause, a pause says you may hold there for a while and I don't know that we're ready for that yet, data still to come may change my mind, need some slowing in the labour market, the economy keeps chugging along, not seeing much of a credit crunch after SVB.
Jefferson (Neutral) 2023-5-31 T-8: Skipping a rate increase at the coming meeting would allow us to see more data before deciding on the extent of additional tightening, holding rates constant should not be taken to mean rates have reached a peak for this tightening cycle, inflation remains too high but some measures have been slowing, monetary policy works with a lag and a year is not long enough to feel the full effect, base case outlook is not for a recession.
Mester (Hawk) 2023-5-31 T-8: No compelling reason to wait on rate hikes, more of a compelling case for bringing rates up and then holding for a while, decision could still be swayed by NFP and the next inflation report.
Barkin (Neutral) 2023-5-30 T-9: There is uncertainty around where rates need to go, it would be shocking if rates fell again to zero in a future recession, hopes that rates can stat at a "neutral, normal" level for some time, seeing evidence that rate hikes are curbing demand, CRE strain appears focused in B and C quality office buildings in downtown areas and not the entire sector.
Goolsbee (Neutral) 2023-5-28 T-11: Trying to make it a point not to prejudge and make decision when we're still weeks out from the next FOMC meeting, we are going to get a lot of important data between now and then.
Mester (Hawk) 2023-5-26 T-13: Everything is on the table for June, still more data to see ahead of the June meeting, doesn't know exactly how tight monetary policy is right now, does think they will have to tighten "a bit more", important not to under-tighten, the Fed has made slow progress on inflation and that's concerning, may have to revise up her inflation projections in the June SEP, hasn't seen much sign that banking stress is affecting credit conditions.
Barkin (Neutral) 2023-5-25 T-14: Demand is definitely cooling in part because it was overstimulated during the pandemic, rate hikes are also helping to reduce demand, some businesses are still saying they need to raise prices, the labour market is quite tight.
Collins (Neutral) 2023-5-25 T-14: The Fed may be at or near a time to pause rate hikes, a pause would give the Fed space to measure impact, inflation is too high but there are promising signs of moderation, banking sector likely to weigh on demand.
Bostic (Neutral) 2023-5-24 T-15: Best case scenario is the Fed will not consider a rate cut well into 2024, will base rate decisions on data, does not want to be locked into a pre-determined path, expects to see stress in the jobs market when inflation is falling towards the target.
Waller (Hawk) 2023-5-24 T-15: Does not expect data in the next couple of months to make it clear the terminal interest rate has been reached, does not support stopping hikes unless there is clear evidence that inflation is moving down to 2% target, prudent risk management may suggest skipping a hike in June and leaning towards July, need to maintain flexibility for June meeting, concerned about the lack of progress on inflation, a rebound in housing market is raising questions about how sustained lower rent increases will be, doesn't like that we have MBS on the balance sheet, there are good yield curve inversions and that may be what we have now, a good inversion is when it suggests inflation will come down.
Logan (Neutral) 2023-5-23 T-16: Backstop should be available whenever banks need it including nights, weekends or holidays.
Barkin (Neutral) 2023-5-22 T-17: Will not prejudge June meeting outcome, still looking to be convinced inflation is in a steady decline, the Fed would have to think hard about the design of a CBDC if Congress did authorize it.
Bostic (Neutral) 2023-5-22 T-17: Comfortable waiting a little bit to see how the economy plays out, will take decisions one meeting at a time and let things play out.
Daly (Neutral) 2023-5-22 T-17: Prudent to refrain from commenting on Fed policy action, declined to say what the Fed should do at the June meeting, wants to see if policy tightening is affecting the economy, still a lot of data before June meeting, tighter credit conditions may be like 1-2 rate hikes, would be historical anomaly to get 2% inflation with sub-4% unemployment, seems reasonable to see unemployment to go above 4%.
Bullard (Hawk) 2023-5-22 T-17: The Fed will have to go higher this year by perhaps 50 bps, the September dot plot was based on slow growth and inflation improvements that have not occurred, core measures of inflation have not changed much in recent months, the Fed should err on the side of doing more, recession arguments are overstated, base case remains relatively slow growth for the rest of the year and into 2024.
Kashkari (Hawk) 2023-5-22 T-17: It's a close call whether to raise or pause in June, it may be that we have to go north of 6% but that isn't clear yet, not seeing evidence that banking stress is doing the Fed's job on inflation, services inflation seems "pretty darn entrenched", it is way too early to declare the all clear on banking problems.
Kashkari (Hawk) 2023-5-21 T-18: Open to the idea of moving a little bit more slowly on rate hikes, would object to any kind of declaration that we're done, if the committee chooses to skip a meeting to get more information that could make sense, a skip to get more information is very different than saying we're done.
Powell (Neutral) 2023-5-19 T-20: Has not made any decision on whether rates are sufficiently restrictive, the risks of doing too much or too little are becoming more balanced, we haven't made any decisions yet about the extent to which additional policy firming will be appropriate, inflation is far above the Fed's objective, we are strongly committed to returning to 2% goal, policy rate may not have to rise as far as otherwise due to tightening bank credit conditions, positive supply shocks during globalization probably did help keep inflation low but are unlikely to be repeated, the banking system is strong and resilient, our guidance today is limited to factors that go into policy decision.
Williams (Neutral) 2023-5-19 T-20: New work has shown even with pandemic the natural interest rate remains low, pandemic impact on the natural rate has proven modest.
Barr (Neutral) 2023-5-18 T-21: No inherent conflict between monetary policy and supervision by the Fed.
Collins (Neutral) 2023-5-18 T-21: Falling minority unemployment rates are promising for the economy.
Jefferson (Neutral) 2023-5-18 T-21: A year is not long enough to feel the full effect of interest rate hikes so far, inflation is too high, growth has slowed considerably but outlook is not for a recession, evidence so far points to only a modest incremental tightening of credit conditions to recent bank stress, uncertain how tighter credit will influence household and business spending.
Logan (Neutral) 2023-5-18 T-21: Data at this time does not support skipping a rate hike at the June meeting, incoming data could yet show that it is appropriate to skip a meeting, it is a long way from here to 2% inflation, concerned about whether inflation is falling fast enough, recognizes arguments against tightening policy too much or too fast, effect of banking stress is comparable to a 25-50 bps rate increase.
Bullard (Hawk) 2023-5-18 T-21: Leaning towards a June hike but keeping an open mind, higher rates are insurance against inflation, rates are at the low end of sufficiently restrictive with the top seen above 6%, better and more prudent to be in the middle of the zone, fall in treasury yields is offsetting banking sector tightening.
Barkin (Neutral) 2023-5-16 T-23: I like the optionality implied in the statement, comfortable with more hikes if this is what's needed, businesses are reluctant to let staff go, deposit flows are stable at the banks in my district, the number one lesson from the 1970s is don't quit too soon.
Barr (Neutral) 2023-5-16 T-23: We are carefully looking at commercial real estate risk.
Bostic (Neutral) 2023-5-16 T-23: Still some way to go until inflation is beaten, wages didn't fully catch up to inflation in 2022.
Goolsbee (Neutral) 2023-5-16 T-23: Has not decided anything for the June meeting, would be a mistake to commit to a rate move when more data is coming, not sure if we've put enough restraint on the economy yet, far too premature to be talking about rate cuts, starting to see some slowing in activity, there's still some potential for a soft landing, wages are not a leading indicator of inflation.
Logan (Neutral) 2023-5-16 T-23: Central banks should review post-GFC stress episodes, may need to travel more slowly when conditions are uncertain, gradual policy adjustments can be helpful in mitigating financial stability risks.
Williams (Neutral) 2023-5-16 T-23: Inflation is gradually moving in the right direction, it does take a while to feel the impact of policy, current banking situation is nothing like the 2008 banking crisis, the banking system is sound and resilient.
Mester (Hawk) 2023-5-16 T-23: I don't think we're at a hold rate yet, would like policy rate to get to a point where it could equally be a potential increase or decrease, I don't put it in terms of a pause but instead a hold, rate are not at a sufficiently restrictive level.
Barkin (Neutral) 2023-5-15 T-24: Not giving a June meeting decision because there is still data to come and because of the uncertainty around the debt ceiling, very comfortable with a data-dependent approach but not yet convinced that inflation is on a steady path lower, sees no barrier to higher rates if inflation persists, demand may need to cool even more for inflation to reach the 2% target, policymakers should be sensitive to financial stability risks but that should not take precedence over the fight against inflation.
Barr (Neutral) 2023-5-15 T-24: The US banking system remains sound and resilient, all deposits in the banking system are safe.
Bostic (Neutral) 2023-5-15 T-24: If I was voting now I would hold rates in June, we may have to go up further on rates, have to keep a possible rate hike on the table, rate cuts are not part of his baseline, appropriate policy is to wait and see the effects of tightening, does not see inflation coming down quickly, the math on inflation and the economy will work in the Fed's favour in the months ahead, there is still a long way to go in the battle against inflation, expects inflation to be in the high 3s at year-end, there is some risk of a recession but if we fall into one it will not be long or deep.
Goolsbee (Neutral) 2023-5-15 T-24: There is still a lot of impact from prior hikes that's still to come, his vote to hike at the last meeting was a "close call", inflation is improving but not that rapidly, the effect of banking stress isn't small and we need to take it into account.
Kashkari (Hawk) 2023-5-15 T-24: The Fed has more work to do, we should not be fooled by a few months of good data, inflation is much too high but starting to come down.
Jefferson (Neutral) 2023-5-14 T-25: Inflation is still high, little progress on core inflation is bad news, the full impact of the Fed's rapid rate hikes is likely stell ahead, disinflation has been slower and more uneven than the Fed would hive liked, the uncertainty around the effect of bank stress and credit shock could be larger than expected.
Bullard (Hawk) 2023-5-14 T-25: Market-based inflation expectations are back down to levels consistent with the 2% inflation target, policy is not at the low end of sufficiently restrictive.
Bowman (Neutral) 2023-5-12 T-27: Additional rate hikes are "likely appropriate" if inflation stays high and the labour market stays tight, policy rate will need to remain sufficiently restrictive for some time, uncertain if it is already sufficiently restrictive to bring inflation down, policy action is not on a pre-set course, recent data have not provided consistent evidence that inflation is on a downward path.
Goolsbee (Neutral) 2023-5-12 T-27: Inflation is too high but at least it's coming down, hopes inflation can ease without a recession.
Kashkari (Hawk) 2023-5-11 T-28: Tight monetary policy may be needed for "extended time", inflation has come down but is still above target, bank turmoil can be a source of slowing for the economy, it is conceivable that once we get inflation down to 2% we could have a conversation about changing the target, if markets are right and inflation will fall quickly one would imagine rates could normalize, if high inflation is more embedded then rates will need to stay higher for longer, I am now on the more hawkish end of Fed policy spectrum, we will be back in a low inflation and low rate environment once this period of high inflation ends.
Waller (Hawk) 2023-5-11 T-28: Climate change does not pose a serious risk to large banks or to US financial stability, it is not the Fed's job to be a climate policymaker, the issue is not whether climate poses risks from acute events like severe weather but if those are distinct from other possible shocks, transition to lower-carbon economy likely to be gradual and predictable and not pose risks to banks.
Barkin (Neutral) 2023-5-10 T-29: The Fed's message last week was "explicitly not a pause" on rates or "even necessarily a peak" but provides the optionality to do more if needed and the option to wait if waiting is appropriate.
Jefferson (Neutral) 2023-5-9 T-30: Inflation has come down and the economy has started to slow in an orderly fashion, banks have started to raise lending standards.
Williams (Neutral) 2023-5-9 T-30: The Fed hasn't said it's done raising rates, does not see any reason to cut rates this year, will raise rates if needed, the Fed needs to be data-dependent, tighter credit may blunt how far the Fed goes with rate hikes, does not see tighter credit knocking the economy totally off course, acute phase of bank stress is over, not seeing a wage-price spiral, confident that the Fed is on the right path to lower inflation to 2% target, core services ex housing inflation still shows persistent inflation.
Goolsbee (Neutral) 2023-5-8 T-31: Too early to make a call on rates for June meeting, getting vibes that a credit squeeze is beginning, must be data-dependent and watch credit conditions, weighing how much Fed work is being done by tighter credit, recession is a possibility.
Goolsbee (Neutral) 2023-5-5 T-34: Way too premature to expect a June rate hike, we know that credit conditions like the ones we are seeing now in the past have been correlated with recessions and credit crunches, bank situation has to give you some pause.
Bullard (Hawk) 2023-5-5 T-34: Quarter-point hike this week was a good step, this puts the Fed above 5% but there's a lot of inflation in the economy, ready to be data-dependent with an "open mind" on whether to pause or hike at the June meeting, policy is at the "low end" of restrictive zone and it's not clear enough for a downward path of inflation, should not have a recession as a base case, the base case is slow growth and declining inflation, labour market is very tight and will take time to cool, sense is that regional banks will do just fine, ultimate impact of bank stress on the economy will be small, we can achieve a soft landing.
Powell (Neutral) 2023-5-3 T-36: Prepared to do more if warranted, it is a meaningful change to no longer say we anticipate more firming of policy, real rates are around 2% so policy is tight, we're possibly at a sufficiently restrictive level or not far off, we think we need to stay at this rate for a while, no decision on pause was made today and we will decide on June in June, we will take a data dependent approach, the extent of effects of credit tightening remain uncertain, we won't have to raise rates quite as high due to banking stresses, future policy actions will depend on how events unfold, reducing inflation likely to require below-trend growth and some softening of jobs market, there are some signs that labour supply and demand are coming back into balance, nominal wage growth has shown some signs of easing, the US banking system is sound and resilient, committed to learning the right lessons from the banking rout.
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2023.06.08 14:55 cricket9818 Player by Player 2022-23 Season and Postseason Review: Isaiah Hartenstein

Hello fellow Knicks fans. Last year I had a lot of fun writing up reviews for each player, and I decided I’ll make it a yearly thing. Format will be a little different to keep it fresh but same goals; evaluate players based on how they looked, their numbers, advanced stats, team stats, and an eye to next year. I will go player by player until I cover all major players on the Knicks roster. Enjoy! If you wanna check out Josh Hart and previous write ups give a click here
Player Profile: Isaiah Hartenstein
Age: 24
Contract Remaining: 1 year at $8.2 million.
2022-23 Season 82 GP, 8GS, 19.8MPG
5PTS, 6.5REB, 1.2AST, .6STL, .8BLK, .8TOV per game.
53%/21%/67% Shooting splits
I love Thibs as a coach, but many of us agree that one of few strikes against him is that he runs a bit of an unimaginative offense. There’s some motion and action, but a lot of it is ISO heavy and heavily dependent on the primary ball handlers making decisions on the whim and reacting to the defense. I feel like this concept hurts no player on the team as much as Isaiah Hartenstein. So first off, Hart (I’m calling him that for the remainder of the article, Hartenstein is just that much more annoying to type) is a heck of a well rounded player. If you look at his minutes from last year in LA, he had a 8/5/3 line with a steal and a block with a shooting split of 62%/46%/69%(nice) all in 18mpg, less than what he played this year! He can pass, he can board, he can defend and can even get in rhythm and score well near the rim and even on the perimeter. Unfortunately in Thibs' offense Hart had a much more conservative role as mostly a screener and a board crasher. Now, make no mistakes, he did those things well, averaging 2.5 offensive rebounds a game in just 20min. However, I felt Hart was severely underutilized all year, and I think because of that he had trouble adjusting in the beginning of the year, when he had some ups and downs in the first 20 games and everyone was calling for his head. As the year went on though Hart adjusted and eventually settled into his role nicely. I still think Thibs can utilize him way more. I know it's not a 1 for 1 comparison, but I look at the work Joakim Noah did (and no I’m not saying Hartenstein is as skilled as Noah) when he played under Thibs and I’m surprised Thibs didn’t try to take advantage of Hart’s passing skills more often. Who knows, maybe we will see more of that next year. My personal caterwauling aside, Hartenstein is a great fit on the team and I wouldn’t be surprised to see them try to throw an extension his way at some point as he compliments Mitch very nicely and is affordable insurance against an injury to him.
Advanced Stats: VORP: 0.7 WS/48: .136 PER: 14.2 TS%: 56
Now by league standards, Hartenstein had a pretty average year. His PER comes in near league average (15) and his VORP sits almost at 1, indicating he’s a step above a replacement level player. But looking at his advanced stats from last year show how big of a step back he took from last year. Last year he had a PER of 22 which is phenomenal and a VORP of 2(!). To put that in perspective, he played 400 more minutes this year than last year but last year put up double the level of value. Again, Hart had a solid year for us, but I feel he was severely underutilized.
Hartenstein ranked around 35th out of ~400 players that played in at least 50 games at 15mpg in defensive rating. This puts him as one of the more highly rated defensive big men in the league. Pretty impressive. He didn’t always put up the counting stats but his effort was apparent.
Hartenstein pops up in 6 of the Knicks top 10 defensive rated lineups. Conversely, he also appears in 6 of the bottom 10 defensive rated lineups. However Hart is also in 6 of our top 10 net rated lineups and 6 out of 10 worst net rated lineups. Shockingly he’s in 6 of our top and bottom 10 offensive lineups as well. All this makes sense as Hart graded out as a slightly above replacement level player. So he was there when things went good, but also there when things were not.
2023 Playoffs: 3.1PTS, 4.6REB, 1.3AST, .8STL, 1.4BLK, .5TOV per game
48%/N/A/75% from the field
0.2 VORP WS/48 .171 PER 13.5
Hartenstein brought his shovel and pal for the playoffs, and gave the Knicks some tough minutes at center. While his counting stats may leave a little to be desired, his advanced stats show that he played well during his 20 mpg on the court. However, as previously stated, his lack of offensive versatility (which is consistent among many players on the roster) created the redundancy that made the Knicks offense a little stagnant and not as successful as it could be in the playoffs. It's another moment where I feel like Thibs underutilized him as he does have (albeit an inconsistent) outside shot, and they could try to use Hart to clear the paint for drives and kicks. Also worth noting that it was more or less Hart’s first postseason appearance, so the jitters are being worked through.
2023 Off season
Despite being in the league 5 years already, Hartenstein is only 24 years old, so he does have more room to grow. Hartenstein has a good offensive game around the rim, can finish and has a little baby hook/push shot that he uses effectively. He can shoot from the outside, career 31% shooter from 3 but on very small volume. Even if Hart could push that to 33% he could really provide another layer to his game. He’s a solid defender but can definitely be better against big bangers in the post. Hart is a capable pass and also rebounds very well already. Again, I feel Hart can showcase more than what he did last year if given more chances from Thibs.
Overall Grade for 2022-23 season: B
Hartenstein had a bumpy introduction to the Knicks. However, he leveled off quickly and showed the workman’s mentality that NYK fans love. He plays hard and (mostly) plays smart. I think he can take some more steps forward in his offensive game and low post defense. I also believe Thibs can entrust him with more high post and passing action, but that is to be seen. He’s a solid role player I wouldn’t mind seeing around here for a while.
More to come soon. Let’s go Knicks!
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  • Carbon capture test work confirms ability to store one million tonnes of carbon annually
  • Crawford Project has potential to achieve 7% of Canada's 15 megatonne carbon removal goal
  • Canada Nickel has received approaches from several large multinational companies seeking carbon storage solutions
TORONTO , June 8, 2023 /CNW/ - Canada Nickel Company Inc. ("Canada Nickel" or the "Company") (TSXV: CNC) (OTCQX: CNIKF) today announced that test work for its novel carbon storage process, In-Process Tailings ("IPT") Carbonation, is demonstrating results that are significantly above expectations.
The Company also announced that its Integrated Feasibility Study ("IFS") is expected to be released in September, following the completion of final engineering design for IPT Carbonation. All other engineering work for the Crawford feasibility study has been successfully completed.
Mark Selby , CEO of Canada Nickel, said, "We believe the IPT Carbonation process has transformative potential for the Company. Our test work demonstrates the ability to efficiently store one million tonnes of CO 2 annually when the project is fully ramped up utilizing a process plant design of only 6.5 hours of residence time versus an initial design target of 12-24 hours. These results can help contribute to delivering this solution at relatively low capital and operating costs."
Canada Nickel's Crawford Project is hosted in ultramafic rock, which naturally absorbs and sequesters CO 2 2 into tailings generated by the milling process for a brief period of time. This simple process captures CO 2 geologically in the tailings while they are still in the processing circuit, rather than after they have been finally deposited.

"Crawford is poised to be a leader in the energy transition through the large-scale production of critical minerals, including nickel and cobalt, and to become the sole North American producer of chromium, while also supporting Canada's climate objectives through large scale carbon capture and storage and providing an anchor for a Zero Carbon Industrial Cluster in the Timmins

Cochrane region," Selby added.
Access to the required testing facilities for pilot scale tests to confirm the engineering design for IPT Carbonation has been delayed to this summer and as a result, the integrated feasibility study for the project is now expected to be delivered in September 2023
"We are very pleased to reach successful completion of the remainder of the engineering for the Crawford project. Our decision to incorporate our IPT Carbonation into an integrated feasibility study has been validated by the multiple approaches we've received from multinationals pursuing comprehensive carbon solutions. I am very proud of our team that is taking our IPT Carbonation process from breakthrough to a feasibility study engineered design in just 14 months."
The Company believes that the successful incorporation of IPT Carbonation could potentially allow a portion of the Company's project capital expenditures to become eligible for the carbon capture and storage refundable investment tax credits of 37.5% to 60% for years 2022-2030 and 18.75% to 30% for years 2031-2040, as announced in the 2022 federal budget. The interest received from multiple large multinational companies pursuing carbon storage solutions further supports the Company's belief that the mineral sequestration utilized by the Company may be considered an effective carbon storage approach that would meet Environment and Climate Change Canada requirements.
"Canada Nickel has generated significant momentum in 2023 with the strategic investment by Anglo American , our successful completion of the first phase of federal permitting for Crawford, our appointment of Cutfield Freeman & Co. to support the debt portion of our project financing team alongside our equity advisors, Scotiabank and Deutsche Bank, and our ongoing success in our regional exploration program. We expect this momentum to continue through the rest of the year with the completion of the integrated feasibility study, our initial resource estimate and Preliminary Economic Analysis for potential near-term production at our Texmont Project, and advancing both the permitting and financing to allow a construction decision to be made for Crawford by mid-2025, when permits are expected to be received," said Selby.
IPT Carbonation Test Work
In the current phase of test work, Canada Nickel has conducted a series of variability tests to establish the IPT Carbonation Process engineering design criteria and develop predictive CO 2 storage models. The results have exceeded expectations. Testing was done on samples based on their brucite content as well as their location within the deposit with a bias towards material that is expected to be processed in the initial project phases. The results received to date have confirmed the ability to store more than one million tonnes of CO 2 per year.
Qualified Person and Data Verification
Arthur G. Stokreef , P.Eng (ON), Manager of Process Engineering & Geometallurgy and a "qualified person" as such term is defined by National Instrument 43-101, has reviewed and approved the technical information in this news release on behalf of Canada Nickel Company Inc.
About Canada Nickel

Canada Nickel Company Inc. is advancing the next generation of nickel-sulphide projects to deliver nickel required to feed the high growth electric vehicle and stainless steel markets. Canada Nickel Company has applied in multiple jurisdictions to trademark the terms NetZero Nickel™, NetZero Cobalt™ and NetZero Iron™ and is pursuing the development of processes to allow the production of net zero carbon nickel, cobalt, and iron products. Canada Nickel provides investors with leverage to nickel in low political risk jurisdictions. Canada Nickel is currently anchored by its 100% owned flagship Crawford Nickel-Cobalt Sulphide Project in the heart of the prolific Timmins

Cochrane mining camp. For more information, please visit
For further information, please contact: Mark Selby , CEO
Phone: 647-256-1954
Email: [[email protected]](mailto:[email protected])
Cautionary Note and Statement Concerning Forward Looking Statements
This press release contains certain information that may constitute "forward-looking information" under applicable Canadian securities legislation. Forward looking information includes, but is not limited to, drill and exploration results relating to the target properties described herein (the "Properties"), the potential of the Crawford Nickel Sulphide Project, the Texmont Project and the other Properties, timing of economic studies and mineral resource estimates, the ability to sell marketable materials, strategic plans, including future exploration and development results, and corporate and technical objectives. Forward-looking information is necessarily based upon several assumptions that, while considered reasonable, are subject to known and unknown risks, uncertainties, and other factors which may cause the actual results and future events to differ materially from those expressed or implied by such forward-looking information. Factors that could affect the outcome include, among others: future prices and the supply of metals, the future demand for metals, the results of drilling, inability to raise the money necessary to incur the expenditures required to retain and advance the property, environmental liabilities (known and unknown), general business, economic, competitive, political and social uncertainties, results of exploration programs, risks of the mining industry, delays in obtaining governmental approvals, failure to obtain regulatory or shareholder approvals, and the impact of COVID-19 related disruptions in relation to the Company's business operations including upon its employees, suppliers, facilities and other stakeholders. There can be no assurance that such information will prove to be accurate, as actual results and future events could differ materially from those anticipated in such information. Accordingly, readers should not place undue reliance on forward-looking information. All forward-looking information contained in this press release is given as of the date hereof and is based upon the opinions and estimates of management and information available to management as at the date hereof. Canada Nickel disclaims any intention or obligation to update or revise any forward-looking information, whether because of new information, future events or otherwise, except as required by law.
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2023.06.08 14:51 netscribesinc1 The Insurtech Revolution: How Technology Is Changing The Way Americans Buy Insurance

The Insurtech Revolution: How Technology Is Changing The Way Americans Buy Insurance
Insurtech revolution in the US has been phenomenal over the past few years and the technology has been able to meet the evolving customer requirements. The insurance market across the globe is huge, with the US insurance space being one of the largest as far as premium contribution is concerned. The intersection of insurance and technology has helped in simplifying claims processing, lead conversions, and much more and has overhauled traditional processes as well as legacy systems. It is noteworthy to mention that the COVID-19 pandemic has also contributed to the growth of the insurance tech space, emphasizing the significance of innovative solutions that emerged relatively late in the sector.
As of 2021, the U.S. insurance industry was valued at USD1.4 Tn (in written net premiums), with life and annuity insurers accounting for 52%, while property and casualty accounted for the remaining 48%. Case in point, the global insurtech market size was valued at USD5.45 Bn in 2022 and is estimated to expand at a CAGR of 52.7% from the year 2023 to 2030. The increasing number of insurtech companies in the USA is noteworthy, primarily due to the rising volume of insurance claims and streamlined solutions offered by this new category of companies.

Importance of insurtech in the modern insurance space

Insurtech enables large organizations to explore new options beyond traditional human efforts. Insurtech includes tracking tools like phone applications, auto-monitoring devices, and wearable technology. Customers can enjoy quick accessible mobile options that summarize coverage, liabilities, and premium information. Insurtech has also been aiding companies to become more efficient in underwriting, processing claims, and managing assets. Insurtech capital investment focuses on big data, artificial intelligence, and IoT devices.
Related reading: Top 5 Insurance trends to watch out for in 2023

Key insurtech benefits:

For customers

Empowering the customer : Insurtech empowers customers, enabling them to prioritize and value every aspect of their lives. It ensures that customers are a part of the process starting from registration to claims.
Convenience and ease of access: Insurtech is mobile-friendly, and this is the reason why customers get the liberty to compare, verify and make informed decisions. They can even check the status of claims from a personal device.
Increased security and customization: With insurtech, organizations set strict anti-spamming and security policies to safeguard the confidentiality of customer details when they transact online. It also enables the insurance company to collect and analyze customer data, thereby enabling upgraded offerings and customized products.

For insurance providers

It has plenty of advantages for the insurance sector as well, which helps insurance players save a lot of money and time. Some of the areas where it helps include customer identity verification and anti-money laundering, underwriting by automation of information collection and assimilation into the record, promotion of innovative new products along with smart contracts, reducing errors, enforcing contracts, etc.
Insurtech can simplify various processes, such as KYC, managing claims, fraud detection and risk prevention, payment processing, etc.

Digital transformation in the US insurance market

Just like every other industry, the insurance industry has also welcomed technology with open arms. The insurance space in america, just like the banking industry, is often referred to as an out-of-date complicated, and not customer-oriented field. 2021 was said to be the most revolutionary period for insurtechs as all the above-mentioned problems gave rise to the insurtech development in the United States.
Technology is a blessing in this industry, the pain point of which is over-complication. This is where insurance tech companies can come to the rescue and provide the most feasible solutions. Moreover, the US insurance market has been regulated since the beginning. One of the earliest signs of evolution in the insurance space was the use of scanners and complex algorithms for accurate pricing of insurance premiums.

What is digital transformation, anyway?

In conclusion, digital transformation encompasses leveraging technology, including artificial intelligence, big data, the Internet of Things, and robotics, to develop innovative solutions and enhance existing ones.
Insurtechs are transforming the digital industry in more ways than one.
  • Underwriting: Insurtechs are using AI and ML to automate the underwriting process which includes evaluating an insurance applicant’s risk and determining the premium for their respective policy. Artificial Intelligence can dig deeper through large chunks of data such as demographics, and medical history, which in turn helps them determine their risk profile. By embracing digital transformation, organizations can unlock benefits such as improved premiums and elevated customer experiences.
  • Claims: Insurtechs are also using technology for automating claims processing procedure that includes reviewing and verifying insurance claims as well as paying out benefits to policyholders. For instance, AI and ML can be used to identify and prevent fraud and improve transparency. Various insurance claim techs are also tying up with hospitals and insurance companies to ensure optimization of the claims experience for end users by providing seamless and streamlined options.
  • Policy management: Insurtech organizations are using these technologies to automate policy management, which again includes managing insurance policies for customers. It can entail the usage of AI and ML to respond to customer queries and solve problems that would help customers manage their insurance policies online.
  • Distribution: Insurtechs also use this technology to simplify insurance purchase online. For instance, the usage of comparison sites enables customers to compare quotes from different vendors as well as pure play digital insurers that sell policies directly.
  • Product innovation: Insurtech companies are using data from various sources for several new offerings, such as discounted premiums of health insurance policies, etc. Data and analytics provide insights to insurance companies so that they can better understand and price risks, thus translating to better premiums and enriched customer experience. It also enables new business models and insurance products that might not have been flexible without technology.

Current market trends in the insurtech space

  • Personalization: The biggest trend in the insurtech space right now is personalization. Data is being used from different sources such as wearables and IoT devices so that personalized products can be provided to customers with unique needs. For instance, insurance organizations can use data from wearables to create health insurance products.
  • Automation: Another dominant trend at this time in the industry is automation. Insurtech companies are using artificial intelligence for the automation of different insurance processes like underwriting and claims processing. With the help of automation, insurance players can reduce expenses, improve efficiency and enhance customer experience.
  • Blockchain: Just like every other sphere, blockchain is also making an impact in the insurtech space. Insurance companies can use blockchain to form smart contracts, which execute when certain conditions are met. Blockchain can also decrease the chances of fraud by creating a tamper-proof record of insurance transactions.
  • Usage-based insurance: Another trend in the insurtech space is usage-based insurance. This insurance enables customers to pay premiums based on their actual usage of a product or service. Usage-based insurance can allow insurers to price policies as well as offer customers feasible and affordable insurance options.
  • “Avalanche” of data from different connected devices: By the year 2025, it is projected that there will be approximately one trillion connected devices, resulting in significant data collection that will enable insurance carriers to gain profound insights into their clients, according to McKinsey. The huge explosion of data is expected to result in “new product categories, more personalized pricing, and increasingly real-time service delivery.”
  • Insurtech partnerships: Insurtech companies are currently forming collaborations with traditional insurers to create new products and services. While traditional insurance companies offer industry knowledge and regulatory compliance while insurtech organizations bring innovation and technology expertise.
Insurtech is an exciting and rapidly evolving sector that has so much to offer. The use of cutting-edge technologies is helping insurers to create new products and enhance customer experience. This is likely to help shape the future of the industry. It is needless to say that the pandemic has fueled the growth of the insurtech space.
Insurtech has been attracting a lot of funding from investors recently. Innovation in insurance is booming with the help of this new range of companies that leverage technology at every step. Insurtechs raised USD14.4 Bn across 644 deals in 2021, beating the 2020 number by around 87%. Even though the industry has seen comparatively lesser funding last year, we are hopeful that the same will bounce back on the back of digitalization. As per a CB Insights report, insurtech funding dropped by 4% quarter over quarter in the third quarter of 2022 to hit USD 2.3 Bn, which is the lowest since the second quarter of 2020.
Some notable transactions that happened in this genre last year include Berlin-based insurtech company Wefox closing its Series D funding round at USD 400 Mn, thereby bringing its valuation to USD 4.5 Bn
In another deal, a tech-enabled provider of workers’ compensation insurance to small businesses, Pie Insurance raised USD 315 Mn in Series D funding. Coalition, a cyber insurance provider, got funding worth USD 250 Mn in Series F funding thus hitting a valuation of USD 5 Mn. Both established companies and startups in the space are well-poised for growth fueled by investments and increasing market demand.

Key players in the insurtech space

A host of new Insuretch companies are slowly changing the US insurance marketplace. Here are some companies expected to rule this year as well.
Zipari: Zipari, based in New York is a software company with the intention of making health insurance better for everyone. Zipari helps its clients to maximize sales performance, enhance individual self-service engagement, and streamline communication.
Corvus Insurance: Corvus Insurance is another insurance company based in Boston. It provides several smart commercial insurance products. The insurer develops and upgrades its products in connection with technological advancements.
Lemonade: Lemonade is a New York-based company that uses an AI-based chatbot to improve communication with customers. Users can avail of products and pay in minutes, which makes it a leading company.
GoHealth: This insurance company provides individual and short-term health insurance. It also offers a range of solutions such as major medical insurance, dental insurance, insurance by state, accident insurance, and more.
Virtual i technologies: It is a Switzerland-based insurance company that focuses on risk pricing and underwriting. The company offers an underwriting platform, which is beneficial for insurers and reinsurers. It helps clients reduce human-related mistakes, score various risks, enhance risk management practices, and speed up the underwriting process.
Etherisc: Etherisc provides insurance for daily situations such as crypto wallet insurance. hurricane protection, crop insurance, etc. The company is transparent and leverages smart contracts that are based on blockchain technology.
Avinew: Founded in 2016 in the USA, this is a software company that offers insurance for semi-autonomous vehicles.
Bdeo: It is a Spain-located insurance company that offers a solution for simplifying the insurance process. It provides its clients with motor and home products.
Dacadoo: The company is based in Zurich, Switzerland, and provides insurance services on the back of gamification, mobile technologies, AI, Big Data, and social networking.
Shift technology: This company is based in Paris and offers intelligent decisions across key insurance functions. It deals in two major areas, Health & Life and Property & Casualty. It also focuses on improving customer experiences while reducing costs at the same time.
Some startups slowly changing the entire insurtech landscape, such as Slice Labs, Bright Light, Clover Health, Oscar Health, Gusto, Go Health, Root Insurance, and Collective Health, also deserve a mention. These companies are constantly challenging themselves and coming up with unique solutions that are in line with the ever-evolving market.

Challenges in the insurtech market

Despite having so many benefits, the insurtech market has to endure multiple constraints. The challenges include a shortage of professionals skilled in advanced technologies and a lack of awareness about insurtech, among others. However, it is believed that traditional insurance will be replaced by technology-driven insurance in the form of low code technology, embedded ecosystems, AI and ML, etc. 85% of insurance organizations understand the requirement to prioritize digitalization. Let’s have a look at this on a deeper level.
Regulatory hurdles: With regulations getting introduced or current regulations being updated, insurtechs need to navigate compliance requirements constantly if they want to thrive.
Intense competition: High competition in the market consists of both traditional firms and insurtech companies. To stay ahead, insurtechs need to upgrade their solutions. They also need to work closely with traditional insurers as they look for partnerships or getting acquired by the firms.
Data privacy and security: Ensuring the security and privacy of customer data will remain a priority for insurtechs to eradicate negative consequences for companies as well as customers.
Difficulty in customer adoption: Insurtechs need to gain customer trust and even convince them to adopt the services.

What the future holds

Nevertheless, the future appears promising for insurtech players as the world gradually embraces digitalization. More and more people will start looking for more streamlined and easy-to-avail insurance products. Insurtechs will rely on technology to provide more personalized insurance products shaped by data. By focusing more on technologies, insurtech players can enhance their respective portfolios. Traditional insurance companies will enter partnerships with Insurtechs to stay relevant in this huge market. Insurtech players will make a change in the market that will help them thrive led by research, empathic and intuitive design of user-centric interfaces. We hope to see more collaborations and tech-driven initiatives by startups in the near future.
Amidst the increasing challenges posed by new players entering the market and evolving consumer demands in the insurance industry, Netscribes equips firms with the most recent data and valuable insights. To know more about how we can help drive strategic technology moves in your insurance niche, contact us.
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VANCOUVER, BC / ACCESSWIRE / June 8, 2023 / Metallic Minerals Corp. (TSX.V:MMG)(OTCQB:MMNGF) ("Metallic Minerals" or the "Company") is pleased to announce that Wolfgang Maier, Ph.D., recognized in both academic and industry circles for his expertise in geoscience and, particularly, magmatic systems has joined the Company as Senior Geological Advisor.
Dr. Maier has 30 years of global experience and, in addition to authoring or co-authoring 144 publications which have received more than 7,000 citations to date, he has been a contributing author or editor of numerous books, monographs, and geological maps. Dr. Maier studied geology at the Ludwig Maximilian University of Munich, Germany and at Rhodes University, South Africa, including doctoral studies on the Bushveld Complex in 1992. He taught igneous petrology and economic geology at the Universities of Pretoria (South Africa), University of Quebec at Chicoutimi (Canada), UWA (Australia), and Oulu (Finland) before joining Cardiff University in 2013, where he is currently a professor with the School of Earth and Environmental Sciences. As part of his academic pursuits, Dr. Maier is keenly interested in increasing the efficiency and sustainability of both exploration and mining.
Dr. Maier commented, "I am very impressed with the potential of Metallic Minerals' North American projects and excited to contribute to the exceptional teams assembled by the broader Metallic Group of Companies. Getting on the ground at Metallic's La Plata site and Stillwater Critical Minerals' Stillwater West project this summer will be an excellent opportunity to connect in person and to study first-hand the compelling geology represented by both these assets."
Metallic Minerals President, Scott Petsel, stated, "Dr. Maier, brings not only his experience and knowledge to Metallic, but he puts passion and energy into everything he does. From our first encounter, where he made immediate contributions to our understanding of the presence of platinum group elements as part of the mineralization at the La Plata Project, Colorado, I knew he would be a great advisor to our already strong team. We welcome Dr. Maier and look forward to working with him on Metallic Projects as we anticipate announcement of an updated resource estimate at the La Plata Copper-Gold-Silver-PGE project in Colorado, as well as start of 2023 drilling and completion of modelling towards an inaugural resource at the Keno Silver Project in Yukon, Canada."
Yukon Mining Alliance 2023 Property Tours
Metallic Minerals will once again be participating in the Yukon Mining Alliance Property Tours and Investment Conference in Dawson City on July 19th. Select tour participants will visit Metallic's Keno Silver Project adjacent to Hecla Mining's Keno Hill operations on July 17th, as well as our Australia Creek alluvial gold property, currently under lease to Parker Schnabel's Little Flake Mining as seen on Discovery Channel's Gold Rush television program. More information about the YMA Property Tours and Conference can be found here. For more information about Metallic's lease agreement with Little Flake Mining, click here.
About Metallic Minerals
Metallic Minerals Corp. is a leading exploration and development stage company focused on copper, silver, gold and other critical minerals in the La Plata mining district in Colorado, and silver and gold in the high-grade Keno Hill and Klondike districts of the Yukon. Our objective is to create shareholder value through a systematic, entrepreneurial approach to making exploration discoveries, growing resources, and advancing projects toward development.
At the Company's La Plata project in southwestern Colorado, the 2022 inaugural NI 43-101 mineral resource estimate identified a significant porphyry copper-silver resource containing 889 Mlbs copper and 15 Moz of silver. Results from 2022 expansion drilling intercepted the longest and highest-grade interval ever encountered at La Plata and one of the top intersections for any North American copper project in the past several years. An updated NI 43-101 resource estimate for the La Plata project incorporating these results is expected in Q2 2023. In the 2023 Fraser Institute's Annual Survey of Mining Companies, Colorado ranked 5th globally for investment attractiveness and 2nd in the USA.
In Canada's Yukon Territory, Metallic Minerals has consolidated the second-largest land position in the historic high-grade Keno Hill silver district, directly adjacent to Hecla Mining's operations, with more than 300 Moz of high-grade silver in past production and current M&I resources. Hecla Mining Company, the largest primary silver producer in the USA and third largest in the world, completed the acquisition of Alexco Resources and their Keno Hill operations in September 2022. Hecla is targeting to start production at the Keno Hill operations by Q3 2023. Metallic is anticipating the announcement of inaugural mineral resource estimate at Keno Silver in the second half of 2023.
Metallic Minerals is also one of the largest holders of alluvial gold claims in the Yukon and is building a production royalty business by partnering with experienced mining operators, including Parker Schnabel of Little Flake Mining from the hit television show, Gold Rush, on the Discovery Channel.
All of the districts in which Metallic Minerals operates have seen significant mineral production and have existing infrastructure, including power and road access. Metallic Minerals is led by a team with a track record of discovery and exploration success on several major precious and base metal deposits in the region, as well as having large-scale development, permitting and project financing expertise. The Metallic Minerals team has been recognized for its environmental stewardship practices and is committed to responsible and sustainable resource development.
Website: Phone: 604-629-7800 Toll Free: 1-888-570-4420 Email: [[email protected]](mailto:[email protected])
Forward-Looking Statements
This news release includes certain statements that may be deemed "forward-looking statements". All statements in this release, other than statements of historical facts including, without limitation, statements regarding potential mineralization, historic production, estimation of mineral resources, the realization of mineral resource estimates, interpretation of prior exploration and potential exploration results, the timing and success of exploration activities generally, the timing and results of future resource estimates, permitting time lines, metal prices and currency exchange rates, availability of capital, government regulation of exploration operations, environmental risks, reclamation, title, statements about expected results of operations, royalties, cash flows, financial position and future dividends as well as financial position, prospects, and future plans and objectives of the Company are forward-looking statements that involve various risks and uncertainties. Although Metallic Minerals believes the expectations expressed in such forward-looking statements are based on reasonable assumptions, such statements are not guarantees of future performance and actual results or developments may differ materially from those in the forward-looking statements. Forward-looking statements are based on a number of material factors and assumptions. Factors that could cause actual results to differ materially from those in forward-looking statements include failure to obtain necessary approvals, unsuccessful exploration results, unsuccessful operations, changes in project parameters as plans continue to be refined, results of future resource estimates, future metal prices, availability of capital and financing on acceptable terms, general economic, market or business conditions, risks associated with regulatory changes, defects in title, availability of personnel, materials and equipment on a timely basis, accidents or equipment breakdowns, uninsured risks, delays in receiving government approvals, unanticipated environmental impacts on operations and costs to remedy same and other exploration or other risks detailed herein and from time to time in the filings made by the Company with securities regulators. Readers are cautioned that mineral resources that are not mineral reserves do not have demonstrated economic viability. Mineral exploration, development of mines and mining operations is an inherently risky business. Accordingly, the actual events may differ materially from those projected in the forward-looking statements. For more information on Metallic Minerals and the risks and challenges of their businesses, investors should review their annual filings that are available at
Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release.
SOURCE: Metallic Minerals Corp.
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TORONTO, June 08, 2023 (GLOBE NEWSWIRE) -- White Gold Corp. (TSX.V: WGO, OTCQX: WHGOF, FRA: 29W ) (the "Company") is pleased to announce it has filed a technical report in accordance with National Instrument 43-101 – Standards of Disclosure for Mineral Projects to update the Mineral Resource Estimate (“MRE”) on its 100% owned flagship White Gold Project (“the Project”). The technical report entitled “2023 Technical Report for the White Gold Project, Dawson Range, Yukon, Canada” and dated May 30, 2023 (effective date April 15, 2023) has been prepared for the Company by Dr. Gilles Arseneau, P.Geo. of ARSENEAU Consulting Services Inc. (“ACS”). The technical report is available on SEDAR ( under the Company’s issuer profile.
The Project is located approximately 95 km south of Dawson City in west-central Yukon, Canada, and comprises 16 million tonnes averaging 2.23 g/t Au for 1,152,900 ounces of gold in the Indicated Resource category and 19 million tonnes averaging 1.54 g/t Au for 942,400 ounces of gold in the Inferred Resource category. Gold mineralization at the project remains open for expansion along strike and at depth, and opportunities exist to upgrade a significant portion of Inferred Resources to Indicated. Exploration programs supporting the MRE have been backed by partners Agnico Eagle Mines Limited (TSX: AEM, NYSE: AEM) and Kinross Gold Corporation (TSX: K, NYSE: KGC).
“We are very pleased with the significant increase in our mineral resources, which remains open for expansion, ranking the White Gold Project amongst the largest primarily open pit deposits at such high grades in Canada owned by an exploration company. We look forward to continuing exploration on our district scale land package in the prolific White Gold District which hosts several multi-million-ounce deposits along with an extensive history of placer gold production. This updated and increased resource is a testament to the success of our technical team and the effectiveness of our systematic data driven exploration methodologies in exploring and demonstrating the expansiveness of gold mineralization in the White Gold District,” stated David D’Onofrio, CEO.
  • Updated MRE includes four gold deposits (Figures 1-5) – Golden Saddle, Arc, Ryan’s Surprise and VG, within 12 km of each other, and comprises:
    • 16.11 million tonnes of Indicated Resources averaging 2.23 grams per tonne gold for 1.153 million ounces of gold, representing 55% of total resources.
    • 18.99 million tonnes of Inferred Resources averaging 1.54 grams per tonne gold for 0.942 million ounces of gold, representing 45% of total resources.
  • Updated MRE includes a maiden resource estimate for the Ryan’s Surprise deposit with an Inferred Resource of 227,700 ounces of gold averaging 1.97 grams per tonne gold.
  • The Ryan’s Surprise deposit is located 1.5 km west of the Golden Saddle and Arc deposits, and along the Ryan’s Trend, a 6.5 km long gold-arsenic geochemical anomaly which hosts additional prospective gold targets.
  • Inferred Mineral Resources have increased by 41% compared to previous MRE’s for the Golden Saddle and Arc deposits (
in 2020 and the VG deposit (2) in 2021.
  • 94% of the resources are near surface, with open-pittable Indicated Resources of 1.125 million ounces of gold averaging 2.20 grams per tonne gold and open-pittable Inferred Resources of 0.853 million ounces of gold averaging 1.46 grams per tonne gold.
  • Mineralization remains open along strike and down dip, with opportunities to further expand and upgrade resources in addition to multiple underexplored targets in close proximity to the deposits.
  • The Company is currently planning its fully funded 2023 exploration program, focusing on recent high-grade gold discoveries and undrilled targets with details to be announced in due course.
Maps accompanying this news release can be found at
Mineral Resource Estimate Details
Mineral Resources which are not Mineral Reserves do not have demonstrated economic viability. 2) The estimate of Mineral Resources may be materially affected by environmental, permitting, legal, title, taxation, socio-political, marketing, or other relevant issues.
3) The Inferred Mineral Resource in this estimate has a lower level of confidence than that applied to an Indicated Mineral Resource and must not be converted to a Mineral Reserve. It is reasonably expected that the majority of the Inferred Mineral Resource could be upgraded to an Indicated Mineral Resource with continued exploration.
4) The Mineral Resources in this report were estimated using the Canadian Institute of Mining, Metallurgy and Petroleum (CIM), CIM Standards on Mineral Resources and Reserves, Definitions and Guidelines prepared by the CIM Standing Committee on Reserve Definitions and adopted by the CIM Council.
5) Open pittable resources are constrained by GEOVIA Whittle optimized pit shells using a 0.4 g/t Au cut-of grade and are considered to have reasonable prospects for eventual economic extraction, assuming a gold price of US$1,800 per ounce, a C$:US$ exchange rate of 0.75. an open pit mining cost of CDN$3.25 per tonne, a processing and G&A cost of CDN$27.50 per tonne milled, and gold recoveries of 92% for Golden Saddle, and VG, along with 85% for Arc and Ryan’s Surprise. Underground resources assume a mining cost of CDN$120/tonne.
6) The following bulk density values for mineralized material were used: Golden Saddle (2.62 – 2.65 t/m 3 ), Arc (2.55 t/m 3 ), Ryan’s Surprise (2.63 t/m 3 ) and VG (2.65 t/m 3 ).
7) High-grade gold assay values have been capped as follows: Golden Saddle and Arc (8 – 18 g/t Au), Ryan’s Surprise (9 g/t Au) and VG (3 – 10 g/t Au).
8) The Statement of Estimates of Mineral Resources has been compiled by Mr. Gilles Arseneau, Ph.D.,P.Geo, of ARSENEAU Consulting Services (“ACS”). Mr. Arseneau has sufficient experience that is relevant to the style of mineralization and type of deposit under consideration and to the activity that he has undertaken to qualify as a Qualified Person as defined in the CIM Standards of Disclosure.
9) All numbers are rounded. Overall numbers may not be exact due to rounding.
Mineralization on portions of both the Golden Saddle and Arc deposits is known to extend beyond the limits of the current resource estimate, however, the mineralization in these areas does not currently meet the criteria to be classified as Mineral Resources. Based on drilling at Golden Saddle and current geologic models, there is an estimated 10 – 12 million additional tonnes grading between 1 – 2 g/t Au of material classified as a Target for Further Exploration (“TFFE”). The reader should be cautioned that the potential quantity and grade of the TFFE is conceptual in nature. There has been insufficient drilling to define a mineral resource and it is uncertain if further exploration will result in the target being advanced to a mineral resource.
The current MRE for the Project was carried out by Arseneau Consulting Services (“ACS”) of Vancouver, B.C. and is reported in accordance with the guidelines of the Canadian Securities Administrators National Instrument 43-101 (“NI 43-101”) and has been estimated in conformity with generally accepted Canadian Institute of Mining, Metallurgy and Petroleum (“CIM”) “Estimation and Mineral Resource and Mineral Reserve Best Practices” guidelines. Mineral resources are not mineral reserves and do not have demonstrated economic viability.
The MRE presents updated estimates for the Golden Saddle and Arc deposits and the VG deposit, and a maiden estimate for the Ryan’s Surprise deposit. The MRE incorporates all diamond and reverse circulation (“RC”) drilling data completed by White Gold Corp. and previous property owners.
Further details on the updated MRE are provided in a Company news release dated April 25, 2023.
Qualified Persons, Technical Information and Quality Control
The MRE for the White Gold Project was prepared by Dr. Gilles Arseneau of Arseneau Consulting Services (ACS), an Independent Qualified Person (“QP”) as defined under NI 43-101, who has reviewed and approved the contents of this news release. The technical content of this news release has also been reviewed and approved by Terry Brace, P.Geo. and Vice President of Exploration for the Company who is also a QP as defined under NI 43-101 – Standards of Disclosure of Mineral Projects.
White Gold’s drill core sampling consisted of collecting samples over 0.50 m to 2.50 m intervals (depending on lithology and style of mineralization) over the entire hole length. RC samples were collected at continuous 1.5 m intervals. All drill core was cut in half using a diamond saw, with half of the core placed in sample bags and the other half returned to the core box. Standard, blank, and duplicate samples were inserted into both the drill core and RC sample streams at regular intervals to meet a designated QA/QC sample insertion rate. All samples were organized into batches, flown via fixed-wing aircraft from camp, and transported via courier to an ISO-certified laboratory for analysis.
About White Gold Corp.
The Company owns a portfolio of 17,584 quartz claims across 30 properties covering approximately 350,000 hectares representing over 40% of the Yukon’s emerging White Gold District. The Company’s flagship White Gold project hosts four near-surface gold deposits which collectively contain an estimated 1,152,900 ounces of gold in Indicated Resources and 942,400 ounces of gold in Inferred Resources ( 1 ) ( 2 ) , and Western Copper and Gold Corporation’s Casino project which has Measured and Indicated Resources of 7.6 Blb Cu and 14.5 Moz Au and Inferred Resources of 3.3 Blb Cu and 6.6 Moz Au ( 3 )
(1) See White Gold Corp. technical report titled “2023 Technical Report for the White Gold Project, Dawson Range, Yukon, Canada ”, Effective Date April 15, 2023, Report Date May 30, 2023, prepared by Dr. Gilles Arseneau, P.Geo., available on SEDAR.
(2) See Newmont Corporation news release titled “Newmont Announces Increased 2022 Mineral Reserves of 96 Million Gold Ounces and 68 Million Gold Equivalent Ounces”, dated February 23, 2023:
(3) See Western Copper and Gold Corporation technical report titled “Casino project, Form 43-101F1 Technical Report Feasibility Study, Yukon Canada”, Effective Date June 13, 2022, Issue Date August 8, 2022, prepared by Daniel Roth, PE, P.Eng., Mike Hester, F Aus IMM, John M. Marek, P.E., Laurie M. Tahija, MMSA-QP, Carl Schulze, P.Geo., Daniel Friedman, P.Eng., Scott Weston, P.Geo., available on SEDAR.
Cautionary Note Regarding Forward Looking Information
This news release contains "forward-looking information" and "forward-looking statements" (collectively, "forward-looking statements") within the meaning of the applicable Canadian securities legislation. All statements, other than statements of historical fact, are forward-looking statements and are based on expectations, estimates and projections as at the date of this news release. Any statement that involves discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, assumptions, future events or performance (often but not always using phrases such as "expects", or "does not expect", "is expected", "anticipates" or "does not anticipate", "plans", “proposed”, "budget", "scheduled", "forecasts", "estimates", "believes" or "intends" or variations of such words and phrases or stating that certain actions, events or results "may" or "could", "would", "might" or "will" be taken to occur or be achieved) are not statements of historical fact and may be forward-looking statements. In this news release, forward-looking statements relate, among other things, the Company’s objectives, goals and exploration activities conducted and proposed to be conducted at the Company’s properties; future growth potential of the Company, including whether any proposed exploration programs at any of the Company’s properties will be successful; exploration results; and future exploration plans and costs and financing availability.
These forward-looking statements are based on reasonable assumptions and estimates of management of the Company at the time such statements were made. Actual future results may differ materially as forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the actual results, performance or achievements of the Company to materially differ from any future results, performance or achievements expressed or implied by such forward-looking statements. Such factors, among other things, include: the expected benefits to the Company relating to the exploration conducted and proposed to be conducted at the White Gold properties; the receipt of all applicable regulatory approvals for the Offering; failure to identify any additional mineral resources or significant mineralization; the preliminary nature of metallurgical test results; uncertainties relating to the availability and costs of financing needed in the future, including to fund any exploration programs on the Company’s properties; business integration risks; fluctuations in general macroeconomic conditions; fluctuations in securities markets; fluctuations in spot and forward prices of gold, silver, base metals or certain other commodities; fluctuations in currency markets (such as the Canadian dollar to United States dollar exchange rate); change in national and local government, legislation, taxation, controls, regulations and political or economic developments; risks and hazards associated with the business of mineral exploration, development and mining (including environmental hazards, industrial accidents, unusual or unexpected formations pressures, cave-ins and flooding); inability to obtain adequate insurance to cover risks and hazards; the presence of laws and regulations that may impose restrictions on mining and mineral exploration; employee relations; relationships with and claims by local communities and indigenous populations; availability of increasing costs associated with mining inputs and labour; the speculative nature of mineral exploration and development (including the risks of obtaining necessary licenses, permits and approvals from government authorities); the unlikelihood that properties that are explored are ultimately developed into producing mines; geological factors; actual results of current and future exploration; changes in project parameters as plans continue to be evaluated; soil sampling results being preliminary in nature and are not conclusive evidence of the likelihood of a mineral deposit; title to properties; ongoing uncertainties relating to the COVID-19 pandemic; and those factors described under the heading "Risks Factors" in the Company's annual information form dated July 29, 2020 available on SEDAR. Although the forward-looking statements contained in this news release are based upon what management of the Company believes, or believed at the time, to be reasonable assumptions, the Company cannot assure shareholders that actual results will be consistent with such forward-looking statements, as there may be other factors that cause results not to be as anticipated, estimated or intended. Accordingly, readers should not place undue reliance on forward-looking statements and information. There can be no assurance that forward-looking information, or the material factors or assumptions used to develop such forward-looking information, will prove to be accurate. The Company does not undertake to release publicly any revisions for updating any voluntary forward-looking statements, except as required by applicable securities law.
Neither the TSXV nor its Regulation Services Provider (as that term is defined in the policies of the TSXV) accepts responsibility for the adequacy or accuracy of this news release.
For Further Information, Please Contact:
Contact Information:
David D’Onofrio
Chief Executive Officer
White Gold Corp.
(647) 930-1880
[[email protected]](mailto:[email protected])
Photos accompanying this announcement are available at:
Universal Site Links
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2023.06.08 13:51 bitoolspreadym What is the difference between planning, budgeting and forecasting for a business?

Planning, budgeting and forecasting for a business are three distinct financial management tools used in business, each serving a different purpose.

Key differences between planning, budgeting and forecasting for a business

Here are key difference between planning, budgeting and forecasting for a business.

Financial planning

A plan is a strategic document that outlines the goals, objectives, and actions required to achieve a desired outcome. It is a comprehensive roadmap that provides guidance on how an organization intends to allocate its resources and accomplish its mission. A plan typically covers a longer time horizon, such as three to five years, and encompasses various aspects of the business, including sales, marketing, operations, and human resources. It helps in aligning the efforts of different departments or teams towards a common vision and allows for coordinated decision-making.


A budget is a financial plan that quantifies the expected income and expenses for a specific period, usually one year. It provides a detailed breakdown of projected revenues, costs, and expenses based on the goals and objectives outlined in the plan. Budgets are commonly used for financial control and resource allocation purposes. They enable organizations to monitor and control their spending, make informed decisions about resource allocation, and evaluate performance against the planned targets. Budgets are often updated and revised annually to reflect changing circumstances and priorities.


A forecast is an estimate or prediction of future financial outcomes based on historical data, trends, and relevant factors. It is a tool used to anticipate the financial performance of a business or a specific project. Forecasts can be short-term or long-term and are usually based on assumptions about factors like market conditions, customer behavior, economic trends, and internal capabilities. They help organizations anticipate potential risks, identify opportunities, and make informed decisions about resource allocation and strategic planning. Forecasts are often updated regularly to reflect new information or changing circumstances.
In summary, a plan provides a strategic direction and outlines the actions required to achieve goals, a budget quantifies the expected income and expenses for a specific period, and a forecast predicts future financial outcomes based on historical data and assumptions. While they are related and interconnected, each tool serves a different purpose in financial management.

Financial planning for a business

Financial planning for a business involves the process of assessing and determining the financial goals, strategies, and actions necessary to achieve those goals. It involves analyzing the current financial situation, identifying financial needs and resources, and developing a roadmap to guide the business's financial activities.
Financial planning for a business typically includes the following steps:
Financial planning for a business is crucial for achieving financial stability, maximizing profitability, and making informed decisions about resource allocation. It provides a framework for managing finances effectively, mitigating risks, and guiding the business towards long-term success.

Budgeting for a business

Budgeting is the process of creating a detailed financial plan that outlines the expected income and expenses over a specific period. It involves estimating and allocating financial resources to various categories and tracking actual income and expenses against the planned amounts. Budgeting is an essential tool for financial management and helps individuals and organizations control spending, achieve financial goals, and make informed decisions about resource allocation.
Here are the key steps involved in budgeting:
Budgeting provides numerous benefits, including:
By practicing effective budgeting, individuals and organizations can gain better control over their finances, make progress towards their financial goals, and make more informed financial decisions.

Financial forecasting for a business

Financial forecasting is the process of estimating or predicting future financial outcomes based on historical data, trends, and relevant factors. It involves analyzing past financial performance and using that information to project future revenues, expenses, cash flows, and other financial metrics.
Financial forecasting serves several purposes, including:
The process of financial forecasting typically involves the following steps:
Financial forecasting is a valuable tool for organizations to anticipate and plan for future financial outcomes. It helps in strategic decision-making, resource allocation, and risk management, ultimately contributing to improved financial performance and stability.
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2023.06.08 13:13 Scroberts96 Canadian Tax Deductions / Savings & Investment Accounts

Hi all - Irish outsider here looking at the possibility of moving to Canada within the next year and just doing some further research. I've been reviewing various tax calculators / government websites to get an idea of the federal / provincial tax rates (which I now have).
I'm wondering does anyone on here know what the main deductions one would expect from their annual salary? From what I can see, the main ones (outside of federal / provincial tax):
- Employment Insurance @ 1.63% up to a cap of $1,002.45 per annum
- Canadian Pension Plan @ 5.95% (matched by employer then as well and seems to be capped at $3,754 between both the employee and employer)
Is there anything else outside of Federal / Provincial taxes and the above two?
Was also just wondering what types of pension / savings & investment accounts are typically to the go to? From my research, it seems the following are the main ones:
- RRSP (seems to be the equivalent of an Irish defined contribution scheme), whereby you can contribute up to 18% of your earned income up to a limit of $30,780 and effectively not pay federal / provincial tax on these contributions and they can grow tax free.
- TFSA (where you pay tax now but then the investments grow tax free and can be redeemed tax free - similar to a Roth IRA in the USA, up to an annual limit of $6,500 in contributions.
Anything else saved / invested after these two goes into a standard savings / brokerage account then after taxes and interest / dividends / realised gains & loss etc.. would all be taxable as per usual.
Have a missed any other obvious saving / wealth creation methods here or does this seem to be the main account types?
Any advice anyone has would be much appreciated! Still just trying to get my head around this. Thank you in advance!
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2023.06.08 12:45 oncohealpuducherry Top-Rated Oncologists in Puducherry: Exceptional Specialists for Cancer Care

Top-Rated Oncologists in Puducherry: Exceptional Specialists for Cancer Care
Cancer is a complex and devastating disease that requires the expertise of highly skilled oncologists for effective treatment and care. In Puducherry, a serene coastal city in southern India, individuals seeking top-rated oncologists can find solace in the exceptional specialists at the Oncoheal Cancer Center.
With their unwavering commitment to delivering advanced cancer care, these oncologists have earned a reputation for their expertise, compassion, and successful outcomes. In this article, we will explore the exceptional services offered by the top-rated oncologists in Puducherry, highlighting the invaluable role they play in the fight against cancer.

The Oncoheal Cancer Center: A Beacon of Hope

Unmatched Expertise in Cancer Care

At Oncoheal Cancer Center, patients can expect the highest level of medical expertise when it comes to cancer care. The center boasts a team of highly experienced oncologists who have undergone rigorous training and possess extensive knowledge in various subfields of oncology. These exceptional specialists are well-versed in the latest advancements in cancer treatment and use cutting-edge technologies to provide the best possible care for their patients.

Comprehensive Multidisciplinary Approach

Oncoheal Cancer Center follows a comprehensive multidisciplinary approach to cancer treatment. This approach involves a collaborative effort among oncologists, surgeons, radiologists, pathologists, and other healthcare professionals to develop personalized treatment plans tailored to each patient's unique needs. By considering various aspects of cancer care, such as surgery, chemotherapy, radiation therapy, and supportive care, the oncologists at Oncoheal ensure that patients receive holistic and integrated treatment.
Oncologists in Puducherry

State-of-the-Art Facilities and Equipment

To deliver exceptional cancer care, Oncoheal Cancer Center is equipped with state-of-the-art facilities and cutting-edge medical equipment. The center houses advanced diagnostic tools that aid in the accurate diagnosis and staging of cancer. Additionally, Oncoheal offers access to modern treatment modalities, including targeted therapies, immunotherapies, and minimally invasive surgical techniques. These resources enable the oncologists to provide the most effective and least invasive treatments to their patients.

Personalized Care and Emotional Support

Cancer can take a toll not only on the physical health of individuals but also on their emotional well-being. The oncologists at Oncoheal Cancer Center understand the importance of providing personalized care and emotional support to their patients. They take the time to listen to their patients' concerns, answer their questions, and involve them in the decision-making process. The compassionate approach of the oncologists helps create a supportive environment that empowers patients to face their cancer journey with courage and confidence.

Promoting Clinical Trials and Research

Oncoheal Cancer Center is committed to advancing cancer care through clinical trials and research. The oncologists actively participate in clinical trials to explore innovative treatment options and contribute to the development of new therapies. By integrating research into their practice, they ensure that patients have access to the latest advancements in cancer treatment, giving them hope for improved outcomes and a brighter future.


In the realm of cancer care, the top-rated oncologists in Puducherry at the Oncoheal Cancer Center stand as exceptional specialists. Their unmatched expertise, comprehensive approach, state-of-the-art facilities, personalized care, and commitment to research make them a beacon of hope for individuals battling cancer. With their dedication and unwavering support, these oncologists strive to improve the lives of their patients and provide them with the best possible chance at overcoming cancer.
1: How can I schedule an appointment with the oncologists at Oncoheal Cancer Center in Puducherry?
To schedule an appointment with the oncologists at Oncoheal Cancer Center in Puducherry, you can call their dedicated appointment helpline or visit their official website. The contact details and appointment booking process are readily available, ensuring a convenient experience for patients.
2: Are the services at Oncoheal Cancer Center covered by insurance?
Oncoheal Cancer Center accepts various health insurance plans. However, it is advisable to contact the center or your insurance provider directly to verify the coverage and understand any specific requirements or paperwork needed for insurance claims.
3: What types of cancer do the oncologists at Oncoheal Cancer Center specialize in?
The oncologists at Oncoheal Cancer Center specialize in a wide range of cancers, including but not limited to breast cancer, lung cancer, colorectal cancer, prostate cancer, and gynecological cancers. Their expertise covers both common and rare types of cancer, ensuring comprehensive care for all patients.
4: Can the oncologists at Oncoheal Cancer Center provide a second opinion?
Yes, the oncologists at Oncoheal Cancer Center can provide second opinions. Seeking a second opinion can provide valuable insights and help patients make informed decisions about their treatment plans. The oncologists will carefully review the patient's medical records, discuss their case, and offer an expert opinion regarding the diagnosis and treatment options.
5: Does Oncoheal Cancer Center offer support services for cancer patients and their families?
Yes, Oncoheal Cancer Center understands the importance of holistic care for cancer patients and their families. Alongside medical treatment, they provide a range of support services, including counseling, support groups, nutritional guidance, and palliative care. These services aim to address the emotional, psychological, and social aspects of cancer care, promoting overall well-being.
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