I want to get into real estate right when I graduate college. Right now I am finishing up my sophomore year with a full scholarship so not really any expenses. I want to know if there is anything I could be doing now that would make it easier to get approved for a mortgage when that happens down the road.
Current situation:
- 19 years old
- 771 credit score (1 credit card, 1 year utilization, only use for $1.99 monthly subscription)
- Have never taken out any loan for any purpose or had any debt.
- 2021 income: $4k
- 2022 income: $81k
- 2023 projected income: $100k+
- Sitting on $70k ($50k S&P 500, $20k HYSA, all future earnings are going into HYSA)
- My income is from social media, and I don't have an LLC set up or anything of that sort, so for 2022 I ended up filing a ton of different 1099s that add up to $81k for my taxes.
- Graduate with CS degree in 2 years
Is there anything I should be doing differently to increase my chances of getting approved for a mortgage in 2 or so years when I want to begin investing in real estate? Will I even be able to get approved with 2-3 years of 1099s from social media, or will I have to wait for consistent paychecks from a W2 job?

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Hello everyone,
I'm a newcomer here (first travel abroad) and saw an apartment in Kessel-lo with an real estate agency yesterday.
Everything is nice - no communal spaces, no furniture, able to install a washing machine, independent wateelectricity/gas meter, level "A" EPC, 850 monthly rent and 40 for maintenance, 75m2 suitable for me and my wife, but the distance to imec tower is 22mins with bike. I could take by bus to imec tower directly, but then the 10-ticket 17euro is pretty expensive to me.
Do you know anyone who lives in Kessel-lo and ride a bike to imec tower at least twice or three times a week? How does that feel? Would it make you hate this world? 🤣
I know this place is rainy most of time, but looking for rental studio/apartment is so exhausting. I'm hoping I could settle down as soon as possible, but I understand it is risky if I don't think it through. Otherwise, there may be some trouble ahead..
Thanks everyone for your kind help!
Route between imec tower and the northern Kessel-lo

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Hi,
​
I'm graduated in architecture and urbanism since 2012, in Belgium. I worked 3 years in the field before I realized that I didn't really like it (bad experience in an office and especially the ratio work time / pay that I found ridiculous compared to other profession.
So I'm currently an archviz artist, for big firms around the world, the pay is better than when I was an archi, less stress, and I feel like I'm doing something more creative.
But even if I like that, I feel a bit burned to be on a computer 8/9H by days, me who always wanted an outside view but never really knew how to do it... But what worries me the most, and even anguishes me, is the AI revolution in progress.
So I know that there are several camps, the optimists who think that AIs will be simple tools or will improve our work and the others, who think that it will take a big part of our work. I'm part of this, especially with what I do for the moment, "illustration".
Even in the other tasks of architecture, I am not very optimistic:
Illustration : Stable diffusion + Addon, can already do almost my work, a few more years and it will be done .. ( vera for revit is a great example,not yet perfected, but it's coming)
Quote, plan analysis, metric, specifications : Chat GPT can write and analyze data and images, I think it will be able to do it almost automatically by providing plans in a few years.
Planning permits : There are already some solutions doing almoste everything automatically. Like Airplan in Belgium.
Drawing and imagining plans: Some solutions are already on the way... Finch, Testfit, architechtures (Nvidia developping also on this side). And whatever, i don't want to be on revit 8H/days, i dont really like this
For creative and concept part : Midjourney + ChatGpt
Communication and text : chat gpt
The only field I see available would be sales (real estate) and site control, but I confess I have almost no experience there since I switched early in my career. In one case as in the other I will have to start at the bottom.
​
In short, I would like to be done with being in front of a PC all my life. And whatever people say, from my side (archviz artist), I'm convinced that I have to think about a rescue plan now, the illustration business being in danger according to me. I am 35 years old, I would like to avoid a career change in 10 years. One of the positive points is that one of the only advantage of architecture is that it opens the doors to several professions.
​
So what do you think? What do you think is the best career choice taking all this into account?
(This is not a debate on AI, it is my opinion and my fears. I'm looking for possibilities, which will not be in danger later)

Hey guys. I am currently a junior at a state college in NC, majoring in CIS, and set to graduate next May with a BSBA degree. After many applications and several interviews, I was fortunate to have received an offer at an S&P 400 company as a Digital IT (eComm) intern. This will be the first real technical experience I'll be getting. The internship pays $18.50/hr and while I'm uncertain of the exact job title, the description sounds similar to a QA analyst. My supervisor said I could get some experience with other areas such as databases or analytics, which could lead to a better career path. What kind of salary range I should accept/be looking for if they extend a full-time offer after I graduate? I don't want to underestimate/overestimate my value. My school says the average salary for graduates with my degree from the school is 59-73k. Thanks for any advice.

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Hey guys. I am currently a junior at a state college in NC, majoring in CIS, and set to graduate next May with a BSBA degree. After many applications and several interviews, I was fortunate to have received an offer at an S&P 400 company as a Digital IT (eComm) intern. This will be the first real technical experience I'll be getting. The internship pays $18.50/hr and while I'm uncertain of the exact job title, the description sounds similar to a QA analyst. My supervisor said I could get some experience with other areas such as databases or analytics, which could lead to a better career path. What kind of salary range I should accept/be looking for if they extend a full-time offer after I graduate? I don't want to underestimate/overestimate my value. My school says the average salary for graduates with my degree from the school is 59-73k. Thanks for any advice.

I never learned about him in detail but it turns out he's a cringe radlib, Obama felt comfortable making today a holiday. He was a Catholic without the Marxist historical materialism to understand that "illegals" ("my Christianity allows me to respect all human life" you would have abandoned Jesus's immigrant grandparent you liar) are part of the international working class just like "citizens".
https://en.wikipedia.org/wiki/Cesar_Chavez

In Rome, he met with Pope Paul VI, who commended his activism.

spoilers: "Cesar Chavez was a groomer" /BrandNewSentence, I'm not exaggerating, this article literally uses that word when they talk about the unholy abuse cult stuff utilizing children as a vehicle for growing his power.

Chavez increasingly blamed the failure of the UFW strike on illegal immigrants who were brought in as strikebreakers. He made the unsubstantiated claim that the CIA was involved in part of a conspiracy to bring illegal migrants into the country so that they could undermine his union. He launched the "Illegals Campaign" to identify illegal migrants so that they could be deported, appointing Liza Hirsch to oversee the campaign.In Chavez's view, "if we can get the illegals out of California, we will win the strike overnight."

https://www.phoenixnewtimes.com/news/cesar-chavezs-rabid-opposition-to-illegal-immigration-not-covered-in-new-movie-6643666?storyPage=2

She describes how Chavez worked to undermine the Arizona Farmworkers Union, which had made strides in proving that undocumented workers could, in fact, be organized to help their situation in America. The Arizona group "began to have tremendous success, and they did it by going to Mexico and talking to workers before they got here," pressuring growers to employ them and finding contracts for work, Pawel tells us. "Chavez went out and destroyed them."

"if we get unionist radlibs off the planet, we can achieve global communism overnight" - Sakai, "Settlers" pg 420

This was a reiteration of an early view he expressed concerning the problems the UFW boycott faced in 1972; Chavez believed that illegal labor could undermine any strike undertaken by agricultural workers could be undermined by "wetbacks" and "illegal immigrants". Huerta urged him not to refer to migrants who had come to the U.S. illegally as "illegals" but Chavez refused, stating: "a spade's a spade."

A Trot wrecker is a Trot

Some UFW field offices refused to collaborate with the campaign, and the National Lawyers Guild (NLG) refused to allow its interns to work on it, at which Chavez cut the UFW's links with the NLG.

trying to hire "loyal" lawyers, classic Trump guy move

While Chavez had been in Europe, his cousin Manuel Chavez had established a UFW patrol, or "wet line", along Arizona's border with Mexico to stop illegal migrants crossing into the United States. There were rumors that this patrol was employing violence against these migrants, beating and robbing them and in one case castrating a man.

Catholics want only one thing and its disgusting https://www.catholicbridge.com/catholic/castration-catholic-church.php

These allegations soon appeared in the local press. A Mexican investigation determined that the UFW had bribed San Luis city officials to prevent them from interfering in these activities along the border.

labor aristocrats have class solidarity with each other across national borders, do you?

A Mexican union, the Confederation of Mexican Workers, broke its links with the UFW over the issue. Chavez dismissed the reports of violence as the smears of paid provocateurs, a claim which many of his supporters accepted. Chavez protected Manuel, while the executive board kept silent on his activities, regarding him as useful. The Chicano activist Bert Corona staged a protest against the UFW wet line, at which Chavez directed Jerry Cohen to launch an investigation into the funding of Corona's group.
The Teamster victories in the Delano vineyards angered Chavez, who insisted that there had not been free elections there. Chavez criticised the ALRB and launched a targeted campaign against Walter Kintz, the ALRB's general counsel, demanding his resignation. He also put pressure on Governor Brown to remove Kintz.

Nonstop Trump moments in this wiki page, this is the "hero" which radlibs claim is a good role model, this pathetic thin-skinned crybaby made Obama preach about being inspired to do social justice community leadership? I thought he hated Trump for his narcissism and arrogance???
...

Chavez blamed the defeat on the UFW's national boycott director, Nick Jones, who had been the only staff member to publicly voice disquiet over the Proposition 14 campaign. He claimed that Jones and the New York boycott director, Charlie March, had been part of a far-left conspiracy to undermine the UFW. Chavez also fired Joe Smith, the editor of El Macriado, after accusing him of deliberately undermining the newspaper. He then ordered Ross and Ganz to interrogate everyone who worked on the campaign, ostensibly to decide on new assignments but also to route out alleged malcontents, agitators, and spies. Many of those involved in running the UFW's boycott expressed concerns about a McCarthyite-style atmosphere developing within the union, and Chavez's purge attracted press attention. As the criticisms of his leadership intensified, Chavez responded with further purges, inspired by those in China's Cultural Revolution. He became convinced that there was a far-left conspiracy, whose members he called the "assholes" or "them", who were trying to undermine the UFW. At a La Paz meeting in April 1977, later called "the Monday Night Massacre," Chavez called together a range of individuals whom he denounced as malcontents or spies. They were verbally abused by members of the executive board and ejected from the community. He later accused Philip Vera Cruz, the oldest member of the executive board, of also being part of the conspiracy, and forced him out.

but Maoists actually read Marx tho?

He urged them to become a movement, which he argued meant establishing communal settlements for members, drawing on a Californian religious organization, Synanon, as an exemplar. Chavez had become increasingly interested in Synanon, a drug-treatment organization that had declared itself a religion in 1975 and which operated out of a compound east of Fresno. He admired Synanon's leader Charles Dederich, and the way that the latter controlled his planned community. In Chavez's opinion, Dederich was "a genius in terms of people"

"wow! abusing children is such an innovative and genius idea!" It really is not, primitive MKULTRA torture praxis is the oldest trick in the book, before people even wrote books.

In February 1977, Chavez took the UFW's executive board on a visit to the Synanon compound. There, they took part in a therapy system based on Dederich's own process, "the Game," as part of which each "player" was singled out in turn to receive harsh, profanity-laced criticism from the rest of the community. Dederich had told Chavez that "the Game" was key to reshaping the UFW, and the latter decided that he wanted everyone at La Paz to play it. He received tacit agreement from the executive board although some of its members privately opposed the measure. The Game took place at La Paz on Sunday mornings and Wednesday evenings, and at its height about 100 people were taking part in it each week. There it was used to shape behavior and punish nonconformity. Many individuals dreaded the humiliation it involved, disliked the obscenities that were part of it, and found going through it to be a traumatic experience. Chavez remained enthusiastic about the Game, calling it "a good tool to fine-tune the union". Many of those close to Chavez, including his wife and Richard Chavez, refused to take part. The farmworkers were not informed about the Game. Various long-term supporters of the UFW, including various clerical figures, visited La Paz at this time and left alarmed by how it had changed.
Synanon provided the UFW with $100,000 worth of cars and materials; building links with Chavez's movement burnished Dederich's reputation with rich liberals who were among Synanon's core constituency.

new age fascist Obama libs love the idea of being allied with farmworkers, its like the woke consultant grift nowadays: "listen to five lectures about white fragility to tell yourself you aren't a nazi class traitor"

Dederich suggested that Synanon and the UFW establish a joint communal farm, and although the option was explored, it did not materialize. Following Dederich's advice, Chavez began grooming young people who had grown up in the movement to remain committed to him and his ideals. He created a curriculum for them to follow, which included the Game.

the same toxic pedagogy which abused Brace Beldan, this is why everyone hates Christians lol, their obsession with Jesus on the cross is more of an instructional method to whipping their child slaves than any opposition to the cycle of abuse.

Whereas Chavez had previously refused to accept government money, he now applied for over $500,000 in grants for a school and other projects. Formal celebrations and group rituals became an important part of life at La Paz, while Chavez also declared that on Saturday mornings all residents of La Paz should work in the vegetable and flower gardens to improve sociability. A rule was passed that everyone at La Paz had to wear a UFW button at all times on penalty of a fine. After attending a course in Los Angeles, Chavez began claiming that he could heal people by laying on his hands.

New Age cultists won't read Marx but they will have psychotic episodes of believing they are Jesus

With membership dues declining, the UFW increasingly turned to commercial activities as a means of raising funds. It began marketing UFW branded merchandise through Ell Taller Grafico Speciality Advertising (ETG), which had Chavez as its chair. Chavez also set himself up as a housing developer, working in partnership with the Fresno businessman Celestino Aguilar. Together they bought properties undergoing foreclosure, renovated them, before selling them on. They ultimately moved from foreclosures to high-end custom built houses and subsidized apartment blocks. To conceal the UFW's involvement in these projects, Chavez and Aguilar formed the company American Liberty Investments. They also established the Ideal Minimart Corporation, which built two strip malls and operated a check-cashing store. Richard's company, Bonita Construction, was hired for some of the work. The Fresno Bee subsequently reported that most of the UFW's housing projects had been built by non-union contractors. The trade unions representing the building unions expressed outrage at the news, highlighting that they had previously given financial support to the UFW. The New Yorker later termed the incident an "embarrassment".

unionist to finance imperialist kulak pipeline

In the early 1990s, the UFW continued to market Chavez as a heroic figure, especially on university and college campuses.

power hungry opportunists recognize themselves in PMC Obama nerds

Chavez described his movement as promoting "a Christian radical philosophy".

He never had close friendships outside of his family, believing that friendships distracted from his political activism.
During the latter part of the 1970s, his infidelity with a range of women became common knowledge among senior UFW figures, who kept this knowledge quiet so as not to damage his reputation as a devoted Catholic family man

a friendless cult harem guy who is revolutionary but only if it lets him gather personal power? That's the complete opposite of what Christ was all about, having friends and being in a loving monogamous relationship

According to Chavez biographer Roger Bruns, he "focused the movement on the ethnic identity of Mexican Americans" and on a "quest for justice rooted in Catholic social teaching". Chavez saw his fight for farmworkers' rights as a symbol for the broader cultural and ethnic struggle for Mexican Americans in the United States.

"citizen lives matter, not the CIA conspiracy of illegals trying to ruin my unionism" he literally would have tried to lynch Jesus's refugee ancestor Ruth, he's like the villain in a Muslim time travel movie!

Chavez repeatedly referred to himself as a community organizer rather than as a labor leader and underscored that distinction.

"whites only community" but its for legal Latinos also, classic Trump guy

Since his death, there has been a struggle to define his legacy

r a d l i b