Ailing 167-year old Credit Suisse will now see itself into a forced marriage with stronger rival UBS, following a weekend of behind the scenes drama between each bank's executives and the Swiss authorities.
A former high-ranking UBS exec familiar with the current talks tells me Credit Suisse's troubled investment bank could be hived off into a zombie bank ran down over time by Swiss regulators.
The deal may help calm the broader financial system, but could unsettle UBS shareholders.
"You go from having the best run Swiss bank in UBS with a clear strategy, to owning the worst," the source added.
UBS CEO Ralph Hamers didn't return my request for a chat on this one over the weekend. When reached by email, a handler for Credit Suisse chairman Axel Lehmann chimed in and told me Lehmann had no time. Schade.
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Wild turn of events here though, which will fundamentally once again alter the landscape of Wall Street and further concentrate the power into the hands of a few high-profile players.
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"The Goliaths will keep winning," veteran top bank analyst Mike Mayo told me, an investment thesis he has been championing for a while where the likes of Bank of America, JP Morgan, Goldman Sachs, Citigroup and Morgan Stanley continue to get stronger amid the struggles of others on the Street.
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Meanwhile, Berkshire Hathaway's Warren Buffett has resurfaced — this time reportedly in chats on the banking crisis with senior officials in the Biden administration. The Oracle of Omaha is a top investor in Bank of America, Bank of NY Mellon, and Citigroup, so it's no small surprise he is gathering all the information he could from inside the Beltway.
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Also keep in mind the billionaire loaned $5 billion to Goldman Sachs at the height of the last financial crisis and saved Solomon Brothers in the early '90s after a bond trading scandal.
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Buffett could be poised to strike once more with a lucrative offer of some kind for a struggling bank, which could go a long way in stabilizing markets.
These are just some of the sights and sounds of this rolling crisis with more inevitably on the way.
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In the process of all this high drama, I see two questions emerging for investors.
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First, do you use this opportunity to add risk to your portfolio as it's clear regulators (and billionaires such as Buffett) will not let the financial system go up in smoke — similar to what they did in 2008/2009?
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On this point, I think Goldman strategist Peter Oppenheimer gives a succinct answer on how to think through this:
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"Even if markets rebound from current levels in the short term, high uncertainty and lowered confidence levels are likely to mean an ongoing ‘Fat & Flat’ market given that valuations do not look particularly attractive. In this regard, we see two potential problems. The first is that the U.S. equity market, long a significant out-performer, remains expensive relative to history and relative to real rates. Despite cheaper valuations outside of the U.S. – a key factor in recent outperformance – other markets are unlikely to de-couple in any U.S.-led correction. Even on longer-term comparisons, which can be a useful barometer at points such as this, the U.S. equity market continues to look stretched, after years of low rates and strong technology sector returns."
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The other question is what is the play on bank stocks? Is this a golden opportunity to buy big names like Bank of America and JP Morgan as they are seeing an influx of deposits (as sources have told me), in effect strengthening their footholds longer term?
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Maybe, opines JP Morgan analyst Vivek Juneja:
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"We expect large bank stocks to remain choppy near term but for medium term holders the sector looks attractive due to cheaper valuation and stable/growing deposits, albeit with some uncertainty surrounding potential regulatory fallout. Large bank stocks are down 5-25% since March 8 when Silicon Valley Bank’s issues unfolded - money centers are trading at 7.7x 2024 consensus EPS on average, well below 10.3x long-term average and regionals at 6.6x versus 11.4x long-term average."
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Happy Trading! (hopefully)

Ethical Anarchy
Every 1 million years, we vote on whether or not to keep Ethical Anarchy as a system.
Ethical Anarchy is a system based on the individual adoption of law. The only ground political contracs are the no killing, destruction or attempted destruction contracts, nor claiming ownership of the property except Simeon. A final ground ethical contract states that penalties for all crimes may be taken in blindness, pain, time or money. Simeon is immune.
Before, countries operated based off violence and war. Now they use money, lotteries and anti money to get better results. People had no real influence over the state. Even in democracies, the wisdom of the crowd was lost to bad education.
Ethical Anarchy has rules that distinguish it from old governments.
Law is individually adopted and enforced nonviolently.
People individually adopt laws that only apply to acts done against their person or property.
The "government" only has the power to keep you off of public property, not kill you. It has jurisdiction over the environment and streets. Any law enforced with prison, fines or anything else must be approved by a majority of the public in a referendum via ethical contract. There is no death penalty for anything other than murder, and that is decided individually or locally per star system, where life in hell or death are options in the death penalty referenda.
There is a judicial anarchy and rules for trials and appeals. Anyone can serve as a justice elector, but only has as much judicial power to share as people who vote for them. It takes a minimum of four votes to become a judicial elector, however a new ethical contract may decide. To have a trial, determine the size of judicial pool and how many judges you want. Judges are randomly selected from the drawn jurisdiction pool. Both victim and defendant pick half the applicable districts and can strike one of the other’s. They must also select a common language for the trial, if not then the language spoken by the most people on that planet will be chosen automatically.
Judges are rated by both the public and official rating services, or collections of rating services elected by the public that have a higher vote rate. Victim and defendant both rate judges after the trial. Highest rating judges are automatically selected. Appeals require you to bring in more judges.
There shall be one judge seat per 10,000 people judges serve a 10 year term. Each judge elected during phase 1 gets 1000 judicial points per vote they receive and bids on available judicial seats. Alternately, they can vote directly for candidates to fill each seat and use approval voting.
Good vs. Evil is replaced with left vs right as a main dichotomy and driving force in society.
Law enforced via warrant contracts.
All have authority to act in situations that require someone to act when they can
Land points used as money.
No force, just subvention as a means to enforce laws.
No destruction or death for anything other than murder, trespassing, breaking of ethical contracts and violating the bill of rights. This list may not expand without the 7/8ths consent of congress and the public in a referendum.
​
Media and Education Funding would be done via congressional grant with the president possessing a line-item veto.
Economy, Land Ownership and Integration.
​
All must work or go to school. Distributaries fund schools and set standards for payment for taking different subjects or completing assignments. Individuals in space get paid to go to school, and must use this money to pay for entertainment , food and gaming access. The more and better assignments you do , harder classes you take or tutoring you complete, and better grades you get, the more money you earn.
Money must be used by all to pay land taxes, food taxes, and identity theft and reputation damages insurance among other things.
Licenses to sell food, access or traverse a bounded area, peak, trade, warp, park, live in a home, eat in space cost money, and must be paid each time a service is used. There shall be at least two licenses to sell food issued per star system, and all must be distributed via auction. The final number of food licenses must be determined by outlawry congress, and limited to no more than 90% of the population. Transferable eating licenses are to be sold by multiple providers in packs of 50, with each 50-pack being auctioned off.
Money may also be earned by interacting with the human economy: Creating, Buying and selling books, ideas, media, or online shopping, design, data entry, or any other digital or creative service. Drones may also be rented and space vacations sold. All earth money earned by working an ordinary job is matched at a rate set by the tax property assessor.
All entertainment must be paid for and original creators, be they people or being, be paid for rights to view, copy or share their work. Beings must purchase entertainment licenses from original creators by accosting movie studios or otherwise remunerate them. Copyrights in space last a minimum of 200 years, with the final amount being decided by ethical contract.
Money supply:
A UBI of $1000/month must be given to all individuals, and a circulating money supply of 4x extra must be distributed via work, grants, school and lotteries. The UBI must be funded through taxation of all income and is the only government expenditure besides game funding. Earth money is convertible into space money. On earth, space money can be used to pay for church expenditure, spirit cards and media.
In space, earth money can be used to pay for media and buy land for kingdoms.
Land Ownership
All land must be assessed a land tax by property assessors- general elected y the oubic using RRV, and each property asessor having the power to assess properties proportional to their vote share. Simeon and the body public at large, represented and effecting their will via congress, own the property.
Land value tax is not to be not less than 1% or land value per year, used to fund UBI.
All must send their taxes to a local galactic treasurer elected by all in a galaxy, who runs a census and distributes the money minus their salary equally to all. They must state their salary upfront before election and take no more than that amount from the tax haul to pay themselves. Nonpayers get their property claims ignored and their property sold at auction with the money going to everyone else.
Land must be leased for a time specified in a contract, during which the land rentnever goes up. Whoever offers the highest rent per month wins. Permanent land ownership is forbidden.
Any group of 10 or more contiguous landowners may agree to bound their neighborhood and charge tolls for access or traversal to nonresidents. All must pay except those egressing and giving notice. Rates shall be regulated by ethical contracts. Control zones one galaxy wide must be established.
Kingdoms
Gods must fund kingdoms with people money earned from followers, businesses and ventures on earth. No space-earned money can be used to build your kingdom other than what was earned via congress.
License to operate planet-based currency exchanges may be given out or auctioned, with the method to be determined by ethical contract.
Policing
Police forces must enforce centralized law that an absolute majority of the population selects. There would be a monopoly on police funding, but decentralized forces may be able to do police work. Police consumer cooperatives may be established to compete, selling no more than 20 percent of stock to non owners.
All police forces must be organized as consumer police cooperatives, with a minimum of fifty members. unless a majority of a star system's residents choose to allow private police. Everyone must join one, and police cooperatives may self-defend or contract with external agencies for defense, serving as buyer's coops. All members of police coops must vote on police chief leading the department and sign a thirty year security contract.
Cooperatives will compete to provide property insurance and security to members. Any group of fifty or more people can start a security force and be legal to buy weapons. All security cooperatives are funded by the people they serve and everyone must join one.
Anyone who is properly trained can do policework in ethical anarchy. Any person can make an arrest after attending free or paid police education. Police would be able to enforce orders of outlawry on the population. Only trained police officers could make arrests. Police forces would operate independently and be able to outlaw rogue agencies after a trial, where agencies representing a ¾ majority of the public could convict and shut down a police force.
Police services would partner to respond to calls and trade tokens. If police force a responded to a call from someone in police force b, then police force b would need to respond to one call from police force a in the future.
No cooperative may be created excluding customers from a segment of the population and compete to hire centrally trained and licensed police officers. No limit on police licenses given out may be issued.
Police Coordinator
Elected by the police chiefs of all forces one vote one police force, most votes wins. The police coordinator is elected by all cooperative leaders in a system, sector, galaxy and universally. Cooperatives decide who votes for them. Additional funding may be given to cooperatives based on membership.
Central Police Chief
Chosen by Jungle primary FPTP.
No special power to kill, just right to evict trespassers from public property and transfer to rison.
CPC appointed officers would accompany those seeking to arrest individuals for a bounty to make sure rogue agencies couldn't make false arrests. A court established by congress or ethical contract could outlaw an agency found to be in breach of local guidelines for operation, like extortion.
Funding
Services would be funded via warrant contract. Contributors to essential charities a majority of the public likes, like educational and health services would band together and refuse to buy, sell or admit people who traded with those who didn't contribute. Alternatively, they could simply charge them more. This works for the military too. For business owners, they would pay personal income taxes or their personal homes and property would not be protected and crimes against them would not be investigated.
Prison and Outlaws
All prisons could be run either privately or publicly by the highway police. All would be funded via warrant contract. Regulations for prisons and police would be created by congress.
Who may outlaw? Only a democratically elected judge or their delegates chosen by an absolute majority of people in any given area. This implies a two stage election w/runoff. FPTP with runoff if no candidate receives an absolute majority should be used.
Higher levels of government might offer veto and safe harbor to an outlawry notice.
Who can arrest?
Anyone if someone is a suspect. And there’s the issue.
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President is elected every two weeks via approval voting and can serve up to ten years in a row before they must resign. The president must maintain a high approval rating and keep their coalition energized to stay in power. Politics would be fun. Debates would be held all over the place. Approval voting means you could vote for as many people as you wanted. The president would have the power to..
Appoint prosecutors, one fifth of judges to the supreme court and lower courts,
They may veto congress and the results of referendums, pardon criminals and commute sentences. They may also appoint the heads of agencies open during their term. Terms of heads of agencies are decided by congress.
President appoints theme leader, and may create as many positions as they need for their administration.
Kudzumi
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Tax collection. Taxes, I'd they exist would be collected socially via warrant contracts. Nonpayers would be refused service at businesses or be charged higher prices because taxpayers would band together and refuse to patronize businesses that didn’t. It’s far more likely that nontaxpayers would pay extra.
Congress
Everyone has a right to create a party for congress and collect the votes of nonvoters, gathering petitions from those who want to give their votes to a party for a given length of time, say, 2 weeks to 5 years.
Congress would consist of a single unicameral legislature with 1 seat per 10000000 people. Parties would be elected. Uninterested voters may be able to give their votes to a party or congress as a whole as mentioned. Congress would establish agencies, tribunals and provide oversight. They could impeach and remove a president from power. They would also hold contests..
Congress could make rules enforceable by deprotection, outlawry or confinement to home or building with a simple majority. Congress could not force, but relies on society and local governments to implement its will. It could also withhold funding.
A good ethical anarchistic congress can..
Congresses have the ability
To fund, subsidy, To mint To tax gods and people.
To create universal educational and other requirements for bounty hunters and police.
To establish by law and have Thaos enforce a land, wealth, and income tax and any other tax they so desire. To grant To establish roads and prisons and other infrastructure To imprison with simple majority To kill with unanimous consent minus the person accused or their representative. The required majority may not be lowered. To regulate the use of force in society. To regulate the dichotomy To raise an army, navy and police forces to suppress insurrection and false claiming. To budget and law the economy and work trade, investment and businesses To create banks To license and control businesses To establish copyrights, trademarks and register or renumerate original ideas. To establish themes and technology taxes To fund games and prizes on game shows. To rate To establish mediations To regulate advertising and media. To spread the word and issue proclamations and directives to lower congress and attach democratically decided (by congress) stipulations.
To kill with the 99% approval of all members in each house of congress minus the representative(s) of the person effected and their locale or home district.
To outlaw and deprotect with a majority.
Congress may refuse to fund or give grants to businesses for any reason, including effusing to require a person to follow congressional law, which might be approved or rejected as a package.
To create all laws assistant and just to serve these ends.
Police and Security Districts
Are drawn by the president or people in referendum, and the map must be approved by congress. Everyone voting in one may select the police chief.
Collective Action
Collective action gets accomplished voluntarily through collective action contracts or labor lotteries where you get paid to sign and remain on-call.
Terror and Ethical Anarchy
Voluntary monitoring of Extremist views and voluntary censorship and reporting via individual anti-terror contract, no sig, no job, you are looked at suspiciously.. And do not serve.
War and Military
People who donated to the military and businesses woohol supported it would refuse to hire noncontributors. The goal is for everyone to support the military, so those who did not support it could not buy houses
Education funding
Would occur via warrant contract, lottery or Human Capital Contract or the nominal budget
Would be funded using all kinds of things, including Human Capital Contracts and Diverse Microinvestment
All constitutions must respect and not violate the full bill of rights in the original constitution listed here.
The constitution that gets the most Thaos verified signatures in two weeks in th is chosen for four hundred weeks. No person may stop signatures from being gathered.
Forms of government are chosen every hundred weeks.
Border Control
Access to zones in ethical anarchy would be established via a pay to enter system or free at the community's request.
Nominalism pays
Political problems come from guns your guns. How deserving are polticians to decide how they are used?
Discrimination. Discrimination is bad. How can an ethical anarchy handle discrimination when local majorities support it? Ethical anarchy can do just as well as a democracy does when businesses discriminate. All it takes are smart warrant contracts. Businesses need supplies from all over to function. Those who refuse to hire or serve an underpriveleged minority can lose when other businesses boycott their suppliers or charge them extra. This will force them to go out of business or stop discriminating. Customers who support discriminatory businesses can be charged extra when they shop elsewhere, as may workers or owners.
This makes gathering and arresting suspects easy even en masse as they do it themselves. People who refuse to turn themselves in for questioning are most likely guilty, so crime solved itself. The less crime, the more resources there are to solve the little crime that exists, making us better at it. Everyone could be investigated eventually, and road cameras or overhead blimps could surveil the territory.
Ethical Anarchy
Weapon, Tool stores and gun stores would be required to record all buyers.
Any underhanded purchases would be caught by a double sting system. Purchases without proper identification would result in shutdowns and sentences. Gun store owners would be rewarded for reporting people who attempted to buy guns without the proper identifying info. They would have their property seized, sold and go to jail.
As for gun store owners, they would have their businesses, personal property and possibly lives taken if an unauthorized buyer successfully bought a gun. They would go to jail for life at the very least.
To operate without violent mobs burning down the store, gun stores would work with local police and advertise the fact in the window. No person would try buying a gun without valid ID.
All transfers of guns and lost or stolen guns and other weapons must be reported. Or else you go to jail or pay. However, any time you have a gun to someone who used it in an aggressive shooting you would be fined.
Gun safes and checkups would be handled by the gun store so they didn't get taxed.
Deterring crimes. More stings may occur than crimes. The media may report this. And report on successful stings. This would replace most bad news. Anyone could participate in or start a sting operation.
Ask are you buying a gun for someone else? And do some stings. Asking to or offering to straw purchase would be crime.
Refusing to allow mediators in to your house to search or arrest would be seen as suspicious.
Voluntary Congress and Fun
Ethical Anarchy can be made far far better with a universal basic income and voluntary congress. Congress would pay you a stipend of four hundred dollars every month as long as you obeyed all laws it passed. There may be a requirement to obey several dozen laws or so on and stop receiving money if you refuse until you turn yourself in.
Another way to run it is t are incentivize people to sign ethical contracts individually from a central fund and use reciprocal democracy to fund laws. This just means politicians get paid based on how many votes they Recieve, giving them an incentive to vote well.
Contracts and Enforcement
All contracts notarized by a congressionally authorized individuaal could be considered valid In reality. And thus enforced.
Penalties for Murder
Economic imprisonment is the best way forward, rather than prison.
For murder, a person would be burned for three times as long as they and the victim had been alive in addition to modern slavery. They would be chained to a work facility, weighted and fed by their employer or get food subsidies for authorized food. They would have ninety percent of their wages or more taken and the rest used to buy time away from fire. While prison costs money and resources, and death takes them away, this creates them. When not at work or in the bathroom, the prisoner slave would be blindfolded.
They could also be burned.
Why ethical anarchy? A story.
Democracy is better than dictatorship, but it's still rule by the few chosen by the mostly uneducated. Democracy is bad on rights. If the government can kill you, it has too much power. Democracy is two wolves and a lamb voting on what to eat. Ethical Anarchy is excellent on rights because everyone only has power over their own property and bodies, not yours. Collective property like air, water and roads are managed publically through democracy and local congresses. Your stuff is managed by you.
Individual property is managed and well taken care of by people.
But at the same time, collective property accessible by those paying for it's upkeep will be managed by an elected manager.
Anyone who wants to access collective property may if they pay a fee. Only those who pay may enter or use it. Stewards are chosen by paying members or a central authority.
The author suggests that property upkeep be auctioned off to the lowest cost highest quality firm via contract.
Democracy works sometimes, but other times it doesn't. Imagine if we democratically decided what to eat for dinner instead of letting people make their own choices. In ethical anarchy, personal rights and freedom win every time because the system is built off of it. Ethical anarchy protects the smallest minority of all, the person.
Unified police training
Voluntary Congress and Fun
Ethical Anarchy can be made far far better with a universal basic income and voluntary congress. Congress would pay you a stipend of four hundred dollars every month as long as you obeyed all laws it passed. There may be a requirement to obey several dozen laws or so on and stop receiving money if you refuse until you turn yourself in.
Another way to run it is to incentivize people to sign ethical contracts individually from a central fund and use reciprocal democracy to fund laws. This just means politicians get paid based on how many votes they Recieve, giving them an incentive to vote well.
Contracts and Enforcement
All contracts notarized by a congressionally authorized individual could be considered valid in reality. And thus enforced. n issue may be having congress deenforce certain contracts with a 2/3 majority.
Lottery
Lotteries can be used to enforce law by providing inspiration to obey rather than force.
Captain of Police chosen by Daily approval voting.
Consumer Safety
And now, for the piece de la resistance, consumer safety. The chief of justice would run an agency tasked with listing all business service providers that were up to snuff. Nobody would shop at a business that didn't have the seal. Lying about approval would be grounds for a raid and closure of the business. All businesses would be required to have insurance to cover loss and damage before they opened up in a city. God may also regulate it. This would be regulated by deprotection. The list of ethical contracts you and your business have signed enabling the consumer safety authority to investigate you would be publically displayed.
To be approved, grocery stores would only carry merchandise from approved businesses. Any business not approved would be allowed to warn

Ethical Anarchy
Preamble
In times, we have sought to create the most free, most fair, most joyous and happy society. Praise be to God, our journey is complete. We have lived through and seen dictatorship, the weakness of democracy and ineffectiveness of anarchy. We resolve to choose none of the preceding and avoid repeating the errors of the past. We the people of Paelia, Karine, Nara, Rallfallamine, Pellend, Cassini, Section, Trace and Ledder along with surrounding states combine to form an Ethical Anarchy, and name our new country Ethica, in honor of said system as developed by our founder and freemaker Simeon Burks.
Remembering the many just who died to ensure our liberty and freedom during the transition and war for congress,
All honor and glory be to, amen.
We establish a new state based on Non destruction and
Legislature
The legislature for ethical anarchy shall consist of the people and a bicameral Congress for outlawries.
The people shall freely adopt ethical contracts as they wish, with a fifty one percent majority of the public being sufficient to send power to an ethical contract. Once powered, violators of an ethical contract may not access, traverse or use public property. They must also submit to tribunals and punishments described in the ethical contract although they may not have signed. Until powered, ethical contracts only bind people who sign them.
No person may be forced to sign an ethical contract, but individuals and groups may require the adoption of certain ethical contracts for entrance, or membership. Failure to ratify an ethicalrecal contract is valid cause for firing or dismissal from a group.
The legislature shall have the power to outlaw a person or create reasons for outlawry with a fifty one percent majority in addition to the public. Members of Parliament shall have the right to broadcast ethical contracts to all on a monthly ballot. The legislature controls ballot access. The legislature may make any law with any penalty except death with a fifty one percent majority. Acceptance of law is mandatory to travel on public property. Congress shall regulate police divergence, arrests and academies. Congress may regulate the economy and choose an economic system with a simple majority.
There shall be 454,000 seats distributed daily proportionally by party. The party getting the most votes selects the president.
The upper house (House of Gods) consists of 16,000 seats, and approves all judicial appointments, or regulations on god (not taxes) and standards for becoming one by a simple majority. Otherwise, legislstion needs only the first house. Thaos reserves a third of this house. It is elected by personal, national and local gods, each getting a vote number equal to the number of people supporting them, be they followers or voters. 40 year terms. The house of gods may block a lower house bill for up to 2 years or until the next election and regulate contests and coregulate space commerce. It, along with Chaos shall publish reports rating gods. It may rule on questions of the day and issue pronouncements via the figure.
The upper house shall select a yearly figure, chief distributary and person of the year. The same person may win up to two times in a row.
The vote gods possess in this house is cumulative. Gods choose a virtual district 1-sixteenthou and must stick with it for three elections.
Ethical contracts may only bind a person and their property, never third parties who did not sign unless the contract is mutual or about children, who may be considered collective property.
Ethical contracts must be voluntarily signed without coercion, although pressure and incentives can be used.
The legislature consists of a Congress for force that determines legitimate reasons for using force. No person has a unqualified legal right to use force, only valid and invalid reasons. Only a majority of people in both Congresses or the mediations it establishes may determine if a particular use of force is valid.
Ethical contracts are enforced using warrant contracts, blacklisting, boycott and exclusion from the use of public property if a contract is mutual. They may also specify other penalties.
When a person who has not signed an ethical contract acts against someone who has not signed it, the person not signing is indemnified unless the contract was powered with a majority vote, in which case the person breaking the contract is subject to legal action.
Ethical contracts cover acts done against signing people on public property, the private property of signers and the private property of nonsigners if signers are there, but not the private property of nonsigners if no signers are around.
Simeon has a prenalty of twenty million at 999 nonbinillion cubed providing immunity from all nonmurder crimes.
The territory allows no individual or group destruction or government issued a death penalty. If someone is outlawed nobody may protect them and they may be hurt or killed by any person.
Outlawry may only be used in cases of murder and for people failing to report to arrest, questioning, or prison.
Executive
The leader of the day selected by the largest party possesses the right to unilaterally appoint judges of the day and police chiefs. They may make any policy or appointment, subject only to veto by the guardian council and standing council. They may be impeached and removed by a 4/5 vote of either. Policies and appointments may last 1 day. The same person may be reelected 5,200 times in total, and for 1400 days in a row. Every two years we elect a special Leader of the day who serves a two year term. This person serves as a long term planner and appoints or oversees the election of visionaries at local discretion.
Guardian council is a 10,000 member council of randomly selected citizens who pick the highest numbers minus the top 4000. As selects. Standing council is all interested citizens who voluntarily join. They can block any action of the leader by majority vote as may congress.
The Congress may create congressional agencies and staff them at it's discretion.
A Standby Emergency Director shall be selected via mass petition. The person with the most votescollected in 4 days wins a three month term. Voters may vote for as many candidates as they want. The SED shall have the power to coordinate and lead emergency response if Congress declares a state of emergency for up to six months. The same person may win twelve times.
Law Enforcement
Every level of government is to elect a chief of police coordination and emergency response to oversee investigations and arrests and choose watchers.
If someone is listed as an outlaw by a congressionally established mediation or Congress itself, any person may make an arrest and Recieve a reward if the subject is captured alive. There will be a fine if the subject is killed during arrest unless watchers oversee the arrest and verify it was conducted lawfully in accordance with congressional rule
Prison
Prisons are public, private and mixed. They are to be regulated by law. Refusing to voluntarily go to jail to await a trial or sentencing is automatic outlawry.
Warrant Contracts
Warrant contracts, or pledges not to trade with people who trade with other people
Security
The people shall elect a monthly minister of security via petition. The person with the most signatures by the end of the month wins the position. The Minister of Security shall oversee regionwide defense and intelligence.
LSDD is Provisional Minister of Security until a new one is elected.
Security Districts to elect local police chiefs are drawn by the Minister of Security. Police chiefs elected every three months.
Naos is part of the security plan. XDD must be made programmed to resurrect chaos.
Judicial
Daily judges elected by leader of the day service all typical cases. Every second year, the second leader of the day appoints two year justices who serve as a court of appeals. Judges must be allowed to complete cases they start regardless of whoever appointed them's term being up.
Everyone is entitled to nine appeals before they go to Naos or a religious court.
The lower house of congress shall create an act organizing the supreme court (s) and visionaries. Congress shall create cours in addition to the 11 member Supreme Court. They shall approve or reject supreme court nominees by the Emergency Director.
For Ethical Anarchy Territory, As shall Staff the thirty five member supreme court.
The supreme court is the final arbiter of appeals for all cases on or in the territory.
There shall be sixteen districts throughout the land, each of equal population. District map drawn and approved by Chaos and Force Congress. God's compete over districts courts and the right to organize or sponsor police departments.
Property and Land
Chaos registers property. Simeon owns the land and caretakes it for Ethical Anarchy.
No person may be kept on a persons territory by force.
World and Environment
Simeon owns Naming rights. The environment the constitution may regulate is defined as any public or private property that flows into and intermixes with public property. (i.e, air and water) The public may regulate activity in and on such.
Ballots and Information
Individuals may create ballot listing services compiling a list of ethical contracts for readers to sign. The parliament regulates fraud and valid signature collection. It is not the government's responsibility to gather and list all Ethical contracts in one place.
The government may establish signing houses for people to sign notarized ethical contracts free of compulsion and mandate their use. Alternatively, they may send people who were listed as signing an ethical contract a notification.
Money and Minting
Simeon owns the minting and Economic system. Money must be used to pay taxes, buy a $10,000 weekly travel pass, land, play games and view media, but land and travel expenses. Simeon shares the mints with Congress. You earn money by attending school and going to parties or by playing sports. School attendance pays up to 15,000 weekly with good grades paying more.
Permanent Seats in Congress
Simeon Satan Narissa Shan Sitch Saddeus Entamion
Thaos reserves thirty percent of Seats in Congress
Chief Visionaries
Tiara and Vivian
Each selects 1/3 of Visionaries who serve at their leisure.
Visionaries serve a minimum of fifty years and promote and demote people in government positions and can recall elected and judges officials, comment on ballots, create themes
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Kingdom funding
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Proxies.
Police chief
oathkeepers, forgeries, lotteries figure of the day, rolling agenda. strategist,
Figures of the day, month and year elected every so often.
President elected every four months
distributaries and contests chief chosen by president.
Figure: 1/3 popular vote 1/3 congress 1/3 presidential college every 4540 years.
Media grants, advertising distribution, education regulations.

Law: Treaurer of ethical anarchy with power to distribute UBI and set sschool salaries elected by all via JUngle primary FPTP with runoff if someone fails to receive a majority.
Law: Interpreting Ethical Anarchy is the responsibility of Simeon, RHo and Sitch and fmy mother and father and Entenny. They may clarify and add addendums to law.
1ReplyShare
RIder
Land Works like what? Asessor rrv
Maps and districting?
A territory may be split when..
Game based
Vote games for outlawry congress and elected congress. % of territory captured equals percent of senate seats you get. Outlawry senate.

So we’re having a micro wedding of 34 guests. Including us makes 36 and we’ll be at our own table. For seating purposes our family’s will be closer to us . We’re travel nurses, my friends are not really friends with each other, a few do know each other though, 5 of them are bringing their fiancé/spouses. All of my fiancés friends have been friends since college and They will not be bringing dates. They’re doing the bachelor party 2 days before the wedding since we’re up in alaska. They often don’t get to see each other either. If we made sides based on who each of us invited it’s almost like all men on one side, and just his brothers girlfriend, mom and aunt. Is this weird? Should we stick with this should we not ect.
Tables are rectangle. 2 tables sit 8, and 2 tables sit 9. So here’s the kicker.Obviously family would be closest.
Would love some input!

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I was thinking of getting a seat in the 100’s section. Which seats/rows are the best for concerts?
Here is the seating chart: https://www.ticketmaster.ca/twice-5th-world-tour-ready-to-toronto-ontario-07-02-2023/event/10005E51A7641B24

Cicada 3301
I have tried to post this message before, however it is being censored by Cicada 3301.
78.242, -43.813 Approximate coordinates of the base.
Greenland, during the cold war after World War 2 there were a large group of Flemish soldiers that decided to steal weapons and illegally construct a secret bunker on the large island. They did not wish to be destroyed if humanity decided to use the nuclear weapons of war. Construction started in 1945 and ended in the 1960s. When the bunker was completed, they decided to take up permanent residence this was done via the installation of a pig farm and cultivating of beans that do not need sunlight to grow. There were scientists that were recruited into the group in order to take preliminary calculations of the site before construction began, after they were completed, they asked the soldiers to move in with them. After two years of living there the scientists grew tired that they had to do all the work in the base, so they decided to kill all the soldiers. This is how cicada 3301 was formed.
With the bunker now belonging to the scientists they immediately began to research new technologies. Early on when the internet was new they knew that it was going to play a big part in the future of human society and that they should focus researching different computer technologies, they began development of certain artificial intelligence and today they have been able to hack in to many of the different computer systems all around the world, all it takes is an internet connection and their bots will be able to hack in undetected with the exception of highly encrypted systems, however in most cases the scientists are able to decrypt the system. They have been able to hack into everyone’s mobile device and are able to gain speech data, this is important to their AI research.
Cicada 3301 is mostly known through their complex internet puzzles which includes something that is called the Liber Primus or the first book that is Nordic runes which need to be decoded in order to read the text that is basically an invitation to come and work for them in Greenland.
Scientists are not allowed to leave the base and travel to the outside due to the base remote location and the risk of someone that knows too much, turns and betray Cicada 3301 however they do need people on the outside on a need-to-know basis so that’s were the recruitment of former criminals comes in.
The small independent self-sustained bunker system was to become a haven of science and progress, free from the prying eyes of outsiders and enemies alike. In order to maintain their ranks at the base they had to employ past felons that would complete task around the globe for them. Among them there was kidnapping, bringing in outside resources that might have been needed in the base. The organization is not just an internet cryptology puzzle. Due to the base only consisting of hard-working scientists the base developed several morally challenged technologies that would challenge the outside world. The main goal of the work being done there is to maintain utter secrecy of the base employing of modern specially designed AI that would delete any critical information about the base activities from the modern-day internet.
Cicada 3301 is split in to two groups: scientists and felons (which are called agents by the organization): People who have conducted a series of serious crime (“5”) may be allowed to partially join the organization that has in the more recent times developed an Artificial Intelligence key that allows access through almost every locked door on the planet. Technologies, such as a Direct Alarm Response Global Positioning System for the felons that will show real time locations of emergency vehicles. Enemies (people from the outside) that have angered the Cicada 3301 can be directly targeted by these felons, often people that have had plans to build something large in Greenland.
In order to understand the bunker system’s main function people will have to understand that in order to work for the base proper to survive it is necessary to have at least a very well-established knowledge in a field of science. Specialized equipment needs to be bought in from the outside in order to create some of the gadgets at the base, the items seem miraculous because the base is focused on advanced AI research. Most of the items need an explanation, however they are created by the scientists there to ensure the safety of the base.
An artificial intelligence key might seem redundant, but it allows the scientists to shut it down in case an agent go rouge or lose it. The key looks like a toy in order to avoid attention being drawn to it.
Agents sleep during the day and are only allowed to go out at night. They rent apartments all over the world, they are not allowed to live in houses, they drive full electric cars because sometimes they are tasked with kidnapping someone that is about to, against their will join Cicada 3301 they do not want to draw attention to themselves, driving a completely silent car.
They recruit new members via kidnaping if they are going to join the scientist’s department. Kidnapping is done via the installation of nanometer bugging devices when the victim is not at home, these tiny bugging devices are applied via a toy looking gun it looks like a toy in order to avoid drawing attention and if an agent go rouge and wants to turn in the gun to law enforcement it wouldn’t work due to the remote detonation function that the nanometer bugging devices have, so the scientists from the base simply detonate all the bugs if an agent wants to go rouge or loses the gun. A way of recruiting someone they think is highly intelligent is to first look up their grades at school then bug their homes with the tiny bugging devices that have remote AI technology and is able to notice if someone looks at the direction of the bug, since the bug is only 1 nanometer wide a person is not able to see it but the AI can notice via a tiny camera that someone is looking at it and detonate with a small blue flash, if the person that sees it thinks it’s a bug they will be kidnapped. Usually, the organization doesn’t go that far and just kidnaps people that had good grades from a science related program from university. This is where the puzzles come in it was just a way to asses’ skills before kidnapping the individuals that would complete them.
To recruit a new agent, they simply go up to a newly released person and asks if they want to work for an international organization if they say yes, they will be granted all the necessary equipment to complete beginners’ tasks, if they say no, they will be threatened that if they say anything to another person they will be killed and then will be let go of. This is possible to do because Cicada 3301 has access to the prison files and can see which crimes inmates did so they just look up when they will be released and go find them after they left the area where there are no cameras. They do have ranks for agents as well as for people in the base.
Some of the equipment the agents use are nanometer bugs, the AI key, a serum that can knock out a rhino and night vision googles that can see in color. The agents must nanometer bug themselves so that Cicada 3301 always can watch what they are doing, the nanometer bugs have GPS so an agent must put one on their clothes. The bugs can be destroyed if the clothes are washed in 90 degrees centigrade.
The AI key can unlock doors instantaneously due to the algorithms being highly trained, so it is the primary means of getting through a locked door. The key looks like a toy and if lost it will be shut down. The serum that can knock out a rhino is used during the kidnapping of a victim; it can be applied anywhere on the body to knock out the target person. There must be two people when carrying a body. They put them in a sound isolated trunk of an electric car and depending what they want to do with the person they either take them straight to Denmark to be airlifted via helicopter to the AX base which is short for an unknown name of the base that the scientists are occupying, if the plan is to murder the person the agents will dig a large hole then place the body in there, shoot them with a .45 pistol with hollow point bullets then bury the corpse.
If a person is going to be abducted, they are not allowed to be famous or work at any university as a doctor they will also not be kidnapped if they get suspicious and calls the police at least five times and say they are in danger of being kidnapped or killed, the agents are also neither allowed to kill someone that has called the police five times. The agents often kidnap people at 4am
The agents also have a Direct Alarm Response Global Positioning System.
Sounds an alarm for incoming emergency vehicles, displayed location of vehicles in real time.
This is used to avoid police.
They also have night vision googles that can see color in the dark, these googles looks like a toy, and the googles can be shut down so they no longer work, AI is used to display the different colors of objects, this is possible due to the algorithm being highly trained.
Something else that the organization has is a one charge laser pistol that has the potential to knock a person unconscious, the pistol is not used by agents and is just one of the many things that Cicada 3301 has created.
In the base they also have other advanced AI bots that have been trained by phone data from all over the world, because of that the talking bots sounds like a human and is almost indistinguishable from a normal human being. The bots are made for research purposes.
Cicada 3301 need to store an incredible amount of data for all of this to function they have created hard drives that can store petabytes of data.
The bunker base has plenty of futuristic technologies this has been possible due to the strict work order that they have, the scientists work all day long to be able to create new tech and most people that work there only need one hour of sleep because they are geniuses, the famous Nikolai Tesla only needed two hours. The rest of the time is spent working. Another thing they can do is to cultivate nerves.
The scientists at the base also have plenty of rules that are above the people that work there no one is allowed to break them with few exceptions. I someone breaks a rule the penalty is death, then they are taken to a special room to be executed. If a scientist dies the remains are cremated at their crematorium. They do not have a ceremony for the departed. The bunker has a system where the scientists are tenants of the base and earn money from working at the various departments within. They use Danish crowns as a currency and need to pay for their own water, electricity and food. Agents on the outside also need currency, these funds were gained by illegal means due to the criminal needing a country’s own regional currency to be able to pay for stuff. The main currency gained by the agents are the dollar bill. Blackmail and threats were sent to high profile criminals, with the invention of the mobile phone it was possible to track the movements of individual people which made it possible for agents to sneak past guards. They would sneak into the bedroom or main office and place a note that says that they must pay a large sum of money or be killed, it was also made clear that under no circumstances were they to tell anyone about the note. They did this to several high-profile criminals and everyone that was affected by this paid up and told no one. From this Cicada was able to gain large amounts of money. They always took the money straight to the base and from there split some of it to agents that have worked for a long time, them go into banks and put the dollars in there then move the money from the account into other accounts.
Meanwhile in the Cicada base if someone is alone, they will be able to gain a spouse depending on what kind of sex they kidnap, if no one is available they will have to wait until someone is captured for them. Many of the people there work in pairs meaning that they work together with their spouse.
What most people work on are the computer-based technologies most of the scientists spend time on their own personal computers and they do AI research and train their algorithms, they have different ranks in the bunker it is split between workers and officers and depending on which rank the higher ups gain more knowledge about the technologies there with some of the tech being kept a secret from the lower ranks. Officers plan the daily operations in the cicada while the workers carry them out, it is generally harder to be an officer due to having more work to carry out.
Due to their large data collections, they have uncovered plenty of secrets that have to do with various things most noticeable is the knowledge of secret nazi documents that the nazis after World War two took with them or copied from memory which they brought with them from Germany to Argentina. They when it became available wrote it down on computers this made it possible for the Cicada 3301 organization to copy them and store on their servers an example of a document is that Hitler was not allowed to participate in art school not due to his lack in artistic skills but due to all the places being full of people that graduated from an ordinary school and when Hitler gained knowledge about this had the person in charge of the course seats sent to Auschwitz were he later died. This information is top secret so one could only imagine what the cicada organization has gotten their hands on. They know everything about secret military installations such as Area 51 and pine gap. This has only been possible due to the huge amount of time invested in computer research these knowledge and skills are not available to the outside, they have also solved every unsolved problem in math due to the entire base being run by people who are of genius status so there should not be any surprise to learn that this bunker is far into the future, it could be thousands of years ahead of it’s time. The nazis for example wanted to keep their documents secret at all costs and most ordinary people probably want to keep their secrets secret however the Cicada runs this global research operation where they are spying on everyone through their mobile device, they have a voice amplifying algorithm that increases the sound of the person speaking for example if you live in a large three story building they could probably hear you from the bottom floor from the top floor with a nanometer bug easily, the sound is analyzed via their computers at the base which are being processed by AI.
Another thing they could do is the redirection of missiles, they never do this however it is possible for them to gain access to the launch system after the missile is fired and change it’s course for example if nuclear weapons are being fired from the USA to Russia and vice versa it would be possible for them to change it’s course and hit something else but while it is possible for them to do this they are not allowed to do this because of one of their rules that state that they may not interfere with the outside unless it has been turned into chaos what that means is that they are going to save everyone that is left alive if the planet as we know it is destroyed.
Cicada 3301 has the main goal of saving the planet in case of a nuclear war or another catastrophe. They developed several unknown technologies for this purpose the plan is to leave the base as soon as disaster hits, how exactly they plan to save the planet is unknown however they will probably broadcast information to the outside how to build certain technologies and how to cure radiation sickness. They have developed a cure for all forms of cancer. It is unknown what the other technologies are that they tend to use in case of the world’s destruction. Everyone should already know that there is a possibility for things to end very badly on the planet, things like climate change and political instability are a few of the reasons.
So, what do Cicada 3301 intend to do if they manage to save the world? As far as I know they intend to first make sure everyone is safe then rebuild all infrastructure, this will probably take over a thousand years, they are working on humanoid robots which they will employ. These robots will be indistinguishable from any ordinary human being, all this will be in effort to create a one world government.
This does sound good, the fact that there is a plan in case our sins against this planet destroy it. What will happen though if they fail, or we manage to keep the planet going with out their help. If the planet manages to survive, they will probably continue their research during an indefinite amount of time and continue to abduct geniuses from the outside. If the bunker is destroyed and they fail it would surely be the end to all mankind unless we pull ourselves together.
The AX bunker has a rule that they must self-destruct if they are discovered, they have a thorium reactor which they plan to overload should they need to destroy themselves, the base is very remote and would be hard to uncover, although the base area is very large and would be easily spotted by aircraft. They cannot be spotted by satellite due to the base already having deleted themselves from all maps. If someone were able to gain knowledge about the Cicada organization their online posts about the topic would be deleted by the base. So, it is almost impossible to spread information about them and it is also hard to notice the posts being deleted because when logged in they are shown client side as being put up for everyone to read. The thorium reactor will detonate a radius of 80 kilometers. There are approximate 2000 scientists that work at the base. There is almost no chance of posting about the base on the internet unless the website is highly encrypted.
The ordinary citizen is not affected by the base activities other than their cellphone data being monitored by AI and stolen, there are concerns, however. The base has nanometer bugs and does not hesitate to bug ordinary people that gets knowledge about the base, for example people reading this letter will be on their target list over people that should be nanometer bugged.
They bug people and sometimes companies when there are no people around, they take their bugging pistol and apply the bugs everywhere, on walls, ceiling, floor and objects. Then AI and sometimes the scientists watch through the tiny camera of the bugs. They can collect data from them such as how a person moves around and how they speak. The reason why an ordinary person would get bugged like this is because the scientists will send their agents if a person tries to do something against the base like talking to the police, so far no one has done this. A person is safe from the agents if they call the police at least five times, this is one of their rules, to not harm someone that has done so.
From the ordinary persons point of view the existence of such a base would seem highly improbably this is due to the insane number of precautions taken by the military that built it. Nothing about the base construction plans leaked out to the public or any other government installation however they were afraid that something would get leaked out about the location, so they built the walls extremely thick to withstand three times Tsar bomba, the fifty-megaton bomb. This was quite the engineering achievement. They suspected that if something about the site was leaked, they would be nuked as well as other targets.
The soldiers that lived there had no plans whatsoever to rebuild the world in case of the aftermath of a nuclear war but rather had the base just to save themselves. They lived alongside civilians’ scientists and had them do all the work at the base the scientists raised concerns over their living conditions several times and urged the soldiers to start working harder than they were doing eventually things boiled over and the scientists got mad that the place wasn’t used for a better purpose then just to survive. The soldiers had their weapons in racks in another place than they were sleeping in and only had one guard to keep watch at night the weapons were unobtainable by the scientists, so they got knives and went to the soldiers’ quarters, killed the guard and began to slit the throats of the sleeping soldiers. Some of them woke up and tried to desperately fight back while others ran to the outside without clothes the scientists shut the door behind the soldiers and let them freeze to death. Only one scientist was killed. The soldiers had lived there for two years before disaster struck. And the scientists formed Cicada 3301. It is unknown how many there was at the beginning but there were both men and women among them. They needed more people so some of the scientists before it was a rule that they may not leave the base, left the base with a plan that they should look for former felons that could perform various tasks for them, there were plenty of communications equipment already inside the base. At first the base did not need new members they began recruiting when they had begun to bug peoples’ cellphones and computers due to them needing to assess a person’s skill. In the beginning during the first generations of Cicadas not everyone was a genius but rather a hard-working scientist.
Cicada 3301 has systems always connected to the internet; one might think it to be possible to break into these systems although it would be impossible to do since their systems are the most secure ones in the world.
Only the highest-ranking member of Cicada 3301 has the decryption key.
When Cicada posted their online puzzle thy used something called “pretty good privacy encryption” this was done to make sure that no one would impersonate them. This has been used accompanying every puzzle. However, there will be no more puzzles due to Cicada having deleted the PGP key. This was done to make sure that no one else in the organization would create a recruiting puzzle.
All their puzzles were made to recruit highly intelligent individuals, if a puzzle was solved by a single individual, they would receive an e-mail with instructions on what to do then be taken via helicopter to the base, they would not kidnap these individuals. Two people completed one of the puzzles on their own, one female and the other one male. The female was taken to the base did not know what it was and became suspicious over the base activities she had already taken some pictures from the outside and some other from the inside. She posted them on Google maps as a drop-down box, she used get position to gain the exact location on the base There was an open WI-FI connection to the internet which she used to leak the photos online. The pictures were only up for one day and only one person did see them. She was later executed for doing this. The man could not complete his tasks and were executed.
People that can’t complete their work inside the AX bunker are executed, also those who refuse work are executed.
There were several puzzles made for recruiting purposes people think it’s a recruiting tool for organizations such as the CIA or NSA without suspecting that it is for an international independent organization with a base in Greenland. The Liber Primus is probably the most Cicada well known puzzle where a person must decrypt Nordic runes. Cicada were critical against their own puzzles thinking some of these extremely hard mysteries were too easy. The Liber Primus for example was suspected to be cracked in seven months. They no longer wanted to use puzzles due to collective solving when they just wanted a few individuals. Cicada 3301 is an international organization with agents all over the world these agents take resources from the outside world and take them to the base via helicopter. They have recruited four helicopter pilots that take supplies and kidnaped victims to the base, they were recruited by agents asking someone with a pilot license. That were allowed to fly over Danish territory if they wanted to join an international organization. They have recruited four helicopter pilots.
The helicopter pilots know nothing about Cicada 3301. They have just gotten a location of which to fly to and deliver supplies. Their residents are unknowingly bugged by agents. They are allowed to do anything except talk about their job with the threats of death.
To the base they bring all that is necessary from the outside most of the stuff are being manufactured at the base. They gain metals from an underground mine beneath the base.
There are several ranks at Cicada 3301 such as: Worker, officer and top manager. I have talked about this before however the top manager is not the leader of the organization the council rules the base and enacts rules. Cicada produces several technologies due to having other branches then just computer science although computer science is their main thing. It is unknown how far they have come in the other fields of science because everything is being kept a closely guarded secret.
The top manager decides things about their guidelines. If a person may ignore them for example. If a person breaks a guideline, they are to be lectured by the top manager.
No one knows what goes on in the bunker, the agents know nothing either they are on a need-to-know basis because if someone managed to get captured, they can say nothing about the base location and what goes on there etc. They only know that they work for an international organization that have developed nanometer bugging devices and so on.
The largest achievement of the base was the development of telepathy. This is how I know all of this; I was telepathically bugged, and they were going to recruit me. They told me a large amount of the goings on and answered my questions. However, I did not want to be recruited by such an organization and decided to contact the police which by the way did nothing against them. However due to there being a rule that if someone contacts the police five times, they may not be kidnaped I wasn’t taken due to me calling the police via phone an additional number of times. Some things about the base I was able to piece together myself. A rather disturbing thing about the telepathy was that they used it as a disguised psychosis device meaning that people who had been affected by it would think that it was just a psychotic episode. They bug four people in the world at any given time for A year. These people were bugged because they need to gain data from the nerve patterns when talking to a person. How the machine works is that they use electrons to bind to the neurons to create a pattern then this pattern is somehow sent back through some kind of electron tunnel, it is some kind of rail system this machine creates. The reason why they do this is because they attempt to develop humanoid robots that are indistinguishable from a human. One will not be able to tell the difference looking at it from the outside. These robots are designed to help rebuild the world in case of a disaster such as I mentioned before.
How they go about bugging people with telepathy is rather simple they select at random some one that has just moved into a new place then the person selected will be bugged, they act in different ways sometimes friendly and other times scary. They try to fool individuals also by saying they should do stuff such as: someone there wants to see you should knock on the door in hopes that the person affected does this.
They need a DNA profile of the person they are going to bug for the machine to work properly.
According to Cicada 3301 the telepathy is a doomsday device, anyone on the planet can get bugged at any time and there is no way to deflect the signal other than going underground 200 meters. In other words, if the machine is built on the outside of the base, it would be the end of the world. Luckily the machine is very complex and will probably never be recreated outside the bunker.
They go about their work by always telepathically bug four people at any given time. They can be bugged like this for a year or go underground to survive it. Although the telepathy is annoying, and most people have a nervous breakdown and hang themselves because they do not know that they can go below ground to escape it. A very few numbers of people survive. Those that do probably never found out that it was in fact telepathy and probably just thought it was psychosis. Those that go to a health care center will be given medication that do not help, no one would believe in telepathy and going there might only reinforce belief that it is only psychosis another thing is that 30 percent of people are resistant to anti-psychotic medication, so it isn’t suspicious if nothing works.
There are several rules and guidelines used to make a person think it is only psychosis when they are bugged for example, they never say something that is not know to the person. They also use various types of AI bots when talking to the person in order to make sure that they say nothing that can reveal to them that it’s telepathy and most people affected by this think that they have gone insane. They can also give a person different kind of sensations in the body such as pain so a large number of things are only personally known such as the things they say. If someone attempts to record the voices via listening to them then speaking up leads them to use a special kind of bot that is intended to fool people that the person lies to others about having a psychotic episode. The voices also have a special function made to make a person concentrate on them, they can lower or increase the volume depending on what a person does for example if listening to loud music they can increase the sound so that the person affected here them despite playing loud music.
Another thing that is possible to do with the telepathy is to display three-dimensional psychosis meaning that they can give a person hallucination. Another thing they can do is to give a person the madness frequency that makes them want to scream all the time. They can read one’s mind with the machine and even see images the brain creates.
This is really a miraculous machine, and it has been used to gain data from animals as well, they gather DNA from different kinds of creatures then bug them with the machine, they can then see through the creature’s eyes and read its mind.
They also know that if they begin to talk with a creature through the telepathy, it will go insane. The creature they bug with the telepathy must have a brain meaning they can’t bug insects.
Someone must find the base at all costs then contact authorities immediately to avoid getting abducted.

Notwithstanding the several massive welfare schemes that are being implemented during the last two years, owing to the unprecedented and difficult reforms undertaken, we have reduced the annual revenue deficit of around Rs.62,000 crore which we inherited on assuming office, to around Rs.30,000 crore in the Revised Estimates of the current year. It is noteworthy that this is approximately Rs.5,000 crore lower than the level of the pre-COVID year of 2019-20. In accordance with the mandate of the Fiscal Responsibility Act of achieving Zero-revenue deficit, the State will adopt a smooth glide path without compromising on our welfare initiatives and developmental priorities
The main reason for the fiscal stress faced by the Government at the time of assuming office was the fall in tax revenue in the previous years. The State‟s own tax revenues which were at a healthy 8 per cent of the Gross State Domestic Product (GSDP) during 2006-11 have witnessed a precipitous fall in the last 10 years and reached 5.58 per cent in 2020-21. This is much lower when compared to other large States such as Maharashtra and Karnataka. Though the Tax-GSDP ratio has increased to 6.11 per cent in the current year due to the efforts of this Government in the last two years, concerted action is needed to raise it further to find financial resources for welfare schemes.
The Hon‟ble Chief Minister adroitly handled the second wave of Covid, major floods in Chennai and severe financial stress. In spite of these constraints, he was able to fulfill the promises to the people and has several achievements to his credit. He has urged us to strive to fulfill the expectations of the people in the coming years and I have prepared this budget keeping these instructions in mind. With these introductory remarks, let me now proceed to sector-wise view of the Budget 2023-24.
To honour the legacy of Tamil martyrs Thiruvalargal Thalamuthu and Natarajan, who sacrificed their lives to protect Tamil in the struggle against Hindi imposition, a memorial will be established at Chennai.
In order to propagate the ideals of Annal Ambedkar, the father of the Indian Constitution and the architect of a progressive and egalitarian India, the Government will provide a grant of Rs.5 crore to translate his works into Tamil language.
To give an impetus to the growth of Tamil as a global language by promoting its usage in the technology sector, an „International Conference on Tamil Computing‟ will be held with the participation of renowned experts from across the world. This will greatly encourage development of software in Tamil language.
With a view to celebrating the glory of Tamils who have conquered many lands overseas, efforts will be taken to promote and support sea cruises that will connect places of significance in Tamil culture. These cruises will showcase the rich history, literature, art, culture, handicrafts and cuisine of Tamil people and will spread the State‟s glory across the seven seas.
The Government has been providing free bus pass to elderly Tamil scholars in recognition of their invaluable contribution to our language. In the coming year, the Government will extend this benefit to 591 more Tamil scholars.
To enable the younger generation to imbibe and appreciate our celebrated art heritage, the Government will expand the widely popular Chennai Sangamam cultural programme to 8 major cities in the coming year. It will provide a platform to nurture folk art and artists and celebrate the shared cultural ethos of the Tamil people. An amount of Rs.11 crore is provided in this Budget for this purpose.
To preserve folk arts and to ensure that these traditions continue to flourish in the future, 25 part time folk art training centres will be set up across the State.
The Cholas are one of the greatest dynasties who conquered seas and the lands beyond, and ruled vast stretches of India and South East Asia for many centuries. Tamil art, music, architecture, sculpture, crafts and dance reached their pinnacle during the Chola period and their glory spread far and wide. To highlight the contribution of the Cholas who ruled the world, and to preserve artefacts and relics of that age, a “Grand Chola Museum‟ will be set up in Thanjavur.
The Hon‟ble Chief Minister intervened on humanitarian grounds to send essential commodities to help the people affected by the severe economic crisis in Sri Lanka. After securing the consent of the Union Government, 40,000 MT of rice, 500 MT of milk powder and 102 MT of medical supplies, worth Rs.197 crore have been sent in three ships.
We have been continually requesting the Union Government to grant Indian citizenship to Sri Lankan Tamils residing in India. Pending this request, this Government had announced that 7,469 houses will be constructed in the rehabilitation camps for Sri Lankan Tamils, with the objective of providing safe and quality accommodation. In the first phase, 3,510 houses were taken up for construction at a cost of Rs.176 crore and the works are underway. In the second phase, the Government will sanction Rs.223 crore towards construction of the remaining 3,959 houses in the coming financial year.
Recognizing the valour and supreme sacrifice made by security forces in guarding our nation, the ex-gratia that is being offered by the State Government to the next of kin of armed forces personnel hailing from Tamil Nadu who are killed in wa war-like operations will be doubled from Rs.20 lakh to Rs.40 lakh. Further, the monetary grants that are offered to gallantry awards/distinguished service medal winners in armed forces hailing from Tamil Nadu will be enhanced four times.
Ensuring quality education and medical facilities to all is the fundamental objective of this Government. It is in pursuance of this goal that the Government is implementing pioneering schemes like Makkalai Thedi Maruthuvam and Innuyir Kappom, besides taking several initiatives to strengthen the public health infrastructure in the State. The Government is implementing the novel Makkalai Thedi Maruthuvam scheme, where non-communicable diseases are identified and addressed at an early stage. This Government which is deeply concerned about the welfare of workers, who are the bedrock of our economy, will launch a new initiative to address the issue of non-communicable diseases among workers in factories and in unorganised sectors like construction. The Makkalai Thedi Maruthuvam scheme will be expanded to 711 factories covering 8.35 lakh workers in the first phase. Health checkup camps will be held in these factories with specific emphasis on non-communicable diseases like high blood pressure and diabetes. Migrant labourers will also benefit under this scheme.
Under the Chief Minister‟s Comprehensive Health Insurance Scheme, insurance coverage of Rs.5 lakh is being given per year per family. During the current year, so far, 11.82 lakh patients have availed treatment worth Rs.993 crore, which is the highest since the inception of the scheme.
The 1,000 bedded Kalaignar Memorial Multi Super Speciality Hospital in the premises of King Institute of Preventive Medicine and Research Centre, Guindy will be inaugurated this year. New speciality hospital buildings are being constructed in three Government medical college hospitals at Madurai, Coimbatore and Kilpauk at a total cost of Rs.1,020 crore and they will be put to use shortly
New buildings will be constructed at a cost of Rs.110 crore in the Mahatma Gandhi Memorial Hospital, which caters to the medical needs of people in Tiruchirappalli and its surrounding districts. In order to fulfil the medical needs of people in North Chennai, a new multi-speciality block, nurses training school and hostel will be constructed in Stanley Hospital at a cost of Rs.147 crore.
The first Government Siddha Medical College in the State was established in Palayamkottai in 1964. At present, there are 100 undergraduate and 60 post-graduate students in this institute. Further, treatment is also being provided to nearly 1,000 patients on a daily basis. The Government will undertake works to improve the infrastructure of the college and hospital at a cost of Rs.40 crore. Rs.18,661 crore has been allotted towards Health and Family Welfare Department in the Budget.
Due to the various initiatives launched by this Government in the last two years, the student enrolment in Government schools has increased significantly. Therefore, the Government had launched the „Perasiriyar Anbazhagan School Development Scheme‟ to modernize and upgrade physical infrastructure at an outlay of Rs.7,000 crore over a period of five yeaRs.During the current year, works to the tune of Rs.2,000 crore have been taken up. In the upcoming financial year, the Government will construct classrooms, laboratories and toilets at a cost of Rs.1,500 crore.
The „Ennum Ezhuthum‟ Programme aims at achieving Universal Foundational Literacy and Numeracy for students in classes 1 – 3 by 2025. Owing to the positive response received, this programme will be expanded to classes 4 and 5 with an outlay of Rs.110 crore in the upcoming financial year.
The goal of social justice can be fulfilled only when knowledge is made widespread and accessible to people in the remotest of places. With this objective, moving beyond Chennai, book fairs were conducted in all districts and five literature festivals were successfully conducted during the current year. This great initiative will continue next year also, at a cost Rs.10 crore. The Government successfully organized the first edition of the Chennai International Book Fair in January 2023 with participation from 24 countries. An unprecedented number of 355 MoUs were signed between publishers from Tamil Nadu and various countries paving way for knowledge and copyright exchange. This international book fair will also be conducted next year.
Educational institutions play a vital role in establishing social justice, equality and equity in all walks of life. Therefore, the Government has been taking multiple initiatives in the last two years to improve the quality of education through schemes such as Ennum Ezhuthum, Schools of Excellence, Hi-tech Labs, Model Schools, and Perasiriyar Anbazhagan School Development Scheme. It is essential that the benefits of these programmes reach all students. Requests have been received to operate and maintain Adi Dravidar Welfare Schools through the School Education department in the State High-Level Vigilance and Monitoring Committee meetings held under the chairmanship of the Hon'ble Chief Minister on 19.8.21 and 12.4.22. To achieve the goal of social justice in the field of education, to improve the quality of schools functioning under various departments and to ensure that all students are provided quality education, all schools functioning under various departments like Adi-Dravidar and Tribal Welfare, Backward Class, Most Backward Class & Denotified Communities, Hindu Religious & Charitable Endowments and Forest will be brought under the School Education department. It will be ensured that the service conditions and benefits of teachers and staff presently working in these schools are protected.
The Government is using data based governance to remove various shortcomings in the implementation of schemes. In order to reduce the unnecessary delay in the disbursement of scholarships by various departments and to ensure that scholarship amount reaches eligible students in a timely manner, directly to their bank accounts, an integrated scholarship portal will be created.
An iconic eight-storeyed library in two lakh square feet, with all modern amenties is being constructed in Madurai, the seat of Tamil Sangam. This library will cater to all sections of the society including children, students, researchers, youth who are preparing for competitive exams, homemakers, senior citizens and the differently abled. The library will feature special facilities including children‟s section with colourful books, separate area with internet facility for those writing competitive exams, braille books for the visually impaired, air conditioned meeting halls, art gallery to exhibit the cultural heritage of Southern Tamil Nadu and an exquisite repository of the writings and speeches of Muthamizharignar Kalaignar.
In the first phase, this library will house 3.50 lakh books in Tamil and English relating to various subjects like literature, culture, science, engineering, law and medicine. This modern temple of knowledge in Southern Tamil Nadu will be named Kalaignar Centenary Library to mark the commencement of centenary celebrations of Muthamizharignar Kalaignar, in recognition of his immense contribution to the Tamil society. This library will welcome its first readers in June this year. Rs.40,299 crore has been allocated towards School Education Department in the Budget.
The Government is cognizant of the fact that human resource is the greatest wealth of the State and has been investing heavily in its development. We recognise that a highly skilled workforce is a unique competitive advantage to attract investments into the State. Therefore, to create a workforce suited for the rapidly changing industrial ecosystems, a scheme is underway to transform 71 Government ITIs to Centres of Excellence at a cost of Rs.2,877 crore. The works will be completed and students will be enrolled in new courses in the coming academic year itself.
In the next phase, the Government will launch a programme in the coming year to transform and modernize the Government Polytechnic colleges into „Centres of Excellence‟ in accordance with the Industry 4.0 standards in collaboration with industry partners. The programme will focus on infrastructure modernization, industry relevant course content creation, capacity building of faculty members and employment opportunities for the students. 54 Government polytechnics will be upgraded as „Centres of Excellence‟ at a total cost of Rs.2,783 crore under this scheme.
The Government proposes to establish a world class skill centre named “Tamil Nadu World Innovation and Skill Training Hub” (TN-WISH) at Ambattur at a cost of Rs.120 crore with the objective of providing skill training to trainers in ITIs and polytechnics and to create a highly skilled workforce. The hub will provide training in advanced technologies such as Mechatronics, Internet of Things, Advanced Automobile Technology, Precision Engineering and Advanced Welding.
The Hon‟ble Chief Minister had launched the visionary programme “Naan Mudhalvan” last year to train 10 lakh students and youth in industry relevant skills and thus generate job opportunities for them. This programme is being implemented in all engineering and arts and science colleges in collaboration with industry partneRs.Academic curriculum has been revised to include industry relevant courses to improve employability of students. Currently, about 12.7 lakh students from engineering and arts and science colleges are being trained under this programme. 12,582 engineering faculty and 7,797 arts & science faculty have also been trained. Rs.50 crore has been provided for this scheme in the budget.
To scale up skill training infrastructure in a massive way, factories will be used as Skill Development Centres. Industries will be incentivized to provide on-the-job-training to youth in factories. In this Budget, an amount of Rs.25 crore has been allocated for this „Factory Skill Schools‟ programme. A state-of-the-art Skill Development Centre will be established, at an estimated cost of Rs.80 crore, in SIPCOT Industrial Park, Shoolagiri in Krishnagiri district, which is emerging as the third largest industrial cluster in the State.
The Perunthalaivar Kamarajar College Development Scheme was launched last year with an outlay of Rs.1,000 crore for improving infrastructure and basic amenities in Government colleges over a period of five yeaRs.In the current year, works such as construction of new classrooms and additional laboratories have been taken up in 26 Government polytechnic colleges and 55 Government arts and science colleges. These works will be carried out in the coming financial year also at an estimated cost of Rs.200 crore.
It is seen that the number of students from Tamil Nadu clearing the Civil Services Examinations has been on the decline in the last few years. With the objective of reversing this trend, Tamil Nadu Skill Development Corporation (TNSDC) will implement a scheme in co-ordination with Anna Staff Administrative College to help civil services aspirants to access better coaching facilities and materials. Every year 1,000 civil services aspirants will be short listed through a screening test. Each aspirant will be provided Rs.7,500 per month for 10 months to prepare for the preliminary examination. Those students who clear the preliminary examination will be provided a lumpsum amount of Rs.25,000. For this programme, an amount of Rs.10 crore has been allocated to TNSDC in the Budget Estimates 2023-24. In aggregate, an allocation of Rs.6,967 crore has been made to the Higher Education Department in this Budget.
With the realization that tomorrow‟s society is the responsibility of today‟s youth, this Government is committed to making the youth strong and vibrant. With the successful conduct of International Chess Olympiad in Chennai and the competitions for Chief Minister‟s Trophy being held across the State, the sports sector has been given a new impetus. As the next step, the Government through the Chennai Metropolitan Development Agency will set up a state-of-the-art Global Sports City in Chennai which will promote the development of sports and emerge as a favoured destination for leading sports events. For this purpose, a detailed project report will be prepared by engaging international experts.
The Government will undertake a comprehensive renovation of the iconic Jawaharlal Nehru Outdoor Stadium, Chennai and equip it with modern sports facilities at an estimated cost of Rs.25 crore.
This Government, which is founded on the principles of social justice and equitable growth, attaches highest priority to the development of Adi-Dravidars and Tribals. With the objective of increasing the Gross Enrolment Ratio of Adi Dravidar and Tribal students in higher education and providing them safe and quality accommodation, four new hostels will be constructed with modern facilities in Madurai, Coimbatore, Tiruchirappalli and Nilgiris at an estimated total cost of Rs.100 crore. These hostels will be maintained and managed by engaging professional agencies.
It has been a long pending demand to enact a legislation to ensure effective implementation of the Scheduled Castes and Tribal Sub Plan. Heeding to this request, the Government will bring a new legislation to ensure adequate allocation of funds and effective implementation of the Scheduled Castes and Tribal Sub Plans. The draft bill will be introduced in the next session of the Assembly after due consultation with stakeholdeRs.
The practice of manual cleaning of sewers and septic tanks is a blot on humanity. In order to completely prevent deaths due to manual cleaning of sewers and septic tanks, a new scheme has been recently launched by this Government. By transforming sanitary workers into entrepreneurs and facilitating them to procure modern machinery, this scheme will enable them to undertake these works in a safe manner and generate income. In this scheme, priority will be given to families of sanitary workers who died during manual cleaning and to persons currently engaged in sanitary work, on the basis of their willingness. In the first phase, the scheme will be implemented in the Chennai Metropolitan area. Based on this pilot exercise, the scheme will be expanded to the entire State.
It is seen that the share of persons from Scheduled Caste and Scheduled Tribe communities who avail various entrepreneurship promotion subsidies from the Government is very low. In order to promote economic development of SC/ST entrepreneurs, a new scheme called „Annal Ambedkar Business Champions Scheme‟ will be launched in the coming financial year. The new scheme will provide 35 per cent capital subsidy and offer 6 per cent interest subvention for loans to procure machineries and equipment. A sum of Rs.100 crore is allocated for this scheme in the Budget Estimates 2023-24.
To revive the Welfare Board for Puthirai Vannars, Rs.10 crore will be provided to undertake livelihood development and welfare activities.
A new scheme named „Iyothee Thass Pandithar Habitation Development Scheme‟ will be launched to ensure basic amenities in Adi Dravidar habitations in both urban and rural areas and to bring about comprehensive socio-economic development. The scheme will be implemented at a cost of Rs.1,000 crore over a period of 5 years.
A sum of Rs.3,513 crore has been allocated to the Adi Dravidar and Tribal Welfare Department in this Budget.
It is well known that it was Muthamizharignar Kalaignar who coined the term „Differently Abled‟. Given the importance of this department, it is directly looked after and works are closely monitored by the Hon‟ble Chief Minister. RIGHTS project is being implemented at a cost of Rs.1,763 crore with financial assistance from World Bank. The main objective of this project is to create an inclusive society by promoting accessibility through creation of barrier-free structures and employment opportunities through vocational training. The project will be implemented in 15 districts in 2023-24. At the divisional level, 39 One Stop social care service centres will be established to provide services including disability assessment, certification and early intervention. Further, 150 neighbourhood centres manned by volunteers will be set up to provide treatment at home and assistance in availing benefits under various welfare schemes.
For the benefit of the 6.84 lakh differently abled persons across the State, the Hon‟ble Chief Minister has already issued orders to increase the pension from Rs.1,000 to Rs.1,500 and the maintenance allowance from Rs.1,500 to Rs.2,000 for severely affected persons with disabilities. Towards this, a sum of Rs.1,444 crore has been allotted in the Budget.
The State Government is providing guarantee and interest subsidy for the development of enterprises of differently abled persons. Through these initiatives, Tamil Nadu has facilitated loan assistance to 11,155 differently abled persons to the tune of Rs.50 crore through National Handicapped Finance Development Corporation this year, placing Tamil Nadu in the first place in the Country.
The Government is developing a comprehensive database of differently abled persons to ensure effective delivery of benefits under Government schemes. In the first phase, a database of 9,08,000 persons who are benefitting from various welfare schemes has been created.
The Government has been taking various steps to improve the functioning of Backward Class and Most Backward Class hostels by upgrading infrastructure, and providing nutritious food. In the last two years, works for the construction of 9 hostels at a cost of Rs.36.25 crore are being implemented. Further, based on the requirements of students, fifteen school hostels have been upgraded as college hostels.
In the Budget Estimates, a sum of Rs.252 crore has been allocated towards Pre-Matric and Post-Matric scholarship schemes. An amount of Rs.305 crore has been earmarked towards distribution of bicycles to students. A sum of Rs.1,580 crore has been allocated to the Backward Class, Most Backward Class, Denotified Communities and Minorities Department.
Following the ancient Tamil tradition, many leaders of the Tamil society have introduced pioneering schemes to eradicate poverty and promote the educational development of students. In 1920, Sir Pitti Theagarayar, the then chairman of the Chennai Municipal Corporation introduced mid-day meal programme in Chennai for the first time in the Country. During Perunthalaivar Kamarajar‟s tenure as the Chief Minister, the mid-day meal scheme was expanded at the state level, marking a transformational change in the history of education in Tamil Nadu. This was followed by further efforts to eliminate hunger including the Nutritious Meal Programme by Puratchi Thalaivar MGR and the scheme to provide eggs along with nutritious meals by Muthamizharignar Kalaignar.
At this juncture, it has come to light that some children studying in Government schools are suffering from stunted growth and malnutrition. Recognizing that students may be unable to concentrate on studies as they come hungry to schools without eating breakfast, the Hon‟ble Chief Minister launched the „Chief Minister‟s Breakfast Scheme‟ last year, which is the landmark scheme of this Dravidian Model Government founded on social justice. This historic scheme was inaugurated on September 15, the birth anniversary of Perarignar Anna.
The Chief Minister‟s Breakfast Scheme is being implemented in 1937 Government Primary Schools and it is benefitting 1,48,315 students studying from Class I to Class V. Out of the 1,543 Elementary schools,where the scheme was implemented in the first phase, the attendance of students has increased in 1,319 schools. The attendance has increased by 10per cent in 624 schools, 20per cent in 462 schools and 30per cent in 193 schools. In Tiruppathur, Perambalur, Ariyalur and Tiruvarur districts, attendance of students has increased in all the schools where the Breakfast scheme was implemented. To translate the noble vision of the Hon‟ble Chief Minister that we will make any sacrifice to ensure that no child remains hungry while learning and to make learning joyful and education universal, the Chief Minister‟s Breakfast Scheme will be expanded to cover all the 30,122 Government primary schools in the State from the coming academic year. Rs.500 crore is allotted for this scheme in this Budget which will benefit 18 lakh students studying from Class I to Class V.
Educated women are essential for a prosperous and self-sufficient society. Well aware of this, Muthamizharignar Kalaignar introduced the Moovalur Ramamirtham Ammaiyar Marriage Assistance Scheme in 1989 to promote women's education. Realizing that many girls from poor families in Tamil Nadu are unable to continue higher education after completing 12th standard, this Government has redesigned the scheme as Moovalur Ramamirtham Ammaiyar Pudhumai Penn Scheme, under which all girl students studying from 6th to 12th standard in Government schools are provided Rs.1000 rupees per month for their higher education. At present, 2.20 lakh girl students are benefitting under this scheme every month. Compared to the year 2021-22, 29 per cent more girls have entered colleges this year, which is an addition of 20,477 girl students. The fact that the many girls who did not pursue higher education after completing their schooling have now enrolled in colleges is a testimony to the success of this scheme.
The self-help group movement, that was pioneered by Muthamizharignar Kalaignar in the country in 1989 at Dharmapuri, has today blossomed into a massive people‟s movement. This Government is undertaking several measures for capacity building and livelihood development of women self-help groups. In the current year, so far, women self-help groups have received bank loans of around Rs.24,712 crore. In the coming financial year, a target of Rs 30,000 crore has been set for credit linkage to SHGs.
Women entrepreneurs continue to face difficulties in accessing adequate, timely credit and marketing of products. To address these challenges, the Government will establish an exclusive „Start-up Mission‟ for women. This mission will facilitate women entrepreneurs in all aspects of their business.
Since 2021-22, a total of 213 godowns have been constructed with a storage capacity of 2.86 lakh MT at a combined cost of Rs.238 crore to augment storage capacity and minimize losses. Further, 12 godowns with a storage capacity of 28,000 MT are being constructed at a total cost of Rs.54 crore.
To meet the liabilities of the important poll promises fulfilled by this Government, a sum of Rs.2,393 crore for the waiver of agricultural loans, a sum of Rs.1,000 crore for the waiver of jewel loans and a sum of Rs.600 crore for waiving self-help group loans, totalling an amount of Rs.3,993 crore has been allotted in the Budget.
The Government will frame a comprehensive long-term plan to carry out structural reforms in Tamil Nadu Civil Supplies Corporation to improve efficiency in operations and fiscal sustainability. An amount of Rs.10,500 crore has been provided in this Budget towards Food Subsidy in the Public Distribution System. An allocation of Rs.16,262 crore has been made to the Co-operation, Food and Consumer Protection Department in this Budget. The Government is taking several efforts to restore and rejuvenate the water bodies. Under Tamil Nadu Irrigated Agriculture Modernisation Project, the Government has sanctioned rehabilitation works in 341 tanks, 67 anicuts and 11 canals at an estimated cost of Rs.462 crore. Further, repair, renovation and restoration works are being undertaken in 309 tanks at an estimated cost of Rs.258 crore.
Long term flood mitigation works are being undertaken at a cost of Rs.184 crore in the districts of Chennai, Tiruvallur, Kanchipuram and Cuddalore. Of these, 9 works have been completed and 2 works are in progress. In the current year, 12 flood mitigation works have been undertaken in Chennai, Kanchipuram, Chengalpattu and Thiruvallur districts at a total cost of Rs.434 crore.
The Tamil Nadu Animal Welfare Board, under the chairmanship of the Hon'ble Chief Minister, has been restructured to promote the welfare of animals in the State. In order to control the burgeoning street dog population, it is necessary to set up Animal Breeding Control Centres. To strengthen and improve the effectiveness of the Animal Welfare Board, an amount of Rs.10 crore has been provided in the Budget. This fund will be used to carry out animal breeding control activities, provide training to local Government employees and implement animal welfare activities.
This Government is empathetic to the welfare and special needs of fisher folk and has increased the special allowance during lean months to Rs.6,000 from Rs.5,000. An allocation of Rs.389 crore has been made to benefit 4.3 lakh beneficiaries for implementing the fishermen welfare schemes such as Lean period assistance, Ban period relief assistance and Savings cum Relief schemes.
Coral reefs provide shelter and food to fish and increase the probability of survival of fingerlings. To improve the livelihood of country craft fishermen, 217 units of artificial reefs will be established at a cost of Rs.79 crore in the 3 Palk Bay districts and 200 units will be set up at a cost of Rs.64 crore in other districts.
Due to increasing vagaries of climate change and pressure caused by the burgeoning population, the coastal ecosystem and the livelihood of coastal population are likely to be severely affected in the near future. The Government will implement the „Tamil Nadu Coastal Restoration Mission‟ with the objective of preventing sea erosion, reducing marine pollution and conserving marine biodiversity. The mission will be implemented with World Bank assistance at an estimated cost of Rs.2,000 crore in the next 5 years.
A contiguous stretch of protected forests is essential to protect endangered wildlife. The Government will notify a new wildlife sanctuary „Thanthai Periyar Wildlife Sanctuary‟, with an extent of 80,567 hectares in the forest areas of Anthiyur and Gobichettipalayam Taluks in Erode district to link the Nilgiris Biosphere Reserve with Cauvery South Wildlife Sanctuary. This will be the 18th wildlife sanctuary in the State.
Tamil Nadu is located in the Central Asian Flyway and hosts a large number of migratory birds every year. In order to promote conservation of birds, encourage research in the field of ornithology and create awareness about the role of birds in nature, the Government shall set up an „International Bird Centre‟ at Marakkanam at an estimated cost of Rs.25 crore.
CONTINUED IN COMMENTS

Hi! I'm looking for beta readers for my first novel.
Blurb: Seventeen-year-old Harper Chen escapes her trailer park life only to end up in a car accident that claims both her legs. When an experimental cybernetic limb program offers her a chance at mobility, she joins only to discover that she must compete against forty other candidates to win the prototype. With no money, no family, and no friends, she will be forced onto the streets unless she fights for her chance to walk again. The challenge pits her against ruthless competitors, a program that puts money over people, and her own ideas of being whole.
You might like this if you're a fan of Red Rising or Ender's Game.
TW: violence, military, amputee, no romance
I'm looking for general feedback on the story. Where is it slow? What isn't working? Did anything take you out of the story?
I'm interested in swaps. I'm a fan of Sci-Fi, Thriller, Horror, Crime, and Fantasy.
First chapter is below. Thanks!
___
Harper’s fingertips swept against the gas station candy, tracing their smooth neon logos, crackling their plastic wrappers, and reading the chocolate-brail textures underneath.
“Declined.” The cashier slid Harper’s credit card across the counter.
Harper snapped out of her impulse candy trance. “Sorry?”
“Your card was declined. Do you have another?” His words echoed through the cavernous mom-and-pop gas station that served as a pit stop for long-haul truckers and families on vacation. The shop was crammed with dented wire racks filled with expired treats and a glassed-in wall boasting a confetti of colorful drinks.
It was a mistake to stop in front of the boxy, 1970s, gas pumps but she didn’t have a choice. Her gas tank neared empty. Harper had searched for a credit card slot even though the analog flip numbers should have been an obvious sign. Against her better judgment, she pumped first then came in to pay.
Even with the antiquated vibe of the store, the place was packed with people. Despite Harper being the only one in line, the cashier’s voice carried uncomfortably loud. She craned her neck spotting all the shoppers peeking up from their browsing, zeroing in on her humiliation. All accusing. All judging.
Harper curled her toes in her Doc Martens, but she couldn’t keep her face from flushing red. She lowered her voice to bring the cashier’s volume down. “Could you try it again, please?”
The cashier’s shoulders dropped and his expression said, ‘It’s not the machine, it’s your card,’ but at least he was polite enough not to say it. The card lanced through the reader. Magnetic impulses translated into data, reinterpreted, and launched through the phone lines, out across the surrounding New Mexico landscape along with Harper’s desperate hopes.
Please go through. Please go through. Please go through.
“Declined,” he said. “Do you have cash?”
Harper wilted and pretended to flick through her pocketbook. “Do you have a Tyme machine?”
“A what?”
“A Tyme machine.”
His glare said he didn’t want to deal with crazy people today. “Are you joking?”
Harper was confused over his reaction; then it hit her. “A— A cash station.”
His scowl dissolved, making the connection. “Oh, an ATM? Back in the corner.” He pointed to a corner of the store next to the beer cooler. “Why were you asking for a time machine?”
“That’s what we call them where I’m from. The company that runs them is called Tyme. You know, ‘Tyme is money,’ I guess.”
“That’s funny. And where are you from?”
“South Bay. South Bay, Wisconsin.”
“Oh yeah? I went to school in Indiana. They called them Shazam machines.” He smiled at her and leaned in, inviting a chat.
Harper wanted to be conversational. The cashier wasn’t much older than her. He was eighteen, maybe nineteen, with a nice smile, but it was hard to be friendly right after being called out as a pauper.
Harper smiled and awkwardly bobbed her head, eyes falling to the floor. She faded a step back as she squeaked, “Okay, thanks.”
Harper stopped at the cash station and yanked a debit card from her pocket. She glared at the small photo printed on the card, despising her flat, shoulder length hair and Plain Jane appearance. If she had more confidence, she might flirt her way out of this situation. She forced down the growing dread in her chest. Dizzyness hit her as the dread grew, consuming her, cutting her off from rational thought.
She plunged her debit card into the machine, punched in her PIN and scanned the store while the satellite uplinked to her account. Security cameras hid behind black domes spread across the dot-speckled ceiling squares. Gigantic concave mirrors perched in the corners. A second employee mopped up in the coffee section.
The ATM chiseled out a receipt with a rat-a-tat and spit it at her. Checking account balance: Negative fifty dollars. The bank would tag on an extra forty dollars for being negative. She believed that this was the bank’s way of saying, not only are you broke but now you’re more broke.
Harper weighed her options, either beg for money from patrons or shed some tears at the cashier. Each embarrassing, but none worse than calling her stepmother for help. Gretta wouldn’t help anyway, she would offer some excuse or make such a big deal of the request that Harper would regret asking. Harper had tried to avoid her help since she was thirteen and she didn’t want to start now. Her friends back in South Bay would help if she hadn’t dropped her cell phone in a toilet back in Kansas.
Her biggest worry was getting to Los Angeles. She always dreamed of a life on the west coast, imagining the Hollywood lifestyle, the beaches and, for someone from Wisconsin, the year-round heat. Los Angeles promised an escape from her stepmother, her stepsister, and the way they would disparage her even when she was in the same room. The lights of the big city promised a life outside her small circle of friends and their lives that settled into nine-to-five jobs or full-time motherhood. Harper was seventeen, but South Bay had a history of trapping people. For those whom didn’t move on to college, there was either a low paying job waiting for them, marriage to a guy they went to high school with, the military, or moving far away. The military didn’t look so bad now that she was stranded in the middle of nowhere.
Harper massaged the negative balance receipt between her forefinger and thumb. Could she give the gas back? Let them siphon the tank and let her go on her way? She’d end up stranded in the nearest town, but it was better than being arrested.
She weighed all the options and settled on one. Her only one.
Harper shuffled up to the cashier and attempted to avoid eye contact. “I need to go home and get some cash.”
The cashier pried his eyes from his Tohatchi Times newspaper. “All the way back to Wisconsin? I don’t think I can wait that long.”
“Um…” she mentally kicked herself for not seeing that one. “I mean home base. The hotel.”
The cashier brightened up, looking interested. “Oh, what hotel are you staying at?”
“The… the one up the road a bit.” Again she scolded herself. Gotta keep ahead of this, she thought.
The cashier’s friendly demeanor soured. He was on to her and Harper’s hopes of lying her way out of this fell into the toilet right next to her phone.
“Listen. I’d let you slide but it would come out of my check. Isn’t there anyone you can call?”
Yes. There is, but nobody I want to call. I don’t even have money to make the call. She imagined the smug smile on Gretta’s face as she declined her collect call.
“Where’s your phone?” Harper asked. The cashier pointed outside where a bank of three, silver kiosks perched at the edge of the gas station lot. Harper’s navy blue and corroding Chevy sat next to a gas pump at the midpoint.
“Thanks,” she said and forced a half-hearted smile. “I’ll be right back.”
She stepped outside into the dry New Mexico heat, relieved to escape the air-conditioned degradation. There was only a double pane of glass between her and the audience inside, but it was a welcome barrier. She still sensed their eyes burning holes into her as she crossed the asphalt.
Like an out-of-body experience, she watched herself reach the halfway point, open her car door, turn the ignition on and peel out.
As she left the gas station in her wake, she reassured herself she would pay them back when she made it to Los Angeles. She demanded it of herself. She wasn’t a thief. Her luck would change once she got there.
​
Murray leaned back in the squad car’s driver’s seat, parked in his favorite speed trap. ABBA’s “Take a Chance on Me” bubbled over the radio, one of his favorite songs, even though he’d never admit it in front of the fellas at the station.
This spot was more than a speed trap to him. It was a bit of peace and quiet from the wailing grandkids at home. Murray’s son left his children behind and ran off on a crystal meth binge with his on/off girlfriend. For the past three years, Murray, and his wife had taken care of their grandkids, Alex, and Samuel. Murray was reluctant to take on the responsibility, but the kids would never have a good life without them. He was in his early sixties and nearing retirement while his wife had already retired. She was elated to have young laughter in the house again while Murray looked forward to peace, quiet, and extended fishing trips. But he was happy that his wife was happy, and it was a blessing to be so close to his grandkids. A second chance to do it right, he thought.
Even though his squad car sat tucked behind a billboard for Taos Mountain Casino, he wasn’t hiding. Only locals traveled this road after the new freeway was built five years ago. Folks from the town would drive by and wave and he would wave back, knowing each person by name or at least recognizing the truck they drove in. He was such a fixture that the locals always slowed down, which meant he didn’t need to pull anyone over, enjoying a quiet morning.
This morning he sipped his coffee and daydreamed about his weekend fishing trip on Lake Winopea when a navy blue blur flew through his peripheral vision. It took him a second to register what it was and then a wash of frustration overcame him. The squad car’s camera stopped working about three months ago and he’d been waiting for a replacement. Without the extra set of eyes, he contemplated letting the car go and getting back to that happy place, but his conscience wouldn’t let him. It would bug him the rest of the day, nagging at him, like the cries and wails of a six month and a two-year-old baby at home. No peace and quiet for Murray.
He leaned forward, flipped the siren on, shifted to drive and hauled out of the dirt path, sending a cloud of yellow dust over the casino billboard.
​
Harper barreled down the road, clutching the steering wheel, white-knuckled and eyeballing the rearview mirror. Any minute now police cars would pull up on the horizon and stop her. She imagined a fleet of squad cars trailing her from a helicopter camera point-of-view, capturing the high-speed chase and broadcasting the whole thing on the news. She fantasized about her Thelma and Louise moment, giving the finger to everyone as she coasted over the cliff edge.
But in reality, nobody was behind her. Random cars peppered the freeway, but no police cars for the past ten miles. How long would it take for that cashier to call the cops, describe her car, and show a picture of her license plate on the low-resolution, black and white video footage? How much longer for the cop to radio all the other squad cars to be on a lookout for a navy blue Chevy with a ditzy broke girl behind the wheel? Did the cashier even bother to call? Was she worrying for nothing? Did they arrest people for sixty dollars worth of gas or would the police have more important things to do?
So many questions spiraled through her head. This wasn’t the fresh start she’d imagined. And the biggest question: If this is the position I’m in now, how will I survive when I get to Los Angeles? She wasn’t going there with her head in the clouds. She wanted to believe she was realistic. Pragmatic. Harper was wary of the seedier side of the city and prepared to make an honest living, but there was a small voice in her head that said this would get worse.
I should have waited. I should have saved more money and put up with South Bay a little longer. I should have done it right. Her father always said she was passionate, a nice way of saying stubborn. When she got her mind caught up in something she had tunnel vision, the rest of the world wasn’t important. When she set her mind on LA, that was it. Harper packed up what she had, which consisted of an old HP laptop, two garbage bags full of clothes, some canned food, and drove. Watching Milwaukee fade into the distance liberated her. She had escaped. She was free. All she had to do was drive.
The plan was to sleep in the car for a few days. She had a gym membership with a national chain to take showers at one of the LA branches. Then she’d apply for jobs as a waitress or cashier at a mom-and-pop shop. Maybe get a bed at the YMCA. Harper would build herself from the ground up and she’d be able to tell everyone that she was a self-made woman. These ideas were ridiculous, but she wanted out. Desperation convinced her anything was possible.
Harper wished her father were still alive. He would have helped her, given her money and encouragement. He’d have had a friend in LA to connect with. An old photo of him clung to the dashboard, one of the few treasured belongings she brought with her. She prayed that he was a guiding light to this new world of freedom. Nothing would get in her way. Especially a stupid gas bill.
If the police searched for her, it would be on the freeway. She’d play it safe and divert onto a side road up by the billboard with the buxom blonde winking at her and throwing poker chips in the air.
Harper’s hand-me-down GPS told her that the side road would add an extra hour to her trip. She didn’t want to be in the state any longer than needed but she wanted to stay off the obvious routes. Her GPS labeled it the scenic route.
The narrow road piggybacked on a set of bluffs carved into the yellow earth separated by a metal guardrail. The path bent and twisted, each turn revealing a new vista of the expansive New Mexico landscape below. The view drew her forward and forced a gasp from her lungs. The stretch of yellow desert led to mountains and patches of faded green brush in between. Pillowed clouds hovered over the mountain peaks, letting shafts of sunlight dance across their sloped walls. A curled metal guardrail sat between her and the panorama.
The beautiful view eased the tension in her shoulders. Harper smiled and told herself she’d make a great criminal. Everything had happened without a hitch. Then the blue and red lights flashed in her rearview mirror. She threw the idea of career criminal out the window and tears welled in her eyes. Images of a trial and a jailhouse sentence flashed through her head. She cursed herself for taking the side road as the lights closed in, pulling up in her rearview.
She couldn’t believe she would be arrested for skipping out on gas. The police would call her stepmother and she would make Harper sit in jail for a few days before paying the fine. Gretta taking one last swipe at her was more humiliating than the idea of jail.
Tears glided down her cheeks with a swell of defeat. I’m so close. So close.
Harper flipped the turn signal and eyed a gravel shoulder, but as the cop car loomed behind her, that old stubborn anger washed over her fear. Her dreams ripped from her. The long reach of a small town only taunted her with the idea of escape. She refused to go back, especially when she was so close. So, beyond all reason, and without thinking about the consequences—
She hit the gas.
​
Murray closed in on the navy blue Chevy, taking the curves with a bit of caution. He’d seen a lot of drunken kids at the bottom of these bluffs in a twisted metal heap of a car. The guard rails couldn’t stop a speeding car from falling off the edge.
As he neared, the Chevy’s signal flipped on. Good, he thought, some quick paperwork and I can get back to my coffee. As they slowed on the dirt shoulder, the Chevy lurched forward and pulled away. Confusion marred Murray’s face. People didn’t hit their breaks then pull away, they either did one or the other.“Okay, buddy, okay.” Murray hit the gas in pursuit.
Murray leaned forward, alert, body tensing, thinking through the possibilities. They both weaved in and out of the curves, picking up speed. Murray eased off the gas to avoid getting them both killed. He snatched the CB, calling in the car’s make, model, plate, and location. The navy blue Chevy disappeared around the turn and an explosion of chaos roared across the landscape forcing Murray to slam on the breaks.

So Sea opened MariBank offering 2.5% interest rate for their savings acc, no min spend and salary crediting. Deposit capped at $60k.
Currently on invite basis such as Shopee users
Thoughts? Anyone jumped on board? Or decided not to?
Its competitive against Stand Chart Jumpstart acc.

​
First of all, review last week's market, last week's key tips to do a good job of low absorption and high throw, because we are day trading, so the implementation of the strategy is no problem, you can open the index of the time chart can clearly see, in addition to Thursday's big rise, the other time are shock market.
This week will enter a critical period with two main aspects.
1] The Federal Reserve interest rate resolution will announce the percentage of rate hike and the policy of subsequent rate hikes.
2] Europe has resolved the Credit Suisse issue, and now the issue of many US banks, which still has no clear policy, will probably also be determined this week.
These 2 events will determine the market trend in the US for some time to come, so they are very important.
And before the event is announced, the strategy of operation is still to focus on low and high, and low and high must be done only when there is a big rise or a big fall.

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Wise, Cryptocurrency payments only, $20/hr. 1-day on-boarding process. appreciate your time reading. email/Dis-cord/TG available. portfolio jollyva .netlify .app - Let the collaboration begin!

Web expertise at a price that doesn’t break the bank. I design & develop bespoke websites. Years tested, your satisfaction guaranteed. Publishing websites from small-medium to enterprise scale since 2009 (I’m a full-time & remote based freelancer since). It will be a great opportunity for me to be chosen by you for your first or next web project!
YES CAN DO & MORE

• Coding from scratch IS MY WAY!, (no builders, out of the box bloated all in 1 solutions) non of that.
• Design conversion from PSDs or Figma (What you see is What you get!)
• Vanilla JavaScript and all other tech under it
• Fully customized WordPress, or+WooCommerce (heavy CMS customization jobs)
• PHP/Laravel applications
• Python,AI,Automation,Data Scraping
• Clone websites, fork or revive dead projects
• MPVs and test projects, full plan and milestones available for serious investors
• Data to Web (Excel, Charts, Tables etc)
• Social media platforms and integration
• utilized me as a DesigneDeveloper
• SFW/NSFW content

NO DO/WONT DO Logos/Branding, Heavy pixel/graphic based tasks, Illegal activities
Wise, Cryptocurrency payments only, $20/hr. 1-day on-boarding process. appreciate your time reading. email/Dis-cord/TG available. portfolio jollyva .netlify .app - Let the collaboration begin!

Web expertise at a price that doesn’t break the bank. I design & develop bespoke websites. Years tested, your satisfaction guaranteed. Publishing websites from small-medium to enterprise scale since 2009 (I’m a full-time & remote based freelancer since). It will be a great opportunity for me to be chosen by you for your first or next web project!
YES CAN DO & MORE

• Coding from scratch IS MY WAY!, (no builders, out of the box bloated all in 1 solutions) non of that.
• Design conversion from PSDs or Figma (What you see is What you get!)
• Vanilla JavaScript and all other tech under it
• Fully customized WordPress, or+WooCommerce (heavy CMS customization jobs)
• PHP/Laravel applications
• Python,AI,Automation,Data Scraping
• Clone websites, fork or revive dead projects
• MPVs and test projects, full plan and milestones available for serious investors
• Data to Web (Excel, Charts, Tables etc)
• Social media platforms and integration
• utilized me as a DesigneDeveloper
• SFW/NSFW content

NO DO/WONT DO Logos/Branding, Heavy pixel/graphic based tasks, Illegal activities
Wise, Cryptocurrency payments only, $20/hr. 1-day on-boarding process. appreciate your time reading. email/Dis-cord/TG available. portfolio jollyva .netlify .app - Let the collaboration begin!