Property tax durham nc

North Carolina

2008.03.24 16:22 North Carolina

A subreddit for the state of North Carolina.

2023.06.08 20:42 Fresh-Hedgehog1895 Map of the Caribbean that includes the types of tourists you'll find in each country

Map of the Caribbean that includes the types of tourists you'll find in each country submitted by Fresh-Hedgehog1895 to mapporncirclejerk [link] [comments]

2023.06.08 20:40 purposefullyMIA Delta family fears losing their home of seven years due to B.C. 'vacancy' tax

Delta family fears losing their home of seven years due to B.C. 'vacancy' tax
Anyone else think there is more to this story? Would the gov really tax the owner if they had the property correctly rented?
submitted by purposefullyMIA to britishcolumbia [link] [comments]

2023.06.08 20:39 tyjer87 GTA Housing & Rat Race (how do we escape?)

As a young adult, I observe many of my peers who are eager to purchase homes but constantly lament about the exorbitant prices in the GTA. Some rely on the Bank of Mom and Dad for their down payment, while others diligently save on their own. However, despite their efforts, they find themselves struggling to reach their goal due to the continuously rising prices.
There seems to be an underlying belief that if you don't own a house, you are somehow a failure in life. Fueled by this fear of being judged, I see my peers diving headfirst into the market and burdening themselves with mortgages where a significant portion (75%-90%) of their monthly income goes toward covering their housing expenses. They live in constant fear of the Bank of Canada's decisions to increase interest rates and are even liking the idea of banks one day extending mortgage amortization periods to 50+ years, just to alleviate some financial pressure and improve their cash flow. In the process, they neglect important aspects of financial literacy, such as saving in Tax-Free Savings Accounts (TFSAs), building retirement nest eggs (RRSPs), or establishing an emergency fund that covers at least six months' worth of expenses. All these principles are sacrificed in their pursuit of entering the GTA housing market.
Previous generations witnessed extraordinary appreciation in property values, with some areas experiencing a tenfold increase. They were able to enjoy a mortgage-free life. However, the question that arises for our generation is how long we will have to wait to witness such appreciation. If the trend of extending amortization periods continues to sustain the system, how will we ever manage to pay off our homes? If we fail to allocate any funds toward retirement, what is our game plan for the future?
We cannot simply replicate the strategies of the past generation. We find ourselves in a challenging position, almost akin to modern-day slavery. It feels like we are trapped in a cycle of working to live and living to work. It's as if we're stuck in the matrix, questioning the true meaning and purpose of this pursuit.
submitted by tyjer87 to TorontoRealEstate [link] [comments]

2023.06.08 20:26 PlayPUBGMobile PUBG MOBILE - COMMUNITY EVENT - Reggaeton Remix Dance Contest - FULL LEGAL RULES

Reggaeton Remix Dance Contest
This Reggaeton Remix Dance Contest (the “Contest”) is in connection with the video game PUBG MOBILE (the “Game”), and is governed by these official rules (“Official Rules”), the Game’s EULA available at (“EULA”), the Game’s privacy policy available at (“Privacy Policy”), and any additional rules on the applicable Contest webpage. By submitting an entry to the Contest, you are accepting the terms and conditions of participation on the applicable Contest webpage, the Official Rules, the EULA, and the Privacy Policy.
The sponsor of this Contest is ZAM Network, LLC, a Delaware limited liability company with an office at 12777 W. Jefferson Blvd – Building E, Los Angeles, CA 90066 (“ZAM” or “Sponsor”).
  1. Promotion Period
The Contest begins on June 8 at 12pm PDT and runs through June 21 2023 at 11:59pm PDT (the “Promotion Period”).
  1. Eligibility
In order to be eligible, participants must be at least (whichever is higher): (i) 18 years old, or (ii) the age of majority in their state or country of their legal residence as of the date of entry, who have an active email account and Internet access. This Contest it not open to legal residents of Bangladesh, China, Colombia, Dubai, Egypt, Hong Kong, Indonesia, Italy, Malaysia, Mexico, Philippines, Quebec of Canada, Singapore, South Australia and QLD, South Korea, Turkey. Any additional eligibility requirements will be indicated in the additional terms found on the applicable Contest webpage. Persons identified as “Blocked Persons” or persons subject to applicable sanctions prohibitions, including, without limitation, those persons listed on the U.S. Department of Treasury Office of Foreign Assets Control’s Specially Designated Nationals and Blocked Persons List are not eligible to participate in the Contest. Employees of ZAM, Proxima Beta Pte. Ltd., Krafton, and their respective parent company, affiliates, subsidiaries, advertising, promotion, fulfillment or other coordinating agencies, individuals providing services to them through an outsourcer or temporary employment agency during the Promotion Period, and their respective immediate family members and persons living in the same household, are not eligible to participate in the Contest.
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To participate in the Contest and be eligible for a potential prize, participants must complete one of the entry methods indicated on the applicable Contest webpage during the Promotion Period. One entry per individual, household and/or email address is permitted, regardless of method of entry, unless expressly set forth to the contrary in the additional terms found on the applicable Contest webpage. Multiple participants are not permitted to share the same email or other account needed for participation. Any attempt by any participant to obtain more than the stated number of entries by using multiple/different email or addresses, accounts, identities, registrations and logins, or any other methods will void that participant’s entries and that participant may be disqualified. Use of any automated, programmed or robotic system or the like entry methods to participate is prohibited and will result in disqualification. Each potential winner may be required to show proof of being the authorized account holder. All entries become property of ZAM and none will be acknowledged or returned.
Social Media Entry: Collect your best PUBG MOBILE content; then upload your content to social media with the hashtag #PUBGMRRDC + #CONTEST.
  1. Drawing; Notification of Winners
All Contest entries meeting the requirements of these Official Rules will be entered into the Contest. A panel of judges appointed by Sponsor (“Judges'') will review the entries based on the judging criteria specified below and confirm/select the number of Contest winners as indicated on the Contest Page. The Judge's determination of the Contest winners is final and binding, subject to the below.
Judging Criteria:
Creativity: Creativity of the designs.
Originality: The uniqueness of the entry.
Popularity: The amount of social media interaction (e.g., likes and reposts) a post gets.
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Each winner will receive the prize below. No cash or other substitution, assignment or transfer of the prize is permitted, except at the sole option of ZAM, who has the right to substitute a prize with another of comparable or greater value. Winner is responsible for all income or other taxes and fees associated with the receipt and/or use of the prize. The odds of winning a prize depend on the total number of eligible entries received. ZAM will not replace any lost or stolen prizes. ZAM will use all reasonable efforts to deliver prizes in a timely fashion.
5 winners will each win UC valued at US$100
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ZAM reserves the right, in its sole discretion, to terminate, modify or suspend the Contest in whole or in part, if in ZAM’s opinion (a) the Contest is not capable of running as planned by reason of the occurrence of any event beyond its control including, but not limited to, fire, flood, epidemic, pandemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, communications, equipment failure, utility or service interruptions, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared), interference with the Contest by any party, or any federal, state, local or provincial government law, order, or regulation, order of any court or jurisdiction, or other cause not reasonably within ZAM’s control, or (b) any other factors beyond ZAM’s reasonable control corrupt or affect the administration, security, fairness, integrity, or proper conduct of the Contest, in all instances without liability to the participants. ZAM also reserves the right to disqualify any participant or winner, as determined by ZAM, in its sole discretion.
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Individuals may request the name of the winners by emailing Sponsor at [email protected] with the subject line: “Reggaeton Remix Dance Contest Winners List”, within 90 days from the end of the Contest.
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Except where prohibited, by participating in the Contest, you consent to the use of your name, photograph, likeness, voice, opinions, information, biographical information, entry and statements attributed to you (if true), hometown and jurisdiction of residence for advertising, publicity and promotional purposes, including without limitation, inclusion in ZAM’s newsletters, social media accounts and affiliated websites and the applicable Contest webpage, without further compensation.
  1. Governing Law
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  1. Dispute Resolution and Arbitration
  2. Mandatory Arbitration of Disputes. We each agree that any dispute, claim or controversy arising out of or relating to these Official Rules or the breach, termination, enforcement, interpretation or validity thereof or participation in the Contest (collectively, “Disputes”) will be resolved solely by binding, individual arbitration and not in a class, representative or consolidated action or proceeding. You and ZAM agree that the U.S. Federal Arbitration Act governs the interpretation and enforcement of these Official Rules, and that you and ZAM are each waiving the right to a trial by jury or to participate in a class action. This arbitration provision shall survive termination of these Official Rules.
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  5. Arbitration Costs. Payment of all filing, administration and arbitrator fees will be governed by the AAA Rules, and we won’t seek to recover the administration and arbitrator fees we are responsible for paying, unless the arbitrator finds your Dispute frivolous. If we prevail in arbitration we’ll pay all of our attorneys’ fees and costs and won’t seek to recover them from you. If you prevail in arbitration you will be entitled to an award of attorneys’ fees and expenses to the extent provided under applicable law.
  6. Injunctive and Declaratory Relief. Except as provided in 13(b) above, the arbitrator shall determine all issues of liability on the merits of any claim asserted by either party and may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party’s individual claim. To the extent that you or we prevail on a claim and seek public injunctive relief (that is, injunctive relief that has the primary purpose and effect of prohibiting unlawful acts that threaten future injury to the public), the entitlement to and extent of such relief must be litigated in a civil court of competent jurisdiction and not in arbitration. The parties agree that litigation of any issues of public injunctive relief shall be stayed pending the outcome of the merits of any individual claims in arbitration.
  7. Class Action Waiver. YOU AND ZAM AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, if the parties’ Dispute is resolved through arbitration, the arbitrator may not consolidate another person’s claims with your claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this Dispute Resolution and Arbitration section shall be null and void.
  8. Severability. With the exception of any of the provisions in Section 15(f) (“Class Action Waiver”), if an arbitrator or court of competent jurisdiction decides that any part of these Official Rules is invalid or unenforceable, the other parts of these Official Rules will still apply.
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  11. If any provision of these Official Rules is invalid under the law, rules, or regulations of a particular country, it will only apply to the extent permitted.
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For any feedback or questions regarding these Official Rules, the Contest, winners, or prizes, you can contact Sponsor by sending an email to: [email protected]
submitted by PlayPUBGMobile to PUBGMobile [link] [comments]

2023.06.08 20:10 Level-Pollution9024 *Blinking intensifies*

*Blinking intensifies* submitted by Level-Pollution9024 to realhousewives [link] [comments]

2023.06.08 20:00 BPereda FTHS in South FL. Do these closing costs look accurate? Seems like a lot….

Sale price of property = $515,000
County taxes 1/123 - 6/30/23 = 2,561.40 Wire fee to title company = $50 Stamp tax = $3,605 Buyer agent commission = $15,540 Seller agent commission = $15,540 Title search = $200 Settlement/Closing Fee = $795 Electronic Filing Fee = $5 Escrow for final water bill = $250 Lien search = $250 Processing fee to seller realtor = $395
Total closing = $39,011.40
submitted by BPereda to RealEstate [link] [comments]

2023.06.08 19:56 Hungry-Tumbleweed623 I have been trying to Post this I am just looking for Advice I am Self-Employed and looking for a home loan I found a Subprime Lender and I am not sure if it will work out I don't want to waste my time hopefully my post does not get deleted again I just need advice from people who know

I have applied for a loan and they want to Verify My Income with a Profit and Loss Statement is that normal?
I am Trying To Get a Loan for 85,000 on the House that I bought 4 Years agao on a Lease to own contract it is down to 85,000 I have 40,000 to pay down I am self-employed and make a good income. I do have "Good" Credit it just hit that mark the only thing that I have that I wish I had never got is a mountain of Student Loans that always mess me up......So this is all kind of confusing to me. I'm used to contacting a bank or even online lenders and getting denied so quickly. I actually have decent credit; it just hit the "Good" range. I've been working on improving it for months. It was good in July of last year, and I wish I had tried to do this back then.Then around Christmas, my student loans appeared on my credit report again. What I mean by that is that last year, half of my student loans dropped off my credit because they were transferred to a new company, as I later found out. In July, I could have qualified for financing... Anyway, now I have to get the house financed. I've already spent $47,000 on it, including a new roof. The owners want to get rid of all their rental properties, and they have made it clear why they chose a rent-to-own contract instead of a land contract—it's easier for them to get out of...
Anyway, fast forward, I've been kind of freaking out for months because I received a $41,000 inheritance, I thought I could increase this significantly, with my business maybe even pay in cash. Well, It did not increase because I got sick so I still have the same amount if I had a few more months I could just pay in cash...... I was talking to my bank, but they kept telling me that I shouldn't have bills over $700 a month, or they couldn't help me...
I applied with ============== because I had a conversation with a loan officer there, and she kept calling and emailing me until I applied. Surprisingly, she didn't ask for the usual documents like tax returns, which most lenders require.
I told her that I run my own business and that's how I make money, and I file my taxes accordingly. However, she doesn't want my tax returns. She wants me to complete a Profit and Loss Statement or have a tax professional do it for me. I also mentioned that my debt-to-income ratio has always been a problem due to my student loans. She said that if my student loans are in an Income-Based Deferment Plan, they could consider that. In my case, I pay nothing towards the loans due to my income, even though it is not that low but I do have 5 Kids and she said they wouldn't consider the debt from my student loans at all because of that. She mentioned that typically they would use 1 percent of what I owe, which is a significant amount and would negatively affect my application. However, besides that, I only owe on one credit card, which I'm close to paying off. I don't have much credit anymore, except for a Secured CD that has significantly raised my credit score. Other than that, I have regular bills that I owe.
BECAUSE: This Bank is a Prime Lender she has my APR at 11.90% my payments are still up at 800 a month for 20 years She has The Loan Senario at 100,000 with my down payment and closing cost then the loan total shows 43,000

However, she has been very brief in her responses, and when I ask her questions, she sends quick answers. I'm still a little confused. And she Just will not slow down and answer me or explain. Does this seem correct? Does it seem like this will work out?

Is There a Better Way?


Anyway that seems so crazy to me if anyone on here can Help me tips tricks advice
Can you finance the house and I pay you back anything LoL I have 50,000 to pay down and can not get a decent loan I literally need 35,000 dollars plus closing costs I do not want to have to pay for this for the rest of my life so what can I do. In 20 years of this when I am so close to paying it off there has to be a better way........... Right??????

Below is the email she sent me after informing me that she needed the Profit and Loss Statement, not my tax returns:
Hi ---------
Thank you for applying for your prequalification. I am hopeful that we can assist you with your home purchase. The scenario is for the purchase of a single-family home. If the scenario works for you, please send the following documents, and I can provide you with a prequalification letter.
Feel free to contact me if you have any questions.
Copy of Driver's license/ID
Profit and Loss Statement (attached for the most recent 12 months)
Bank Statement Questionnaire and 12 months of bank statements (I have received bank statements)
2 most recent asset statements showing funds for down payment/closing costs
Six months of rental verification/housing history

Thank You Again to any Help Advice Anything and for reading through me Rambling on and on....
submitted by Hungry-Tumbleweed623 to FirstTimeHomeBuyer [link] [comments]

2023.06.08 19:53 rebent Anyone interested in writing an article about Land Value Tax in GR?

Anyone interested in writing an article about Land Value Tax in GR?

This is a fantastic article exploring how switching to LVT would change property taxes in Jersey City. It's got some great charts and illustrations.

I believe we will have county-wide SEV and taxable value data soon. We could make basically the same calculations and comparisons, but for local buildings and parking lots.

The data is the easy part. The tricky part is (A) identifying the audience and (B) telling the story.
submitted by rebent to strongtownsGR [link] [comments]

2023.06.08 19:43 frowayyorwp Friendly reminder that nearly 20% of our property taxes go to the police -- more than any other single service, including social services, public health, long-term care, and paramedics.

Friendly reminder that nearly 20% of our property taxes go to the police -- more than any other single service, including social services, public health, long-term care, and paramedics.
IMO the police are way over funded and completely under deliver in Guelph. Police don't prevent crime and often dont solve it either.
submitted by frowayyorwp to Guelph [link] [comments]

2023.06.08 19:06 JustinHoMi Acquired a vineyard, help getting started

I’ve made wine from concentrate in the past, and really enjoyed it. So, when I came across a rental property with a vineyard, I jumped on it. I’m not sure when the owner stopped maintaining it, but I believe he moved out of this house sometime in the last year.
I’ve been trying to learn as much as I can via YouTube videos, but still have a ton of questions. Obviously, these vines have not been recently pruned. Is it too late to prune them? What strategy should I use when doing the pruning?
Any suggestions on good material or resources to help jump start the learning process?
Do you think it’s possible that I could get a harvest this year? I may only have this property for a year, so I want to make the most of it!
A few other details: The house is in NC. It rained about 2 inches in May, and 7 inches in April. There are 5 rows, 100 ft each. Not sure what type of grapes yet.
Thanks I’m advance. I’m super excited to join the community.
submitted by JustinHoMi to viticulture [link] [comments]

2023.06.08 18:57 s1eepygrape Property Tax Appeal

Hi! I already posted this in the home owners subreddit, but they recommended that I also post this question here.
My mom wants to get her property tax appealed and I'm helping her out with it, but I'm a little confused about the process. I understand that it would be based on the value, that we would appeal to the BOE, and I'm looking for other homes of values around me; however, there are a couple of questions I have.
I've already found a list of comps, and I understand that I'm writing that information down in the homeowner's section; however, do I also print out the list of comps I've found and send that in with the form? My mom's house also has things like an unfinished basement, the power not working in some sections of the house, and plumbing issues, would I write that information down as well? Would I send pictures of any damage of the house, along with the lists of comps? For the reasons for the assessment notice, they stated it was a change in the market, but all the comps I have found had more rooms, bathrooms, and renovations like pools and koi ponds but were still sold lower than our home's value, would that be a good enough reasoning for an appeal? Is the best way to go through the BOE and if we do go through the BOE, would I be able to talk for my mom in the hearing? Would you guys recommend a lawyer to do this instead or is it possible to find success in appealing yourself?
I'm sorry if these are redundant questions, but this is out of my comfort zone and I want to make sure that I'm on the right track.
Thank you!
submitted by s1eepygrape to Georgia [link] [comments]

2023.06.08 18:57 tbroishere Merck Suing US Govt. Over Medicare Drug Price Negotiations

Facts Drugmaker Merck & Co. on Tuesday filed a lawsuit in US District Court in Washington, DC claiming the federal government’s plan to allow Medicare to negotiate drug prices violates the company’s First and Fifth Amendment rights.1 Merck says the law will force it to negotiate drug prices at below-market rates, violating the Fifth Amendment requirement that the government pays "just compensation" for private property obtained for public use.2 The company's second argument claims that its First Amendment right to free speech will be violated by having to sign agreements saying the prices are fair.3 The right to negotiate drug prices was included in the Inflation Reduction Act, which became law last year over the objection of pharmaceutical companies. However, negotiated prices won't take effect until 2026.4 Merck’s Type 2 diabetes drug Januvia, which it made $2.8B from in 2022, could potentially be on the list of drugs subject to Medicare price negotiations in 2023. It expects its cancer treatment Keytruda and its other diabetes drug Janumet will be subject to the program later.5
Sources: 1Wall Street Journal, 2POLITICO, 3Reuters, 4USA Today, and 5CNBC. Narratives Democratic narrative, as provided by Axios. Merck is starting a barrage of lawsuits by greedy drug makers attempting to postpone implementation of the IRA drug pricing provisions before they completely cripple enforcement of the excise taxes that make the provisions work. Luckily, the drug companies don’t have a legal leg to stand on because they’re not entitled to sell their drugs to the government at any price they want and are free to not participate in Medicare. Republican narrative, as provided by Daily Caller. Merck and other drug companies need to sue not just to prevent the government from extorting them into selling their drugs for less than market value and bankrupting them, but also to prevent the slow-rolling, socialist-style government takeover of the pharmaceutical industry. When the government takes over, innovation dies and leaves people without important, new treatments and medicines.
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2023.06.08 18:55 DiscoverDurham Things to Do in Durham this Weekend (June 8-11)

Check out our full Durham events calendar.
If you'd like to add an event to our calendar, submit an event here. Please check with the event organizers to see if events change due to weather. Have a great weekend!

American Dance Festival

BODYTRAFFIC at Reynolds Industries Theater
2023 ADF Fête at Parizäde
Rennie Harris Puremovement American Street Dance Theater at Page Auditorium

Multi-Day Event

Triangle Restaurant Week

Venue Weekend Schedules

Events at DPAC
Events at The Carolina Theatre
Events at The Pinhook
Events at Motorco Music hall
Events at The Fruit
Live Music at Blue Note Grill
Events at Moon Dog Meadery
Live Music at Sharp 9 Gallery
Events at Arcana
Events at Rubies on Five Points
Events at Durty Bull Brewing Company
Live Comedy at Mettlesome
Events at Glass Jug Beer Lab in RTP
Events at Glass Jug Beer Lab in Downtown Durham

Thursday, Jun 8

Thirsty Thursdays at Dashi
Vinyl Night with DJ Deckades at Gizmo Brew Works
Boulders & Brews Meetup at Triangle Rock Club - Durham
Trivia Night w/Big Slow Tom at Clouds Brewing Brightleaf Square

Friday, Jun 9

Tasting at Ten at Counter Culture Coffee

Saturday, Jun 10

Durham Farmers’ Market at Durham Central Park
South Durham Farmers' Market at Greenwood Commons Shopping Center
parkrun Durham at Southern Boundaries Park
Crafternoons at Gizmo Brew Works

Sunday, Jun 11

Al Strong Presents Jazz Brunch at Alley Twenty Six
Food Truck Rodeo at Durham Central Park
Public Tour at Duke Chapel
Trivia at Navigator Beverage Co.

Running Art Exhibits

upstART Gallery: A Jim Lee Project at Pop Box Gallery
Exhibit at 21c Museum Hotel
“Extra-Spectral” at the Durham Art Guild Truist Gallery
Donna Stubbs, Featured Artist at 5 Points Gallery
Chieko Murasugi & Renzo Ortega at Craven Allen Gallery
Spirit in the Land at the Nasher
Andy Warhol: You Look Good in Pictures at the Nasher
Art of Peru at the Nasher
submitted by DiscoverDurham to bullcity [link] [comments]

2023.06.08 18:47 mabster87 Texas and property taxes

Anyone here still buying in Texas? Can't find deals that don't get murdered but taxes once you turn them from primary dwelling to an investment property.
submitted by mabster87 to realestateinvesting [link] [comments]

2023.06.08 18:47 JustinHoMi Acquired a vineyard, is it salvageable?

Acquired a vineyard, is it salvageable?
I’ve made wine from concentrate in the past, and really enjoyed it. So, when I came across a rental property with a vineyard, I jumped on it. I’m not sure when the owner stopped maintaining it, but I believe he moved out of this house sometime in the last year. The house is in NC. It rained about 2 inches in May, and 7 inches in April. There are 5 rows, 100 ft each. Not sure what type of grapes yet.
I’ve been trying to learn as much as I can via YouTube videos, but still have a ton of questions. Obviously, these vines have not been recently pruned. Is it too late to prune them? What strategy should I use when doing the pruning?
Any suggestions on good material or resources to help jump start the learning process?
Do you think it’s possible that I could get a harvest this year? I may only have this property for a year, so I want to make the most of it!
Thanks I’m advance. I’m super excited to join the community.
submitted by JustinHoMi to winemaking [link] [comments]

2023.06.08 18:41 morgichor How successful have you been in the past appealing your property tax assessment in the past? As many of you are aware this year it spiked up and we are weighing options. ( Dekalb County for anyone wondering)

submitted by morgichor to Georgia [link] [comments]

2023.06.08 18:21 SignalImaginary3941 struggling with governmental accounting, any tips?

I think Becker is horrible in the las three sections. Essentially, they say underline this and remember this acronym, but never actually teach you anything. How am I supposed to know that property taxes go to one fund, interest goes to another, and rental revenue to another? any tips are appreciated!!
submitted by SignalImaginary3941 to CPA [link] [comments]

2023.06.08 18:21 Nickuous Should I go through with purchasing a home or am I making a rash decision?

I've been on the fence for a bit about buying a home for a bit now and could use some guidance.
I'm 24 years old making ~$120k in MD. I'm living at home right now, pay my parents $400/month for rent and am able to save ~$5k a month, which is great, but living at home can be a little restricting.
The home I've liked the most so far is a 2 bed 1.5 bath 1200sqft townhouse. Listed at 220k, with a 50k downpayment it'd probably run me around $1600/month (including taxes, insurance, etc.), which would still allow me to save 3-4k/month.
Am I jumping into things too quickly, or does it make sense for me to do this?
submitted by Nickuous to FinancialPlanning [link] [comments]

2023.06.08 18:16 Speerdo Douglas County Tax Assessments Appear To Favor The Rich

Douglas County Tax Assessments Appear To Favor The Rich
While challenging my county tax assessment, I compiled a list of all the homes in my area that sold in the past 12 months. I compared the sale price to the assessed 2023 taxable value to see if the county are hitting the mark or not. At least in my area during this timeframe, the more expensive your house, the more undervalued your tax assessment. In other words, the richer you are, the less property taxes you're paying, at least in this data set which is admittedly not very large.

All public data from Zillow and the Douglas county assessor's website. Not doxing anyone here.

Y-axis is the percentage that the '23 assessed value is oveunder the actual sale price over the prior 12 months.
I have three theories:
  1. Rich dude cronyism. Maybe it's nefarious, maybe it's more subconscious bias.
  2. Rich people are simply more likely to challenge their tax assessments and/or those challenges are more likely to be accepted? With more money at play, I get that rich people are more likely to challenge, but are they more likely to be accepted? Anyone know where I can find data on challenges and outcomes for the list above?
  3. There was a study that I can't track down right now that showed a tendency/bias of individuals to error on the side of a perceived midpoint when estimating numbers. For example, a study participant was more likely to guess that a 100 lb person is, for example, 110 lbs while a 300 lb person is 280 lbs. Is that all this is? Someone's bias creeping into the formulas used?
Sorry for the crappy chart. I seem to have forgotten how to move the x-axis labels in Excel.
Not making any hard accusations or assumptions here. Just sharing the data that seems concerning. Thoughts? Explanations? Anyone know any new cuss words?
submitted by Speerdo to Omaha [link] [comments]

2023.06.08 18:16 LadyHawk6381 AITAH for not going to a celebration of life ceremony for my father that passed away ?

AITAH for not going to a celebration of life ceremony for my father that passed away ?
My father and I had not had a good relationship for most of my adulthood. He was narcissistic abuser to me and my mother until his passing.
His family since their divorce have always bad mouthed my mother for divorcing my father even though my father treated me differently because I had disabilities and am disabled now. He never tried to communicate or even have a relationship with me through out my life.
He tried to sell properties that belonged to me and let the taxes lien on them forcing them to be sold at auction after I graduated high school leaving me with nothing to help with me going to college or even being able to go to school if I wanted.
After he had a stroke his family bad mouthed me for not quitting my job to take care of him full time even though I was a single mom struggling to pay bills. He even told me I was a horrible child for putting my child above him. Even after I arranged help for him and help get him into a assisted living arrangement. And helped him with getting him foods and services because he was disabled.
Even after this I still came to see him and every visit he never seemed interested in his grand children lives or my own. He even missed the birth of his first grandchild to go to work even though his boss told him to stay. ( he used the phone in my room to call him and call in )
Even when I found out he was getting close to passing I arranged a four hour round trip with my disabled daughter to see him in the hospital and was there when he passed after me coming to say goodbye to him.
My cousins post on social media how wonderful he was and how he was a good person but he never showed me or my mother anything but emotional abuse and was very hurtful. I went to therapy to address these issues and I forgave him for my own mental wellbeing. They want me to go to his celebration of life but I know it will be awkward and I really don’t want to go.
submitted by LadyHawk6381 to AITAH [link] [comments]

2023.06.08 18:10 NoLawsNoGoverrnment Conservative Christians BTFO

Conservative Christians BTFO submitted by NoLawsNoGoverrnment to COMPLETEANARCHY [link] [comments]

2023.06.08 18:09 TransportationDue79 Foreign Income and Disclosure (ITR) - Part 1 ( Multi part ELi5)

Hi, my name is Pavitr Prabhakar ( JK a small Spiderman Ref). Not my real name... Or is it ?
So last couple of days I was wondering how to present foreign income in the income tax return. I mean, we all get the payment in foreign currency, so how do we show that income in INR? Can I use any exchange rate?
The answer is given only from the income tax perspective to keep the post brief.
So suppose I earn the money in foreign currency such as dollar or something. Can i use the exchange rate of any website?
Well the answer is No.. There is a specific rule in the Income-tax rules 1962 Rule No 115 which tells how the income is to be converted: -
The rate of exchange for the calculation of the value in rupees of any income accruing or arising or deemed to accrue or arise to the assessee in foreign currency or received or deemed to be received by him or on his behalf in foreign currency shall be the telegraphic transfer buying rate of such currency as on the specified date.
Woah what is telegraphic transfer buying rate of such currency ? and what is Specified Date?
Telegraphic transfer buying rate of such currency would mean "telegraphic transfer buying rate", in relation to a foreign currency, means [the rate or rates of exchange] adopted by the State Bank of India constituted under the State Bank of India Act, 1955 (23 of 1955), for buying such currency [, having regard to the guidelines specified from time to time by the Reserve Bank of India for buying such currency,] where such currency is made available to that bank through a telegraphic transfer.] ( Refer Rule 26 of the income tax act 1962.
In short, it means choose the Telegraphic Buy rate of SBI as on the specified date.
What is Specified date?
"specified date" means—
(a) in respect of income chargeable under the head "Salaries", the last day of the month immediately preceding the month in which the salary is due, or is paid in advance or in arrears;
i.e for the month of March 2023, your salary will get due on 1st April 2023, The act says take the rate as on the last date of the month before the salary is due i.e March 31st 2023 in this case.
(b) in respect of income [by way of] "interest on securities", the last day of the month immediately preceding the month in which the income is due;
Note the word due, So If your interest income gets due on March 5, 2023 you will use the reference rate of Feb 28 2023 and convert the income.
(c) in respect of income chargeable under the heads "Income from house property", "Profits and gains of business or profession" [not being income referred to in clause (d)] and "Income from other sources" (not being income by way of dividends [and "Interest on securities"]), the last day of the previous year of the assessee;
(d) in respect of income chargeable under the head "Profits and gains of business or profession" in the case of a non-resident engaged in the business of operation of ships, the last day of the month immediately preceding the month in which such income is deemed to accrue or arise in India ;
(e) in respect of income by way of dividends, the last day of the month immediately preceding the month in which the dividend is declared, distributed or paid by the company;
(f) in respect of income chargeable under the head "Capital gains", the last day of the month immediately preceding the month in which the capital asset is transferred:]
A Special point to be noted is In case of Item no "c" above, where such income is received in, or brought into India by the assessee or on his behalf before the specified date as mentioned above, in accordance with the provisions of the Foreign Exchange Management Act, the rate of exchange will be based on the rates followed in the accounting, which would be the rate adopted for the maintenance of books of accounts or the RBI reference rates. In common practice, we use XE exchange rates or in some cases even the SBI rates or RBI rates. It would be best to follow the RBI rates as they are least prone to disputes.
So In short, we are supposed to convert the foreign income into INR based on the reference rates as mentioned in the date as per rule 115 (cases mentioned above)
(My imaginary girlfriend poking me Gayathri? ( Again a small spiderman reference) but then again I find the name Gayathri so, cute...) Pav, so where will you get the reference rate for SBI?
Oh Shoot, its very difficult to get the reference rate of SBI, well the historical data...... well, you could head to GitHub - skbly7/sbi-tt-rates-historical: Historical SBI TT rates since 02 July 2020. These are one of important rates required for ITR purposes and not made readily available by RBI/SBI unfortunately.
I'm not the person who maintains this commit, it is done by Mr.Shivam Khandelwal and we are very grateful to him for such a great initiative.
Point to note: Always take the TT buy rates in page 2 i.e card transactions greater than 10 lakhs but less than 20 lakhs. Ignore the page 1 those rates should NOT be taken.

I would like to thank u/becool773 for raising this query. Though technically his question was on how to present data in Schedule FA of the ITR. I will be discussing that in tomorrow's post. Link will be updated here and crosslinked in the new post. Some of the key terms were required to be introduced so I chose this. Feel free to ask any doubts in comments or if you have a different opinion in the subject matter.
About me. My name is Antony Mathew. My objective through this article is if Knowledge should never be locked away. I'm not perfect, but I would like to make a difference. Tax is not something which one should fear. Actually, this is the Income Tax departments job to do outreach, but always look out for the little one... Your Friendly Neighborhood Spider- Man!
P.S if there is anything you would like me to go more in depth in the above topic, do put in the comments Ill try my best to include the same in the coming posts. Tomorrow is about Schedule FA presentation.
submitted by TransportationDue79 to IndiaTax [link] [comments]